Yield Financial Planning

Yield Financial Planning Good Fortune Needs Great Planning Our goal is to have a long working relationship with every client and deliver a premium service always.
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We are a full service financial planning business, with a history of providing clients Genuine Fee for Service Financial Planning and investment advice. We understand that advice that is right for one person may be completely different for you and we design our strategies to suit your individual objectives. The Yield team have decades of experience, with qualifications including Degrees, Masters,

Advanced Diplomas and CFP® status and we share knowledge regularly. Yield can assist you with

Wealth Accumulation – We will help you: Make informed investment decisions; Achieve lower tax outcomes; Reduce debt; Embrace Super including SMSFs

Insurance Advice – Your biggest asset is probably your ability to earn an income. We will help you: Establish a policy that is low cost; Structure it tax effectively; choose a quality contract; Assist you through the claims process

Pre-retirement planning – There are a plethora of options that exist to achieve a better retirement outcome. We will help you develop a plan that focuses your resources on achieving a quality retirement

Retirement Planning – This is arguably the time in your life you will benefit from a financial plan more than any other. We will help you structure your assets to maximise what you have by achieving good investment outcomes; lower tax outcomes; maximising Centrelink eligibility; Creating considered Estate outcomes

Mortgage Structuring and Property Advice – Our close working relationship with Property Planning Australia gives you access to quality Mortgage broking and Property related services. Property Planning Australia is multi award winning and can help you keep more money in your pocket rather than the banks

If you would like to discuss how Yield can help you. Contact us on 03 9819 0699 and we’ll be happy to start the conversation.

Aged care decisions often happen fast, after a fall, illness or hospital stay, and “simple” choices about the family hom...
22/07/2026

Aged care decisions often happen fast, after a fall, illness or hospital stay, and “simple” choices about the family home, RAD/DAP payments and the Age Pension can shape your finances for years to come.

There’s no shortage of information, but what most families really need is licensed, personalised advice that looks at the whole picture and puts their best interests first. Our aged care advisers help you navigate the rules, protect your cash flow and support both the person going into care and the family left at home.

Learn more: https://yieldfinancialplanning.com.au/why-licensed-aged-care-financial-advice-matters-more-than-ever/

20/07/2026

With all the recent talk about tax changes and property investors in the Federal Budget, the real challenge for over‑50s isn’t buying more, it’s knowing how and when to wind down your properties without denting your lifestyle. 🏡💰

When you’re over 50, the hard part isn’t buying investment properties, it’s knowing how and when to wind them down without denting your lifestyle. This short video walks through why maintenance, debt and tax can become a drag in the lead‑up to retirement, and how having a clear divestment strategy can turn “selling under pressure” into a planned, step‑by‑step process instead.

Starting to think about freeing up equity or simplifying your portfolio? You can learn more about our property divestment advice service here by downloading our free Property Portfolio Wind Down Guide. Explore 10 practical moves for your own plan.

Get your guide now: https://yieldfinancialplanning.com.au/ebook/property-portfolio-divestment-for-retirement/

⭐️ Testimonial Tuesday ⭐️Starting a financial plan can feel intimidating, especially if you’re worried you’ll be bombard...
14/07/2026

⭐️ Testimonial Tuesday ⭐️

Starting a financial plan can feel intimidating, especially if you’re worried you’ll be bombarded with jargon or advice that doesn't align with your values and goals.

That’s why feedback like this about Jarrod’s service and expertise means so much to us, it reflects the experience we want every client to have when they sit down with our team. Jarrod focuses on listening first, cutting through the jargon and building a clear, practical plan that feels achievable, not overwhelming.

If you’ve been putting off getting advice because it all feels “too hard”, this is your sign to take the first step and start the conversation with us.

See how we've helped others on their important journey: https://bit.ly/yfpreviews

With parts of the 2026 Federal Budget now legislated, major changes to capital gains tax and negative gearing, the “supe...
13/07/2026

With parts of the 2026 Federal Budget now legislated, major changes to capital gains tax and negative gearing, the “super vs property” question has become even more personal and timing‑sensitive for investors. 💰⏰

Super is set to remain a highly tax‑effective, relatively stable environment for long‑term wealth, while some property strategies, especially established residential bought in personal names and trusts, requires fresh thought. ☁️

In this blog we unpack how super and property differ, walk through their real‑world pros and cons, and explore when it can make sense to use both rather than choosing one “winner.” Including tax outcomes, diversification and compounding inside super through to rental income, leverage, entry costs and liquidity for property.

The goal is to help you think about which mix best supports the lifestyle and retirement you actually want, not just which option sounds best in the headlines. 🔊

Read the full blog to learn more: https://yieldfinancialplanning.com.au/is-it-better-to-invest-in-super-or-property/

A new financial year = Change & Opportunity! 🤔 💭 We encourage you to use this time as a natural reset point rather than ...
10/07/2026

A new financial year = Change & Opportunity! 🤔 💭

We encourage you to use this time as a natural reset point rather than just a date on the calendar.

It’s a chance to pause, check that your strategy still lines up with your goals, and fine‑tune the big pieces that matter most:
✔️ Cash flow
✔️ Investing
✔️ Tax planning
✔️ Retirement.

If you’d like a hand setting up FY27 with more clarity and confidence, our advisers are ready to step through your full position, update your projections and help make sure your next decisions support the lifestyle you’re working toward.

Contact a Yield adviser today: https://yieldfinancialplanning.com.au/contactus/

Three years ago, Tamsin joined Yield 🥳 🎉 and has become a trusted guide for clients navigating everything from day‑to‑da...
09/07/2026

Three years ago, Tamsin joined Yield 🥳 🎉 and has become a trusted guide for clients navigating everything from day‑to‑day decisions to long‑term retirement planning.

Today, our clients continue to highlight not just her technical expertise, but the way she listens, explains complex ideas clearly, and helps people feel genuinely supported through change.

Thank you Tamsin, for the work you do for our clients and choosing to grow with Yield. 🌳

Learn more about Tamsin: https://yieldfinancialplanning.com.au/team/tamsin-wood/

The Greens–Labor deal has confirmed a ban on new SMSF loans (LRBAs) for residential property, with the change expected t...
08/07/2026

The Greens–Labor deal has confirmed a ban on new SMSF loans (LRBAs) for residential property, with the change expected to start around mid‑August 2026 and existing loans grandfathered. Commercial property remains unaffected under current rules. 🏠🔒

Whether you already have an SMSF residential LRBA, are under contract, or were planning to buy a residential property in your SMSF, the next few weeks are time‑critical to understand your options and avoid rushing decisions. Our advisers can help you review your strategy, clarify what this ban means for you, and explore alternative ways to grow your retirement wealth. 📊

It’s another reminder that structure and strategy matter just as much as the asset itself: decisions about property and super should be made with a clear view of changing tax settings, borrowing rules and your long‑term retirement goals, not rushed in response to headlines. Our team is here to help you understand what this ban means for you and answer any questions you may have ahead of August.

Learn more: https://yieldfinancialplanning.com.au/smsf-lrba-to-exclude-residential-property/

⭐️ Testimonial Tuesday ⭐️ When your financial plan is shaped around your life, not a menu of products, the whole experie...
30/06/2026

⭐️ Testimonial Tuesday ⭐️ When your financial plan is shaped around your life, not a menu of products, the whole experience changes.

Engaging with financial advice is ultimately about more than numbers on a page. It's about walking away feeling confident, informed and genuinely supported in the decisions you’re making about your life. That’s the real value of partnering with a planner who’s in your corner over the long term.

Thank you Jane for sharing. We're so pleased to hear you've seen value in your relationship with Jarrod and Yield.

See how we've helped others on their important journey: https://bit.ly/yfpreviews

Worried you’ve left retirement planning too late? You’re not alone: nearly 48% of Australians aged 50–66 are concerned t...
24/06/2026

Worried you’ve left retirement planning too late? You’re not alone: nearly 48% of Australians aged 50–66 are concerned they’ll run out of money in retirement. 🏠💰

The good news is your 50's can still be a powerful decade for change and with a personalised financial plan you can remove the guesswork from your retirement planning journey.

This blog outlines how to get clear on your goals, work out your number and put a real plan behind the next stage of your life.

Read the full blog: https://yieldfinancialplanning.com.au/how-to-plan-for-retirement/

Congratulations Ben on reaching 1 year at Yield! 🥳🍻Over the last 12 months, Ben’s willingness to jump in wherever needed...
22/06/2026

Congratulations Ben on reaching 1 year at Yield! 🥳🍻

Over the last 12 months, Ben’s willingness to jump in wherever needed has made a real difference to both clients and colleagues alike. He brings a positive and engaging energy to each day and we're pleased to have him as part of our team.

We look forward to seeing what the year ahead will bring. With a bit of luck, that may even include an Essendon win or two.

Learn more about Ben: https://yieldfinancialplanning.com.au/team/ben-mcfall/

Address

4/670 Canterbury Road
Surrey Hills, VIC
3127

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61398190699

Website

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