Thrive Lending Group

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Thrive Lending Group

You’ve got a plan, let’s make it happen 🙌🏼 Residential Mortgages, Commercial & Asset Lending 🏡

19/07/2026

🏆 THE WORLD CUP FINAL IS TONIGHT! 🏆

As you know, Thrive loves sport — and it doesn’t get much bigger than this.

Spain. Argentina. One match. One champion.

Sam and Jordan have chosen their sides. Now it’s your turn.

Comment the exact final score below for your chance to win a free Thrive Home Loan Check-Up.

Example: Spain 2–1 Argentina

The first person to correctly predict the score wins, so get in early 👇

Entries close at kickoff. One entry per person. Score is based on 90 minutes only. Edited comments won’t be counted. Winner contacted by Thrive via DM.

Good Luck!

17/07/2026

Want to improve your borrowing capacity? Start with the basics.

Know exactly where your money is going each month — from groceries and bills to Netflix, Spotify and the subscriptions you forgot you had.

A simple budget can help you cut unnecessary spending, build stronger savings habits and put you in a better position when it’s time to apply for a loan.

Small changes now can make a big difference later.

15/07/2026

That unused credit card could be reducing your home loan options more than you realise. 💳🏡

When assessing your borrowing capacity, lenders look beyond your income. Credit card limits, personal loans, car finance and buy-now-pay-later accounts can all affect how much they are willing to lend.

Trying to leave debts off the application is never worth it. Lenders have extensive checks in place, and undisclosed liabilities can delay or derail an approval.

The best move is to be transparent with your broker from day one. Once they understand your full financial position, they can help you create a strategy to reduce or consolidate debt, improve your application and put you in a stronger position to purchase your future home.

The earlier you start planning, the more options you may have.

Send us DM before you begin your property search.

13/07/2026

Your pay packet may look exactly the same, but the amount a lender is prepared to offer you can still change.

Interest rates, living expenses, existing debts and each lender’s assessment policies all influence borrowing capacity. That means an estimate or pre-approval from earlier in the year may no longer reflect your position today.

Before attending an auction or making an offer, take the time to confirm:

✓ How much you can currently borrow
✓ What the repayments could look like
✓ Whether your pre-approval is still valid
✓ What you can comfortably afford—not just the maximum available

The property market can move quickly, but that does not mean your financial decisions should be rushed.

Send us a DM before making your next move, so you are working with the right numbers from the start.

*General information only. Lending criteria, terms and conditions apply.*

10/07/2026

Trying to perfectly time the property market can leave you watching from the sidelines while prices continue to move.

The better question isn’t, “When will the market fall?” It’s, “Am I financially ready to buy?”

A home should fit your budget, your goals and your life—not someone else’s prediction. Once the numbers stack up and you’re comfortable with the repayments, getting started can be more valuable than chasing the perfect entry point.

Build your plan. Know your limits. Play the long game.

Speak with Jordan and Sam to understand what buying responsibly could look like for you.

08/07/2026

A cooling market doesn’t mean the property market has stopped — it simply means the pace has eased.

When that happens, buyers often have more breathing room. More time to compare properties, review contracts, organise finance, ask better questions, and make decisions without feeling rushed by pressure or competition.

That extra time can be powerful.

Buying a home should never be about panic, ego, or racing everyone else to the finish line. It should be about understanding your numbers, knowing your options, and making a smart move when the right property comes along.

Sam breaks down what a cooling market can mean for buyers — and why being prepared matters.

Thinking about buying? Let’s make sure you understand your position before the next opportunity comes up.

06/07/2026

A client review like this means the world to us.

Buying a home is one of the biggest decisions most people will ever make, and being trusted to guide someone through that journey is something we never take lightly.

For us, it is not just about getting a loan approved. It is about helping our clients feel informed, supported and confident at every step, from the first conversation through to settlement and beyond.

Seeing our clients achieve their property goals is why we do what we do.

Congratulations again, and thank you for trusting Thrive to be part of your home buying journey.

03/07/2026

First auction this weekend? Don’t walk in guessing, and certainly don't trust the guide!

Auction day can move fast, and the pressure can make it very easy to spend more than you planned.

Before you raise your hand, make sure you understand your true borrowing position, your pre-approval limits, what deposit options may be available, and where your absolute ceiling is.

The guide price is not your strategy. Your number is.

Go in prepared, stay calm, and do not let the auction environment — or your ego — push you into a decision you regret later.

Need clarity before bidding?

Send us a DM and we will have you fully prepared to put your best foot forward come auction day👍

01/07/2026

Sydney buyers are moving quickly right now — and the properties that tick the right boxes aren’t hanging around for long.

Whether you’re looking for your first home, an investment, a block of land, or something with future potential, understanding where the demand is sitting can make a huge difference before you start making offers.

Jordan breaks down what we’re seeing on the ground and why having your finance ready before you find “the one” matters more than ever.

Thinking about buying in Sydney? Speak with us before you start the search so you know exactly where you stand.

29/06/2026

Buying your first home is not just about the deposit.

There are other upfront costs that can catch buyers off guard, and stamp duty is one of the big ones.

The good news is that some first-home buyers in NSW may be eligible for support that reduces the amount needed upfront, making the path into the market a little more achievable.

The key is knowing what you may qualify for before you start making offers — not after.

We help buyers understand the full picture: deposit, borrowing power, upfront costs, lender options and any schemes that may apply.

Thinking about buying your first home?
Send us a DM and let’s work through your options.

Address

Sydney, NSW

Website

https://www.thrivelending.net.au/

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