Fix My Wealth by Essential Planner

13/07/2026

What does it feel like to have a clear financial plan and confidence about your future?

In this client testimonial, Damien shares his experience working with Essential Planner and how our holistic approach to financial planning helped him gain greater clarity and confidence around his financial future.

Rather than focusing on just one area such as superannuation or investments, we help our clients bring together every aspect of their financial life, including:

• Retirement Planning
• Wealth Creation Strategies
• Superannuation Advice
• Investment Planning
• Property Wealth Creation
• Debt Reduction Strategies
• Tax-Effective Planning
• Asset Protection

Every client's journey is different, and Damien's story highlights the value of having a personalised financial strategy designed around your goals.

If you're looking to build wealth, reduce debt, or create a more confident path towards retirement, we'd love to help.

📅 Book your complimentary Wealth & Worry-Free Retirement Strategy Session
👉 https://calendly.com/michelle-b-essential-planner/60min

🌐 Learn more about Essential Planner:
https://www.essentialplanner.com.au

General Advice Warning: The information contained in this video is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek personal financial advice.
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What does it feel like to have a clear financial plan and confidenc...

11/06/2026

🚨 Property Investing Has Changed... But Wealth Creation Hasn't
With the proposed changes to negative gearing and CGT, many property investors are asking:
❓ "What do I do now?"
❓ "Have I missed my chance to build wealth?"
❓ "How can I still reduce tax and invest effectively?"
The good news is that strategic investors are adapting.
Many Australians are now exploring ways to:
✅ Use equity in their home to invest
✅ Potentially create tax-deductible investment debt
✅ Build passive income streams
✅ Reduce their home mortgage faster
✅ Continue investing in property markets without owning another investment property
One strategy gaining attention is REITs (Real Estate Investment Trusts).
🏢 REITs allow you to invest in professionally managed property portfolios including:
✔ Commercial property
✔ Industrial warehouses
✔ Shopping centres
✔ Healthcare property
✔ Residential developments
Unlike traditional investment properties, REITs are often:
✔ Cash-flow positive
✔ Diversified across multiple properties
✔ Professionally managed
✔ More flexible and liquid
And importantly, depending on legislation and your personal circumstances, investors may still be able to:
✔ Borrow to invest
✔ Potentially claim investment interest deductions
✔ Use debt recycling strategies
✔ Continue building wealth through property-related investments
The biggest mistake investors can make right now is focusing on one tax strategy.
The investors who typically achieve the best long-term outcomes have:
✔ Diversified investments
✔ Smart tax strategies
✔ Retirement planning
✔ Flexible wealth structures
📅 Complimentary Holistic Wealth Creation Strategy Session
We'll help you understand:
✅ How the new property rules may affect you
✅ Whether REITs could be suitable for your situation
✅ How to potentially use your home equity more strategically
✅ Debt recycling opportunities
✅ Retirement and wealth creation strategies
📩 Comment WEALTH below or send us a message and we'll send you the details.

27/04/2026

How will the CGT changes affect you?

https://7news.com.au/news/capital-gains-tax-discount-could-face-biggest-shake-up-since-1999-what-could-it-mean-for-investors-and-home-buyers-c-22185977?fbclid=IwY2xjawRbq29leHRuA2FlbQIxMABicmlkETJuNUpiZVgxaWY2Z3kyTXBBc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHoKU1Dq-qHh4ucnIYHtkphtei8k7yI-wmZvnSOeoi26mPsxgcTUGiE5_sDVD_aem_dDovBmJo1frpm3yX9t5xKA

Find out who stands to gain and who misses out under the proposed changes at budget time.