North Coast Accounting

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North Coast Accounting Accountant based in Wanneroo offering accounting, taxation & SMSF services to individuals & business

💳 Heads up: The ATO is saying goodbye to credit cardsFrom 1 December 2026, you'll no longer be able to pay your tax bill...
08/10/2026

💳 Heads up: The ATO is saying goodbye to credit cards

From 1 December 2026, you'll no longer be able to pay your tax bill with a credit card. Credit card payments are still accepted up until 30 November 2026.

Why the change?
The RBA's ban on card surcharges came into effect on 1 October. Rather than absorb merchant fees, the ATO has decided to stop accepting credit cards altogether.

Who does this affect?
✅ Anyone who pays BAS, PAYG instalments or income tax by credit card
✅ Anyone with an ATO payment plan linked to a credit card – you'll need to switch before your next instalment due after 30 November, or your plan could fall into arrears or default
✅ Businesses that use a credit card to manage cash flow around tax due dates

What should you do now?
🔹 Check how you currently pay the ATO
🔹 Update any payment plan linked to a credit card
🔹 Plan your cash flow for upcoming BAS and tax payments
🔹 Look at alternatives such as BPAY, direct debit or bank transfer

Not sure how this affects your business or payment plan? The team at North Coast Accounting can help you get ahead of it.

📞 (08) 9306 8888
🌐 www.ncaaccountants.com.au

🚨 CONTRACTOR OR EMPLOYEE? GETTING IT WRONG CAN BE EXPENSIVE!Just because you call someone a contractor doesn’t necessari...
06/10/2026

🚨 CONTRACTOR OR EMPLOYEE? GETTING IT WRONG CAN BE EXPENSIVE!

Just because you call someone a contractor doesn’t necessarily mean they are one.

If a worker is legally considered an employee, your business could potentially be liable for backdated superannuation, PAYG withholding, payroll tax, interest and penalties — even years after the work was completed.

💡 Why do businesses use contractors?
✔️ Greater flexibility
✔️ Specialist skills
✔️ Seasonal or project-based work
✔️ Easier access to skilled workers

There’s nothing wrong with using contractors. The important thing is making sure the worker’s actual working arrangement matches their legal classification.

👉 Not sure whether your worker is a contractor or employee?
Don’t wait until the ATO comes knocking.

📞 Talk to North Coast Accounting for practical advice on getting your worker classification right.

Locals helping locals with clear, practical accounting advice.

Read more:
https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/october/contractor-or-employee-getting-it-wrong-is-expensive/

Is an SMSF Right for You? The Pros and Cons ExplainedTake control of your retirement, invest with confidence, and build ...
18/09/2026

Is an SMSF Right for You? The Pros and Cons Explained

Take control of your retirement, invest with confidence, and build long-term wealth.

Have you ever wondered if you're getting the most out of your superannuation?

For many Australians, super is simply something that grows quietly in the background, managed by a large retail or industry fund. But for others, taking greater control through a Self-Managed Super Fund (SMSF) can open the door to more investment choices, greater flexibility, and tailored retirement planning.

However, an SMSF isn't the right solution for everyone.

At North Coast Accounting, we regularly help individuals, families and business owners determine whether an SMSF aligns with their financial goals. In this guide, we'll explain the advantages, disadvantages and the key questions to consider before making the switch.

Read more:
https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/september/is-an-smsf-right-for-you-the-pros-and-cons-explained/

Book your appointment today with our expert: Call 9306 8888

🏡 Holiday Home Tax Rules Have Changed – Here’s What You Need to KnowOwn a holiday home that you sometimes rent out? The ...
31/08/2026

🏡 Holiday Home Tax Rules Have Changed – Here’s What You Need to Know

Own a holiday home that you sometimes rent out? The tax treatment has changed, and it’s important to understand how the new rules may affect your deductions.

For many years, holiday home owners who rented out their properties were able to claim deductions such as:

💰 Mortgage interest
🏠 Council rates
🔧 Repairs and maintenance
📉 Depreciation
⚡ Utilities and other property expenses

However, you can’t automatically claim all of these expenses simply because the property is available for rent.

The ATO looks at factors such as:

✔️ How often the property is rented
✔️ Whether it is genuinely available for rent
✔️ The rental income received
✔️ How much the property is used privately
✔️ Whether the rental arrangements are at market rates

If you use your holiday home privately for part of the year, deductions may need to be apportioned between rental and private use.

⚠️ Important: Recent changes and increased ATO scrutiny mean holiday home owners should review their records and deduction claims carefully.

Thinking of buying a holiday home or renting out your existing property?

📞 Speak to an accountant before making decisions – the right tax advice can save you from costly mistakes.

Read more: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/august/holiday-home-changes/

🏢 Choosing the Right Business Structure Matters!Starting a business? Expanding? Or wondering if your current structure i...
31/08/2026

🏢 Choosing the Right Business Structure Matters!

Starting a business? Expanding? Or wondering if your current structure is still right for you?

Choosing the right business structure can have a big impact on your:

💰 Tax obligations
🛡️ Personal liability & asset protection
🏦 Borrowing capacity
📈 Business growth
🔄 Succession planning

Whether you’re a sole trader, partnership, company or trust, the right structure can make a significant difference to your business now and in the future.

Getting the right advice early can save you thousands of dollars and help you avoid costly mistakes.

📞 Thinking about starting a business or changing your current structure? Talk to us before you make the move.

North Coast Accounting – Helping you build the right foundation for your business.

Read more: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/august/business-structure-sole-trader-vs-company-vs-family-trust/

Phone: 08 9306 8888
Email: [email protected]

🔨 TAX TIME TIPS FOR TRADIES & CONTRACTORS 🔨💰 Stop leaving money on the worksite!Working hard doesn’t mean you should pay...
12/08/2026

🔨 TAX TIME TIPS FOR TRADIES & CONTRACTORS 🔨

💰 Stop leaving money on the worksite!

Working hard doesn’t mean you should pay more tax than necessary.

Every year, Perth tradies and contractors overpay tax because they don’t claim what they’re entitled to, miss key deadlines, or are running the wrong business structure. This guide gives you eight practical, no-jargon tips to get the most from tax time — and shows you how North Coast Accounting helps you keep more of what you earn.

Read more: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/august/tax-time-tips-for-tradies-contractors/

Book your appointment today. Call 9306 8888 or email: [email protected]

💼 Fixed-Price Accounting Plans Built Around Your BusinessRunning a business is challenging enough—your accounting should...
25/07/2026

💼 Fixed-Price Accounting Plans Built Around Your Business

Running a business is challenging enough—your accounting shouldn't be.
Tired of surprise invoices from your accountant?

Whether you're just starting out or scaling up, there's a plan for every stage of business — starting from $250/month.

At North Coast Accounting, we offer simple, fixed-price monthly packages with no lock-in contracts and no hidden fees, so you always know exactly what you're paying.

✅ 15% discount on Xero & MYOB
✅ Bookkeeping, BAS/GST & tax returns
✅ Financial statements & tax planning
✅ Friendly, expert support when you need it
✅ Packages for sole traders, small businesses and growing companies

Our most popular plan — Growth at $400/month — covers bookkeeping, GST, income tax returns, and yearly tax planning, all with 15% off Xero/MYOB. No lock-in contracts, no surprise bills.

Perfect for small businesses ready to hand over the books and focus on running things.

📞 Book your FREE, no-obligation consultation today!
📍 North Coast Accounting – Wanneroo
📞 (08) 9306 8888

💻 Working From Home This Tax Time? You Could Be Missing Out on Valuable Tax Deductions!If you worked from home during th...
24/07/2026

💻 Working From Home This Tax Time? You Could Be Missing Out on Valuable Tax Deductions!

If you worked from home during the 2025–26 financial year—whether it was one day a week or full-time—you may be able to claim a tax deduction for some of your home office expenses.

The ATO provides two methods to calculate your claim:

🏠 Fixed Rate Method – A simple option that covers many common working-from-home expenses.

📊 Actual Cost Method – Allows you to claim the actual expenses you've incurred, provided you have detailed records.

The best method depends on:
✔️ How many hours you worked from home.
✔️ The expenses you incurred.
✔️ The records you've kept throughout the year.

📌 Remember: Not every expense is claimable, and the ATO requires you to keep appropriate records to support your claim.

Choosing the right method could make a significant difference to your tax refund.

Need help working out which method is best for you?

📞 Contact North Coast Accounting today for expert tax advice and let us help you maximise your legitimate deductions while staying ATO compliant.

📍 Wanneroo, WA
📞 (08) 9306 8888

Read our blog: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/july/home-office-claim/

🏡 Rental Property Tax Tips for 2026: What Every Landlord Needs to KnowOwning an investment property can be a great way t...
24/07/2026

🏡 Rental Property Tax Tips for 2026: What Every Landlord Needs to Know

Owning an investment property can be a great way to build long-term wealth—but when it comes to tax, getting it right is more important than ever.

The ATO is increasing its focus on rental property claims for the 2025–26 financial year, and with a significant new tax ruling now in effect, landlords should ensure their tax return is accurate and well-supported.

Here are a few key reminders for this tax season:

✅ Keep records of all rental income and expenses.
✅ Understand the difference between repairs, maintenance, and capital improvements.
✅ Claim only expenses that relate to the period your property was genuinely available for rent.
✅ Keep invoices, receipts, loan statements, and depreciation schedules.
✅ Seek professional advice before lodging your tax return to avoid costly mistakes.

A little preparation now can help maximise your legitimate deductions while keeping you compliant with the ATO.

📞 If you own an investment property and would like expert tax advice, our team at North Coast Accounting is here to help.

📍 Wanneroo, WA
📞 (08) 9306 8888

Read the blog: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/july/rental-property-tax-tips-for-2026-what-every-landlord-needs-to-know/

⚡ Electric Vehicle (EV) Tax Deductions – What Can You Claim? 🚗🔋Electric vehicles are now common enough on Australian roa...
13/07/2026

⚡ Electric Vehicle (EV) Tax Deductions – What Can You Claim? 🚗🔋

Electric vehicles are now common enough on Australian roads that most EV owners are asking the same question at tax time: what am I actually allowed to claim? The good news is the ATO treats an EV or plug-in hybrid exactly like a petrol car for work-related expense purposes — the same two claim methods apply. The only real difference is how you account for “fuel”, since your fuel is electricity.

Here's a rundown of what you can claim on your 2025–26 return, what you can't, and the records you'll need.

Read more: https://www.ncaaccountants.com.au/blog-help-centre/posts/2026/july/tax-time-for-ev-owners-what-you-can-and-can-t-claim/

Address

Suite 6, 939 Wanneroo Road
Wanneroo, WA
6065

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

Telephone

08 9306 8888

Website

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