MJ Broking Pty Ltd

MJ Broking Pty Ltd Specialist Mortgage Broker and Financial Adviser- Click 'Like' for a free consultation ... Call 03 8

Your Local Mortgage Broker and Financial Adviser- Refinancing, Buying, Investing, Growing your Super or simply seeking advice

At MJ Broking Pty Ltd we offer genuine Mortgage and Financial Planning advice that is tailor made to your needs. Our goal is to help you become financially independent making your money work for you. Good financial management isn’t just about finding a cheaper loan or inv

esting for growth. It also means putting the right structures and investment strategies in place. We want to ensure your families future is protected, whilst helping you plan for your retirement.

Think back to when your current home loan was arranged.Your income, household, expenses and future plans may have looked...
02/09/2026

Think back to when your current home loan was arranged.
Your income, household, expenses and future plans may have looked very different.

Since then:
- careers may have changed,
- families may have grown or become smaller,
- new debts may have appeared,
- financial priorities may have shifted, and
- renovation, investment or moving plans may have emerged.

Your loan may still be operating as expected.

The question is whether it still supports the life you are living today.

We call the gap between your original loan and your current circumstances the “home loan drift”.

A review does not automatically mean refinancing. It may simply help you understand your current loan and whether it still reflects your needs and plans.

Read our latest feature: Your home loan was designed for a version of you that may no longer exist.
Reach out if it prompts questions about your own position.

https://loom.ly/jkgM-6k

In Shakespeare’s time, mattresses were tied to bed frames with ropes. When you pulled on the ropes, the mattress tighten...
28/08/2026

In Shakespeare’s time, mattresses were tied to bed frames with ropes. When you pulled on the ropes, the mattress tightened, making the bed firmer. Hence the phrase: "Goodnight, sleep tight."

FOR PEOPLE WHO TAKE THEIR FOOD SERIOUSLY 🍷We’re talking waterfront tasting menus, rooftop views, wine country weekends, ...
27/08/2026

FOR PEOPLE WHO TAKE THEIR FOOD SERIOUSLY 🍷

We’re talking waterfront tasting menus, rooftop views, wine country weekends, luxury dinner cruises and desserts you definitely still find room for.

Your AUD $4,500 Luxury Escapes gift card could put all of it on the calendar.
Or take $4,000 cash alternative.

👉 ENTER NOW: https://loom.ly/sHUwMzY

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

Found $5 in my old jeans. Treating myself to... nothing. Back in the jar it goes! 💸😂
22/08/2026

Found $5 in my old jeans. Treating myself to... nothing. Back in the jar it goes! 💸😂

Reach out for a review.
17/08/2026

Reach out for a review.

Let’s celebrate curiosity, creativity and the incredible discoveries that shape our world - experiments gone right (and ...
14/08/2026

Let’s celebrate curiosity, creativity and the incredible discoveries that shape our world - experiments gone right (and hilariously wrong) included!

Got a favourite science fact, experiment or mind blowing discovery? Share it in the comments - let’s geek out together! 🛸

MIDWAY THROUGH ✈️⚡We’re halfway in - and there’s still time to win one of TWO incredible prizes.🎁 AUD $4,500 Luxury Esca...
12/08/2026

MIDWAY THROUGH ✈️⚡

We’re halfway in - and there’s still time to win one of TWO incredible prizes.

🎁 AUD $4,500 Luxury Escapes gift card
💰 OR $4,000 cash option
(up to $9,000 total prize value)

That could still be travel plans, last minute escapes, hotel stays, spa days, dining, concerts - or cash to use your way.

Remember:
• 2 winners will be drawn
• Gift card valid for 3 years
• 3 bonus entries for every referral who joins

👉 Take your chance: https://loom.ly/sHUwMzY

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

The RBA has held the cash rate this month, however that does not mean the lending market is standing still.Competition b...
11/08/2026

The RBA has held the cash rate this month, however that does not mean the lending market is standing still.

Competition between lenders is increasing.
Slower lending conditions can create more competition between lenders, so this is a great space to watch. Some lenders have started adjusting selected home loan rates to attract new business and new lending products are entering the market with features designed for different types of borrowers.

Along with competitive pricing, some lenders are also offering cashback deals for eligible refinancers. With offers and lending options continuing to change, make sure you keep in touch with us before making your next finance decision.

We keep our fingers on the finance pulse so we can help you understand what options may be available.

Reach out before you make your next finance move.

A financial stress test is not about expecting the worst.It is about understanding how much change your current position...
10/08/2026

A financial stress test is not about expecting the worst.
It is about understanding how much change your current position may be able to absorb before making your next property decision.

Our latest article explains how to review:
• your current home loan�• future repayment scenarios�• your borrowing capacity�• your available equity�• investment property assumptions�• the cash buffer you may need

It also explores why setting a clear financial decision point can help prevent fear, urgency or market noise from making the decision for you.

Download Give your property finances a stress test for practical questions to discuss with our finance team.

DOWNLOAD THE ARTICLE

https://loom.ly/MD3yEEw

As always…
With your best interest in mind.

This information is general in nature only and does not constitute personal advice.

Today we pause to recognise and celebrate the rich cultures, stories and contributions of Indigenous peoples around the ...
08/08/2026

Today we pause to recognise and celebrate the rich cultures, stories and contributions of Indigenous peoples around the world.

Take a moment to explore a story, artwork or local initiative that highlights Indigenous heritage - knowledge shared is respect shown. 🖤💛❤️

Address

Suite 10, 399 Melton Highway
Taylors Lakes, VIC
3038

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61383580213

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