Ensombl

Ensombl (Formerly XY Adviser)

The leading digital platform for financial advice professionals

XY Adviser is a forward thinking community of passionate people, dedicated to seeing the financial advice profession live up to its potential. Our intent is to help advisers transform from frustrated advisers to modern advisers. This group is a place for advisers to seek, share and discuss valuable information concerning our industry. The aim is that by doing so, we can help shape the future of our profession and provide outstanding advice with amazing client outcomes.

20/07/2026

The Aged Care Conversation

In this three-part series, host Sarah Leslie presents The Aged Care Conversation, exploring how advisers can confidently navigate one of the most complex and emotionally significant aspects of retirement planning. Through conversations with Matthew Lloyd, Alex Berlee, Ben Hillier, and Shaun Ganguly, the series examines the impact of aged care reforms, funding strategies, and holistic advice frameworks on client outcomes. From understanding care costs and government support to integrating aged care into long-term retirement planning, these episodes offer practical insights to help advisers better support clients and their families through every stage of later life.

Brought to you by North

View the full series here - https://ensombl.com/series/ensombl-advice-australia-podcast/tacc/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26071702-34390001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071702-40430001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26071702-47270001
0.25 Client Care & Practice
0.50 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

15/07/2026

Licensee Podcast Series #11 – Infocus

This week, Rocksy speaks with Matt Fogarty, Executive General Manager – Partnerships at Infocus. They explore Matt’s journey in financial advice and his leadership of Infocus, and its four-pillar model and partnerships that help advice practices grow.

Get the full episode here - https://ensombl.com/podcasts/licensee11/

Explore the road less travelled at https://ensombl.com/go/20260715-2/

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071401-57440001
0.25 Technical Competence
0.25 Client Care and Practice
0.25 Regulatory Compliance & Consumer Protection
0.25 Professionalism and Ethics

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

08/07/2026

Insurance Podcast #9 - Phil Anderson

In this episode, Ben speaks with Phil Anderson, General Manager - Policy, Advocacy and Standards at the FAAA. They discuss how the FAAA advocates for advisers within Australia’s complex regulatory and political environment, covering life insurance commissions (LIF), government and regulator roles (Treasury, ASIC, APRA), mental health impacts on TPD and income protection, adviser distribution and new adviser pathways, and the future of risk advice amid scandals, regulatory reform, and artificial intelligence.

Get the full episode here - https://ensombl.com/podcasts/insurance9/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260708-2/

Earn 0.50 CPD here: https://quiz.ensombl.com/CPDC-26070700-42530001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

01/07/2026

In this article, Eric Marais, Investment Specialist & Head of Client at Orbis Investments, challenges some of the most persistent misconceptions surrounding emerging market investing.

He explores how attractive valuations, structural reforms, undervalued currencies, and differentiated return drivers are combining to create compelling opportunities for investors willing to look beyond outdated narratives.

Read full article here: https://ensombl.com/articles/four-reasons-to-invest-in-emerging-markets/

To receive 0.25 Technical Competence CPD points for this article, complete the quiz here - https://quiz.cpdcheck.com/CPDC-26061700-38350001

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

24/06/2026

Investment Podcast #41 - Beyond the AI Hype

Artificial Intelligence has created enormous wealth for investors—but history suggests that periods of technological disruption can also be fertile ground for misplaced expectations and overlooked opportunities.
In this episode, host James Whelan is joined by Povilas Dapkevicius from Orbis Investments to explore where value can still be found amid the AI boom. From semiconductor infrastructure and cloud computing to a biotech sector emerging from a prolonged downturn, the discussion highlights opportunities where market sentiment and long-term fundamentals have diverged. With valuations stretched across parts of the technology sector, this episode offers advisers a practical framework for separating excitement from opportunity and identifying businesses that can thrive long after today's market narratives have faded.

Get the full episode here - https://ensombl.com/podcasts/invest41/

Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260624-2/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061903-06260001
0.25 Client Care & Practice
0.50 Technical Competence

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

17/06/2026

Investment Podcast #40 - Emerging Markets

As global investors reassess where future growth will come from, host Amie Baker is joined by Stanley Lu (Orbis Investments) to challenge conventional thinking on emerging markets. They explore how many investors remain anchored to outdated perceptions, despite significant advances in governance, innovation, technology, and economic development across emerging economies. From Korea’s corporate reforms and China’s digital leadership to the valuation opportunities often overlooked in global portfolios, the discussion highlights why emerging markets may deserve a larger role in diversified portfolios. With a focus on bottom-up stock selection, long-term compounding, and finding exceptional businesses run by exceptional people, this episode offers advisers a fresh perspective on one of the most misunderstood areas of investing.

Get the full episode here - https://ensombl.com/podcasts/investment-podcast-40-emerging-markets/

Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260617-2/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061505-51110001

0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

08/06/2026

Investment Podcast #39 – Economic Update and Impact

As geopolitical tensions, higher oil prices, and persistent inflation reshape the economic outlook, host Amie Baker is joined by Diana Mousina (North) and Estelle Liu (North) to explore what it means for investors and retirees. They unpack the market impact of the renewed Gulf conflict, the challenges facing central banks, and why inflation remains stubbornly high in Australia. The conversation then turns to retirement, examining the fear of running out of money, the tendency for retirees to underspend, and how advisers can help clients stay invested with confidence. With insights on portfolio construction, lifetime income solutions, and balancing growth with security, this episode offers practical guidance for navigating an increasingly uncertain retirement landscape.

Get the full episode here - https://ensombl.com/podcasts/invest39/

Grow with North - https://ensombl.com/go/20260608-2/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26060501-47040001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

04/06/2026

In this article, Paul Turner, Head of Advisor Group, Australia and Vice President at Dimensional Fund Advisors, explores the trade-offs advisers face when balancing personalised portfolio construction with scalability, efficiency, and client experience. He examines the benefits and challenges of bespoke versus model portfolios, and highlights how thoughtful investment implementation can create better outcomes not just for clients, but for advisory teams and businesses as a whole

Read full article here: https://ensombl.com/articles/asset-allocation-its-a-trade-off/

To receive 0.25 Technical Competence CPD points for this article, complete the quiz here - https://quiz.ensombl.com/CPDC-26052900-21320001

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

02/06/2026

Engine Room Podcast #90 - Karam Singh

In this episode, Rocksy sits down with Karam Singh from EK Private Advisory. They discuss his journey from migrant paraplanner to global ultra‑high‑net‑worth adviser, cross‑border family office advice, adviser-led licensing, and how personal health crises, hard work, and trusted partnerships have shaped his vision for human‑centred, globally connected advice.

View full episode here - https://ensombl.com/podcasts/engine90/

Earn 1.00 CPD here: https://quiz.ensombl.com/CPDC-26060107-14110001

0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Tax (Financial) Advice

Content assessed by CPDcheck. Go to provider.cpdcheck.com to assess any professional development.

27/05/2026

Tomorrow’s the day - All Licensee PD Day is almost here.

We’re looking forward to welcoming industry peers both in person and online for a full day of insights and discussions

Valuable CPD opportunities that are designed to keep you informed, connected and supported in your professional growth.

If you haven’t registered yet, there’s still time to secure your place.

https://ensombl.com/alpd/

See you tomorrow.

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