Ultimum Financial

12/03/2026

Welcome to the podcast, Honest Conversations for Women – Financial Empowerment post separation and divorce with Manisha Bhudia CPA SSA, Financial Adviser, Fiona May Steddy and Sandra Lee from Women On Transition After Separation or Divorce - It's Your Time To Shine.

In this podcast, Manisha and Fiona have a conversation on:-
🟢 Importance of pursuing economic empowerment is one of the key life survival skills for Women.
🟢 Long term financial impact on Women due to carer and nurturer responsibilities.
🟢 Taking accountability and responsibility of your Life and working towards creating a Life you feel proud to live.
🟢 Understanding importance of income needs not only now but also post non-working life phase.
🟢 As Women are living longer, understanding and making financial provisions for future care costs is critical.

Ultimum Financial services Team is proud to be one of the sponsors for the Reset your Life & Shine event by Women On Transition to be held in Perth from 13th March 2026 to 15th March 2026 at the Perth Convention and exhibition center.

Manisha Bhudia CPA SSA, Financial Adviser

Link for the podcast: https://youtu.be/f6K_kpHWdi4?si=AxNsK6kU6tJFv_qh

Link for the event: https://womenontransition.com/

Fiona interviews financial planner Manisha Budia about helping women navigate separation and divorce through financial empowerment and independence. They dis...

12/03/2026

Welcome to the podcast, Honest Conversations for Women – Mastering Your Finances post separation and divorce with Manisha Bhudia CPA SSA, Financial Adviser, Fiona May Steddy and Sandra Lee from Women On Transition After Separation or Divorce - It's Your Time To Shine.

This podcast covers off on importance of understanding, Cash”Flow” as a building block of growing sustainable wealth and compartmentalizing goals in each “bucket’ and assigning a dollar value to it to provide a targeted approach towards achieving set goals.

Ultimum Financial services Team is proud to be one of the sponsors for the Reset your Life & Shine event by Women On Transition to be held in Perth from 13th March 2026 to 15th March 2026 at the Perth Convention and exhibition center.

Link for the podcast: https://youtu.be/TnHjHCuWVtU?si=-tCuf2w40Purnoc8

Link for the event: https://womenontransition.com/

Manisha Bhudia CPA SSA, Financial Adviser

In this episode of the Women on Transition Podcast, hosts Fiona May and Sandra Lee are joined by financial expert Manisha Buddha to discuss crucial strategie...

12/03/2026

Welcome to the podcast, Honest Conversations for Women - Empowering Financial Independence after separation and divorce with Manisha Bhudia CPA SSA, Financial Adviser, Fiona May Steddy and Sandra Lee from Women On Transition After Separation or Divorce - It's Your Time To Shine.

This week's podcast covers off on importance of understanding: -
✅ Assets and Passive Income
✅ Understanding debt - Consequences of Joint and several debts
✅ Understanding Superannuation and the impact in the long term
✅ How to manage overwhelm whilst navigating the separation journey

Ultimum Financial services Team is proud to be one of the sponsors for the Reset your Life & Shine event by Women On Transition to be held in Perth from 13th March 2026 to 15th March 2026 at the Perth Convention and exhibition center.

Link for the podcast: https://youtu.be/qE2_YR3mrX0?si=1XiAFfu2Fe-A8PWe

Link for the event: https://womenontransition.com/

Manisha Bhudia CPA SSA, Financial Adviser

Join Fiona May and Sandra Lee from Women On Transition as they welcome financial advisor Manisha Buddia from Perth, Western Australia. In this episode, they ...

24/02/2026

Welcome to 2nd podcast, Honest Conversations for Women - Top Financial Mistakes Women make after separation and divorce with Manisha Bhudia CPA SSA, Financial Adviser, Fiona May and Sandra Lee from Women On Transition After Separation or Divorce - It's Your Time To Shine.

This week's podcast covers off on importance of understanding, cashflow needs pre and post-divorce and separation, implementing a diversified strategy to grow your wealth, starting to think about making provisions for future care costs and whether to retain or sell the family home.

Ultimum Financial services Team is proud to be one of the sponsors for the Reset your Life & Shine event by Women On Transition After Separation or Divorce - It's Your Time To Shine to be held in Perth from 13th March 2026 to 15th March 2026 at the Perth Convention and exhibition center.

Link for the podcast: https://youtu.be/rdDC5AFnjEQ?si=AHbV1GL_HwV0lBT7

Link for the event: https://womenontransition.com/

Welcome to the Reset and Shine podcast with Fiona May and Sandra Lee! In this episode, we are joined by the amazing financial expert, Manisha, to discuss the...

16/02/2026

Team Ultimum are proud to be a Platinum sponsor for the Reset your Life & Shine event hosted by Women On Transition After Separation or Divorce - It's Your Time To Shine to be held in Perth from 13th March 2026 to 15th March 2026 at the Perth Convention and Exhibition Centre. Women On Transition After Separation or Divorce - It's Your Time To Shine , is a community of thriving women and offers Programs for Women to Heal, Grow and Thrive after Separation or Divorce.

Fiona May Steddy and Sandra Lee, together, have helped empower over 20,000 women to proactively create confident and courageous new lives, and helping women live life on their own terms.

We are proud of our Financial Adviser, Manisha Bhudia CPA SSA, Financial Adviser, who is leading Team Ultimum's participation in this event. One of the Advice areas Manisha is purpose driven is to enhance Women's Economic Empowerment. Having personally navigated a similar journey, Manisha is well equipped to share learnings from her journey and the importance of uplifting financial literacy for women and helping them secure their financial future.

Lead up to the event on 13th March 2026-15th March 2026, Manisha, Sandra and Fiona will be sharing their thoughts on Life after Divorce, Honest Conversation for Women podcast.

Link for the podcast https://youtu.be/ZDisvmutKUo?si=zZRm9KEWL0eVSU4g

Link for the event https://womenontransition.com/home

Bhudia CPA SSA, Financial Adviser, Luke Watson, Joseph Miasi CFP®

CPA Australia
SMSF Association
Financial Advice Association Australia (FAAA)

Join Fiona May and Sandra Lee, hosts of the 'Reset and Shine' podcast, as they explore critical financial strategies for women navigating separation and divo...

12/01/2026

Team Ultimum, wishes all our clients and support network a very Happy and Healthy 2026 and beyond.

It has already been, 1st week back into the office with renewed energy and we are ready to help existing and new clients kick off their 2026 financial goals.

Our first client testimonial of 2026! We are very proud of our Financial Adviser Manisha Bhudia CPA SSA, Financial Adviser.

Not only does Manisha bring forth her experience and technical capabilities when helping clients navigate their financial pathways but her innate ability to connect with our clients “being” to “being” and simplifying technical financial concepts is what leads to clients becoming her biggest advocates.

Below client outcomes are not possible without the relentless backing of our Ultimum team. We look forward to delivering more client outcomes in 2026 and beyond.

21/05/2025

You may be eligible to claim a tax deduction if you make a personal contribution to superannuation. There are some important steps and specific timeframes that you need to follow.

Steps to claiming a tax deduction for a super contribution. You may be eligible to claim a tax deduction if you make a personal contribution to superannuation. There are some important steps and specific timeframes that you need to follow. What are personal deductible contributions? A personal

21/05/2025

With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may benefit you now and help boost your super.

With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may benefit you now and help boost your super. 1. Add to your super and get a tax deduction

06/03/2025

Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a difference.

Can a few extra dollars really make a difference? Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a difference. More bang for your buck Putting money away for spending in 10, 20 or 30 years’ time is

06/03/2025

Must say 2025 has started off with a Bang!! With all the changes occurring especially globally, it has become even more critical to ensure your personalized wealth creation and wealth protection strategies continue to remain relevant and aligned to your long-term goals and objectives.

Have a read of below guide which provides you an insight on couple of options to consider in 2025 and on how to continue to grow your wealth sustainably over the long term.

Financial goals guide 2025 Your future's on the line. Don't stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine in 10 wealthy Australians are quietly doing it already*, new research from Col

06/03/2025

Women and Finance.

This is one of the areas of Financial Advice Services our Ultimum Financial Services team
is passionate about, especially our very own Financial Adviser, Manisha Bhudia CPA SSA, Financial Adviser.

Please feel free to reach out to us to have a first, no fee obligation conversation, around importance of ensuring you are financially set to enjoy your retirement on your own terms!

Financial strategies for women over 50 Many women in their 50s are asking themselves: “How do I prepare for retirement without financial stress? Can I reduce my working hours or transition to a new career without jeopardising my future?”  If you’re wondering the same, you’re not alone.