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26/10/2026

Do not rely on willpower to pay yourself first.

After a tough day it is harder to stick to the eating plan or the training plan, and saving money is no different. Tim's fix is to set up structures that do not ask anything of you: a separate savings account with no card attached, and asking your employer to split your pay so a set amount, say $200 a week, goes straight into it.

Once it is automatic, you are not fighting yourself every week.

General information only, not financial advice.

📈 Half of All First Home Buyers Are Using Deposit Schemes — Here’s WhyWhile low-deposit schemes eliminate the upfront sa...
26/10/2026

📈 Half of All First Home Buyers Are Using Deposit Schemes — Here’s Why

While low-deposit schemes eliminate the upfront savings hurdle, building long-term wealth depends on asset quality and compounding fundamentals rather than entry incentives alone.

👉 Read our latest insight on what this means for long-term wealth creation:

🔗 https://infinitewealth.com.au/property-investment/deposit-schemes-shift-long-term-wealth-entry/

26/10/2026

Most property investors are stitching together five different people who have never spoken to each other: advice, finance, the salesperson, the builder and the property manager. When something goes wrong, everyone points at someone else.

That is why we keep it all under one roof: the strategy, the finance, the property and the management. One team, one plan, all working towards your outcome.

Comment START and we will show you how the whole thing works together.

General information only, not financial advice.

25/10/2026

Two properties. Same price. Same suburb. One builds wealth, one can quietly drain it.

The difference is land content. The land is generally the part that appreciates, while the building depreciates and needs repairs. Tim's guide is to look for land making up around 40% or more of the value.

It is a guide, not a guarantee. Land values can fall too, and location, demand and supply all matter. But two homes that cost the same today can look very different on the day you sell.

Comment STRATEGY and we will help you map out your next 20 years properly.

General information only, not financial advice.

25/10/2026

One of the biggest worries about renting is security. What if the owner sells?

Tim has rented his entire adult life, and his answer is due diligence on the owner. He looks to rent from professional property investors, who generally want long-term tenants, and committing to a longer lease has sometimes helped him negotiate a better rent too.

That is his experience, not a guarantee. Lease terms, rents and tenancy rules vary by state and by owner. But the idea that renting always means insecurity is worth questioning.

General information only, not financial advice.

24/10/2026

The deposit is never the full cost of buying a home.

Tim shares the story of a buyer who saved their 10% deposit, then got hit with stamp duty, legal fees, inspections, loan costs, insurance and settlement adjustments. They nearly lost the property.

His rule of thumb is to allow roughly 5% to 7% on top of the price. Treat that as a guide only, the real figure varies by state, price and whether first home buyer concessions apply.

Comment NUMBERS and we will help you work out the real numbers for your situation.

General information only, not financial advice.

24/10/2026

If you are waiting until you feel completely ready to invest, that day is never coming.

There will always be one more reason to wait: a headline, an election, a rate decision. With four rate rises this year and prices softening in many markets, there are plenty right now, and next year will have its own.

The people who build wealth start with a solid plan, a proper structure and the right first asset, then adjust as they go. A proper plan is built around your own numbers, including a buffer for higher rates.

Comment START and we will help you take the first step properly.

General information only, not financial advice.

23/10/2026

What was the first big purchase you made once you landed a decent paying job? For most people it was not a house. It was a car.

Tim's illustration: buy a $20,000 car on finance and you might repay around $30,000. By the time it is paid off, it could be worth $5,000 if you are lucky.

The figures are illustrative only and your own loan will differ, but our first big financial decision is often borrowing to buy something that loses value.

What was your first big purchase? Tell us in the comments.

General information only, not financial advice.

23/10/2026

Live the life you want. Five words, and most people completely misread them.

It is not the fast car or the big house. Done properly, property is about buying back choice: the choice to work because you want to, to be there while your kids are young, and to retire on your terms rather than on whatever your super happens to leave you.

Wealth is the tool, not the goal. The goal is the life.

Comment PLAN and we will help you design the life first, then the portfolio.

General information only, not financial advice.

Address

320 Hay Street
Subiaco, WA
6008

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+61894386333

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