Pherrus

07/07/2026

A salary might sound good in a job ad, contract, or pay rise chat, but what really matters is what lands in your bank account.

For Sydney employees, where everyday costs can add up quickly, knowing your take-home pay makes a big difference to how you budget, plan, and make decisions about your money.

A salary calculator for Sydney employees can calculate your estimated take-home pay after income tax, the Medicare levy, superannuation, salary sacrifice, and other deductions.

Let’s look at how a Sydney salary calculator works and how getting advice from a trusted Sydney accountant can help your income work harder for you.

To read more: https://loom.ly/a_US-Pw

Use the Pherrus salary calculator for Sydney workers to estimate your take-home pay after income tax, medicare levy, superannuation and deductions for the current financial year.

30/06/2026

Discover how Sandstone Sales has achieved long-term business growth with the support of Pherrus Financial Services.

In this client testimonial, Director Elias Azzi shares how expert accounting, business structuring, and ongoing financial guidance have helped build a stable and successful operation over 13 years.

View video: https://loom.ly/PoguYsA

Learn more about Pherrus Financial Services: https://bit.ly/3OVNuSb...

23/06/2026

It’s estimated that real estate agents spend an average of 10 hours per week recording, organising and processing their financial transactions.

Real estate bookkeeping is more complex than many other industries because of the need to manage trust accounts and adhere to rigorous compliance requirements.

With so many competing demands, it’s no wonder that more real estate agents are turning to professional bookkeepers and experienced accountants to help them manage their finances efficiently and ensure business success.

In this guide, we’ll explain why bookkeeping for real estate agents is essential, which services it includes, and how the right accounting software can streamline your workload when paired with professional support from Pherrus.

Read more: https://loom.ly/JkmL3nw

Explore financial and tax insights from Pherrus in Sydney. Stay informed with expert advice on accounting, tax, and business growth. Call 02 9099 9109.

16/06/2026

If you operate a family business, trust, or small company where wages often go to directors, family members, closely held employees, or company beneficiaries, you’ve likely come across the term “STP exemption for closely held payees.”

These are examples of affected employees whose payments are subject to specific reporting requirements.

The Australian Taxation Office (ATO) no longer provides a single touch payroll exemption for closely held payees.

This change affects both closely held employees and arm’s length employees differently.

However, small businesses now have concessional STP reporting options that make compliance easier and more flexible, especially when payments are irregular, quarterly, or paid as year-end adjustments.

This 2026 guide from Pherrus, Australia’s trusted business tax experts, explains what qualifies as a closely held payee, the reporting methods available, and how to stay compliant this financial year.

It will also cover the impact on family business directors and company beneficiaries.

To read more: https://loom.ly/aBjvJh8

09/06/2026

As the 30 June financial year‑end approaches, small businesses across Australia are preparing to finalise their tax obligations and lodge tax returns.

While reviewing accounts and meeting compliance requirements is vital, it’s equally important to understand the taxation changes that will apply from 1 July 2025.

At Pherrus, we help clients stay ahead of legislative updates and ensure their business remains compliant under the latest tax law changes.

Below, our experts outline the key taxation changes for the 2025–2026 financial year that may affect Australian businesses, households, and taxpayers.

To read more: https://loom.ly/BMMSuXE

02/06/2026

Small businesses remain the lifeblood of the Australian economy, employing more than 6.5 million people and driving growth across multiple industries.

Each year, the federal government unveils its financial roadmap for the nation, the Australian Federal Budget, which sets out spending, revenue, and policy priorities for the year ahead.

The 2026 Australian Federal Budget marks the first full fiscal plan following Labor’s decisive victory in the May 2025 federal election.

In this updated overview, we break down the Australian Federal Budget updates and provide a detailed analysis of the key measures in this year’s federal budget, building on the outcomes of the federal budget 2025, to reveal what it means for small businesses, taxation, and compliance for the 2025–2026 financial year.

To read more: https://loom.ly/eCX0H30

26/05/2026

Being unsatisfied with your payroll technology can lead to costly errors, wasted time, and an increased risk of non-compliance with ATO requirements.

Choosing the right payroll software for your small business in Australia is clearly crucial!

It can save time, lessen stress, and keep you confidently on top of your obligations.

As payroll specialists here at Pherrus, we’ve compiled this guide to help you choose the right software for your small or medium-sized business (SMB).

You can trust our advice because we work with Australian businesses like yours every day, helping them manage payroll efficiently and stay compliant with ever-changing legislation.

To read more: https://loom.ly/hOLpxng

21/05/2026

Life doesn’t always go as planned.

Whether it’s job loss, parental leave, illness, or another key lifestyle event, unexpected challenges can make it difficult to keep up with home loan repayments.

If you’re facing financial pressure, you’re not alone and the good news is that lenders across Australia offer flexible home loan repayment options to help you manage.

One of the most common short-term relief measures is the ability to pause home loan repayments (sometimes called a repayment holiday).

However, before you apply to pause your home loan repayments, it’s essential to understand how this decision affects your loan balance, interest, and financial future.

In this guide, the experts at Pherrus Financial Services break down what a repayment pause really means, how different banks handle them, and what to consider before taking this step.

To read more: https://www.pherrus.com.au/what-you-need-to-know-about-pausing-a-home-loan/

14/05/2026

The 2026–27 Federal Budget marks one of the most significant shake-ups to Australia’s tax system in decades, with sweeping reforms targeting property investors, trusts, and capital gains, alongside meaningful relief for workers and small businesses.

Handed down on 12 May 2026 by Treasurer Jim Chalmers, the Budget reflects the Government’s response to housing affordability pressures, inflation volatility, and long-term fiscal sustainability.

Below is a practical summary of the key changes and why they matter.

To read more: https://loom.ly/Cxn71pE

12/05/2026

Do you ever wonder if you’re missing out on valuable tax deductions when contributing to your super?

Or perhaps you’ve made a personal contribution but aren’t sure whether you can actually claim it?

With updated contribution caps and superannuation rules changing in the 2025–26 financial year, many Australians risk paying extra tax or losing legitimate deductions simply because they don’t understand the process.

At Pherrus, we help individuals and business owners maximise their deductions, understand their personal super contributions, and make use of every available tax advantage. Here’s what you need to know to get it right this financial year.

To read more: https://loom.ly/FllpxoY