Adira Finance Group

Adira Finance Group Adira Finance Group is an established finance company that specializes in providing loans to individuals and businesses alike.

As a licensed brokers with access to multiple lenders across Australia, we have helped countless homeowners secure their dream homes by finding competitive rates on their behalf.

🏠 WHAT IS RENTAL YIELD — AND WHY IS IT IMPORTANT?If you're considering an investment property, rental yield is one of th...
01/09/2026

🏠 WHAT IS RENTAL YIELD — AND WHY IS IT IMPORTANT?

If you're considering an investment property, rental yield is one of the key numbers to understand.

Rental yield measures the rental income a property generates compared with its value or purchase price. It can help investors compare potential properties and assess their rental income potential.

There are two main types:

💰 Gross Rental Yield
Looks at the annual rental income before property expenses.

📊 Net Rental Yield
Takes relevant ongoing costs into account, giving you a clearer picture of the property's income performance.

For example, a property renting for $600 per week and purchased for $600,000 would generate $31,200 in annual rent — a gross rental yield of 5.2%.

But remember: a higher rental yield doesn't automatically mean a better investment. You also need to consider expenses, vacancy periods, financing costs, location, potential capital growth and your overall investment strategy.

📌 Looking at an investment property? Know the numbers before you buy.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

🏠 NEGATIVE GEARING IN PROPERTY: WHAT DOES IT ACTUALLY MEAN?Negative gearing is a property investment strategy that many ...
01/09/2026

🏠 NEGATIVE GEARING IN PROPERTY: WHAT DOES IT ACTUALLY MEAN?

Negative gearing is a property investment strategy that many Australian investors have heard about — but what does it really mean?

In simple terms, a property is negatively geared when the eligible expenses associated with owning the investment property are higher than the rental income it generates.

For example, expenses such as loan interest, property management, maintenance and other eligible costs may exceed the rental income.

📌 Why do investors consider it?

Potential tax deductions may be available for eligible investment expenses, subject to Australian tax rules. However, negative gearing doesn't automatically mean an investment is profitable.

Investors should also consider:

🏠 Property value and potential capital growth
💰 Rental income and vacancy periods
📊 Loan interest and other costs
🧾 Tax implications
📈 Overall investment strategy

The important point: a tax deduction doesn't turn a loss into a profit.

Before making an investment decision, consider your overall financial position and seek appropriate professional tax and financial advice.

Thinking about property finance?

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

🏡 HOW TO AVOID THIS COMMON HOME BUYER TRAPBuying a home is exciting, but focusing only on the advertised purchase price ...
31/08/2026

🏡 HOW TO AVOID THIS COMMON HOME BUYER TRAP

Buying a home is exciting, but focusing only on the advertised purchase price can be a costly mistake.

Before making an offer, remember to look beyond the property price and consider the full cost of buying.

💰 Deposit
📋 Stamp duty and government charges
🔍 Building and pest inspections
⚖️ Conveyancing/legal costs
🏦 Loan and lender costs
🏠 Ongoing ownership expenses

A property may fit your budget on paper, but the additional costs can make a big difference to what you can comfortably afford.

The best approach? Know your numbers before you fall in love with the property. 🔑

Thinking about buying your next home? Speak with Adira Finance Group about your finance options.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

🏦 NON-BANK LENDERS VS BIG BANKS: WHICH COULD BE RIGHT FOR YOU IN 2026?When looking for a home loan, many borrowers autom...
28/08/2026

🏦 NON-BANK LENDERS VS BIG BANKS: WHICH COULD BE RIGHT FOR YOU IN 2026?

When looking for a home loan, many borrowers automatically think of the major banks. But non-bank lenders can also be an option worth considering.

So, what's the difference?

🏛️ BIG BANKS
Major banks may offer a wide range of products, established processes and familiar brands.

🔎 NON-BANK LENDERS
Non-bank lenders can offer different loan products, features and lending approaches that may suit certain borrowers.

This doesn't mean one is automatically better than the other. The right option depends on your circumstances, borrowing needs, financial goals and the lender's current criteria.

If you're self-employed, an investor, refinancing, or have a more complex financial situation, it may be worth exploring a broader range of lending options.

💡 The key is to compare the overall loan — not just the interest rate.

Thinking about your next home loan or refinancing?

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

Speak with Adira Finance Group about your options.

⭐ Client Review Spotlight ⭐We love helping our clients achieve their property goals, and we're grateful for the trust th...
27/08/2026

⭐ Client Review Spotlight ⭐

We love helping our clients achieve their property goals, and we're grateful for the trust they place in us.

Thank you Omid Karimzada for sharing your experience with Adira Finance Group

"An excellent broker that helped me from start to the end of purchasing a property. Everything went very smoothly and I have officially got my first house today thanks to Mayank from Adira Finance Group. Highly recommend it to anyone who wants to settle with a home." ⭐⭐⭐⭐⭐

At Adira Finance Group, our focus is on providing personalised guidance, clear communication, and tailored lending solutions to make your home loan journey as smooth as possible.

Whether you're buying your first home, refinancing, or exploring your finance options, our team is here to support you every step of the way.

📞 Looking for trusted mortgage advice? Get in touch with Adira Finance Group today.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

26/08/2026

🏡 3 QUESTIONS TO ASK BEFORE BUYING IN A CHANGING MARKET

Thinking about buying a property while the market is changing? Before making an offer, take a step back and consider these 3 important questions:

1️⃣ Can I comfortably afford the repayments?
Don’t base your decision only on today’s repayment. Consider your overall budget, expenses and how you would manage if circumstances changed.

2️⃣ How long do I plan to hold the property?
Your timeframe matters. Think about your plans and whether the property fits your longer-term goals.

3️⃣ Have I considered all the purchase costs?
Your budget should account for more than just the purchase price. Consider stamp duty, conveyancing, inspections, lender costs and other upfront expenses.

📌 The right property decision isn't just about market timing — it's about whether the numbers work for you.

Thinking about buying?

Speak with Adira Finance Group about your finance options.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

⚠️ WAS YOUR OFFSET ACCOUNT AFFECTED?ASIC has raised concerns about how some banks have been setting up and managing mort...
25/08/2026

⚠️ WAS YOUR OFFSET ACCOUNT AFFECTED?

ASIC has raised concerns about how some banks have been setting up and managing mortgage offset accounts.

Its recent review found that some customers may have missed out on promised interest savings because their offset account was not opened correctly, was linked to the wrong loan, or was not linked within the expected timeframe.

Banks have already paid more than $55 million in compensation for offset-account failures reported to ASIC between September 2023 and August 2025 — and further compensation is expected.

So, what should you do?

✅ Check that your offset account is actually set up.
✅ Confirm it is linked to the correct home loan.
✅ Check that your balance is reducing the amount of your loan charged interest.
✅ If you've refinanced or changed your loan, confirm your offset is still linked correctly.

Your offset account could be working quietly in the background — but it's worth checking that it's actually doing what you expect.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

🏦 RBA CASH RATE ON HOLD — WHAT DOES IT MEAN FOR YOUR MORTGAGE?The Reserve Bank of Australia has kept the cash rate uncha...
23/08/2026

🏦 RBA CASH RATE ON HOLD — WHAT DOES IT MEAN FOR YOUR MORTGAGE?

The Reserve Bank of Australia has kept the cash rate unchanged at 4.35% following its August meeting.

But what does a rate hold actually mean for homeowners and borrowers?

🏠 Existing borrowers
If your home loan is variable, a cash rate hold generally means there is no new RBA rate change flowing through from this decision. However, your lender's own pricing and your loan terms still matter.

💰 Looking to refinance?
A rate hold can be a good reminder to review your current loan, rate, fees and features rather than simply waiting for the next RBA decision.

🔑 Planning to buy?
Your borrowing position depends on more than the cash rate. Your income, expenses, debts, deposit and lender criteria all play a role.

📌 The key takeaway: Don't make your mortgage decisions based on the RBA announcement alone. Understand how your own loan and financial position are affected.

Want to review your finance options?

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

🏡 WOULD YOU BUY A PROPERTY IF YOU KNEW PRICES COULD FALL ANOTHER 5%?It’s a question many buyers may be thinking about in...
20/08/2026

🏡 WOULD YOU BUY A PROPERTY IF YOU KNEW PRICES COULD FALL ANOTHER 5%?

It’s a question many buyers may be thinking about in today’s changing property market.

But would a potential price drop change your decision?

👇 Tell us what you would do:

✅ YES — If I could afford it
⏳ NO — I’d wait
🤔 IT DEPENDS — On the property and location

There’s no one-size-fits-all answer. Your decision should consider your finances, borrowing position, long-term plans and the property itself — not just short-term market movements.

💬 What would you choose?

Thinking about buying, refinancing or investing? Talk to Adira Finance Group about your finance options.
☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

⭐ Client Review Spotlight ⭐We love helping our clients achieve their property goals, and we're grateful for the trust th...
20/08/2026

⭐ Client Review Spotlight ⭐

We love helping our clients achieve their property goals, and we're grateful for the trust they place in us.

Thank you Varinder singh Waraich for sharing your experience with Adira Finance Group

"The review of my finance loan approved by Adira Finance Group was great .The entire process was exceptionally smooth, and I truly appreciate the support provided by your team.

A special thanks to Milan Sir for his outstanding assistance throughout the application process. His professionalism and dedication made a significant difference, and I am grateful for his guidance.

Thank you once again for the excellent service. I look forward to continuing my relationship with Adira Finance Group.." ⭐⭐⭐⭐⭐

At Adira Finance Group, our focus is on providing personalised guidance, clear communication, and tailored lending solutions to make your home loan journey as smooth as possible.

Whether you're buying your first home, refinancing, or exploring your finance options, our team is here to support you every step of the way.

📞 Looking for trusted mortgage advice? Get in touch with Adira Finance Group today.

☎️ (02) 8609 9911
📧 [email protected]
📍 2B 146 Marsden St, Parramatta NSW 2150
📍 C48/24-32 Lexington Dr, Bella Vista NSW 2153
💻 www.adirafinance.com.au

Address

Unit 2 B, 146 Marsden Street, Parramatta
Sydney, NSW
2150

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am
Saturday 9am - 5am

Telephone

+61490455225

Website

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