MJ Broking Pty Ltd

18/07/2026

Use what you already have at home for fun and meals.

14/07/2026

MORE SHARES = MORE CHANCES TO WIN! 📣

Already entered? Great - that’s just the start.

Refer friends and family (where applicable) to earn extra entries and boost your chances of winning one of TWO prizes.

🎁 AUD$4,500 Luxury Escapes gift card
💰 OR AUD$4,000 cash option

👉 Enter now: https://loom.ly/sHUwMzY

Share. Refer. Boost your entries.

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

13/07/2026

This Loneliness Awareness Week, let’s remember that connection is a small act away.
A message, a smile, a simple “how are you?” can brighten someone’s day more than we realise.

Who could you reach out to this week? Take a moment to send a note, call a friend or simply check in on someone who might need it.

Even the smallest gesture can make a big difference. 💌

13/07/2026

Have you heard of cross collateralisation?
This is when a lender uses more than one of your properties as security for a single loan, or links multiple loans across several properties under one security pool.

In other words, your properties are tied together and the bank has a claim over more than one asset for the debt you owe.

I’ve put together a guide on cross collateralisation. How it works, why banks like it and the hidden traps that can make refinancing or selling a property much harder than it needs to be.

If you own a home, an investment property, or you’re planning to build a portfolio, this is one of those structures you absolutely should understand before you sign anything.

👉 DOWNLOAD OUR TOPIC SHEET
https://loom.ly/3KNWi6Q

If you’re unsure whether your loans are cross collateralised, reach out so we can review your structure before it limits your next finance move.

12/07/2026

Lemons float in water, but limes sink.

10/07/2026

A $50,000 windfall placed into a home loan offset may help reduce interest over time and potentially shorten the loan term, depending on your circumstances - however, it doesn’t change the required monthly repayment.

Why the maths feels off (and what actually happens to your money) is all in the full article.

👉 Tap to read the full piece and download the detailed breakdown.

https://loom.ly/F0yTfuQ

06/07/2026

What may suit your circumstance?

Rents are rising and vacancies remain tight, so many people are weighing up whether to buy, rentvest or stay put.

The right option depends on your circumstances, borrowing capacity, timeline and goals.

This month’s article covers:
• when buying may be a consideration
• when rentvesting may be a consideration
• when staying put may be worth considering

Download the full article to explore the options and make a more informed decision.

https://loom.ly/xFmJisE

04/07/2026

“F –E –A –R has two meanings: ‘Forget Everything And Run’ or ‘Face Everything And Rise.’ The choice is yours.”
Zig Ziglar

03/07/2026

Daily spending patterns can influence how lenders assess borrowing capacity. Location, income patterns and existing debt commitments may all be relevant depending on lender policy.

HEM benchmarks and assessment methods can vary between lenders, and some lenders may place more weight on certain expenses or income types than others.

If you’d like to understand what lenders may look at before you apply, send me a message and I can walk you through the general factors that may be relevant.

https://loom.ly/ThANL6w

01/07/2026

THE ULTIMATE RESET 💆‍♀️✨
3 years to plan the spa moments you’ve been dreaming about.

Your AUD $4,500 Luxury Escapes gift card could become premium day spas, thermal pool escapes, luxury facials, and wellness treatments you’ve been putting off for too long.

Or you can take the $4,000 cash instead.

👉 ENTER NOW: https://loom.ly/sHUwMzY

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.