Smart Financial

14/07/2026

To show how much we admire the man who makes it all possible here at Smart Financial, in 2011 we donned his trademark hair and let our CEO and founder, Michael, know that we appreciate his unwavering professionalism and fun times alike.

14/07/2026

It might sound far-fetched, but our Chartered Accountant, Theresa often compares tax time to Christmas.

We all know it’s coming, yet every year there are those of us rushing around at the last minute trying to get everything organised.

If we’re going to enjoy the festive season, planning is pivotal, and tax time is no different.

Read more in our blog via the link.

It might sound far-fetched, but I often compare tax time to Christmas. We all know it’s coming, yet every year there are people rushing around at the last minute trying to get everything organised. If we’re going to enjoy the festive season, planning ahead is pivotal, and tax time is no differen...

12/07/2026

The scoreboard tells one story. The hard work behind it tells another.

Congratulations to the Shellharbour City Suns on their undefeated season so far. Consistency sure is a winning strategy, whether you’re chasing premiership points or financial goals.

Our Principal Broker, Chris Smith, can’t promise an undefeated season, but he is committed to helping clients kick goals every step of the way.

09/07/2026

Joining the Shellharbour City Suns at their home ground, Myimbarr Oval, as part of welcoming our Principal Broker, Chris Smith to the team, and in our capacity as Community Partner was a lot of fun.

After a few attempts at kicking the footy around, one thing was clear, our talents are best demonstrated in the office rather than on the field!

We’re very happy to be investing in our local community but thankfully, helping people achieve their financial goals remains our strongest game. 💪

Looking forward to sharing more fun captures from the day, thanks to B E T T E R T O G E T H E R 📸

09/07/2026

Behind the scenes, our financial advisers and administrators are working hand in hand: coordinating paperwork, managing timelines, communicating with clients, and keeping every detail on track.

It’s a partnership built on collaboration, respect and a shared commitment to deliver the best possible experience for our clients.

08/07/2026

If you're a local business person looking to meet other people in business from our local area, you might like to try the SHBNG - Shellharbour & Beyond Networking Group

It's a great opportunity to grab a coffee and have a chat, and say hi to our Chartered Accountant, Theresa and Mortgage Broker, Chris Smith.

You'll find the meeting at Rashay's in Shellharbour this Thursday, 9 July from 10am-11.30am.

07/07/2026

We get just as excited as our clients do when they pull up kerbside with their shiny new wheels.

Jane and David have been clients for nearly a decade, and we’ve shared a variety of milestones together since preparing them for retirement to the far south coast many years ago.

It’s these close connections we build with clients that make our work feel not like work at all.

06/07/2026

Meet Chris Smith, our Principal Mortgage Broker, believes finance is about more than just securing a loan, it’s about helping people make confident decisions that support their long-term goals.

With experience across major banks and the mortgage/finance industry, Chris works closely with financial planners and accountants to help clients align their lending strategies with their broader financial objectives. Whether it’s a first home, investment property, commercial finance, business lending, SMSF lending or restructuring existing debt, his focus is always on finding the right solution for each client’s circumstances.

Known for his straightforward, down-to-earth approach, Chris believes the best outcomes come from understanding what matters most to a client first, then building a finance strategy around those goals. For him, lending isn’t about transactions, it’s about creating opportunities, building wealth and helping clients achieve the future they’re working towards.

Originally from Bristol in the United Kingdom, Chris has proudly called the South Coast home for many years. Outside of work, he enjoys keeping active, spending time with family and supporting his beloved Newcastle United. He is also Treasurer of Healthier Illawarra Men, a local not-for-profit organisation focused on improving men’s health and wellbeing across the region.

Whether you’re buying your first home, investing, growing a business or planning for the next stage of life, Chris is committed to helping you achieve your goals through tailored lending and finance solutions.

Contact us via link in bio. 🔗

02/07/2026

As the financial year ends this week, we’re reflecting on how grateful we are for every conversation, every milestone, and every client.

Behind every financial plan is a person, a family, and a story. Thank you for trusting us with yours.

We’re ready to take the ball and run into this new financial year.

29/06/2026

We’re working to support families, retirees, and business owners with the same clarity and considered advice that has steered our business for nearly 20 years.

With 13 advisers, our clients enjoy greater stability during every life-stage, especially as they journey into retirement, because they consistently work with their very own dedicated adviser throughout.

No chopping and changing. You get your adviser who knows your story, your circumstances and your goals.

We also support clients with all things Accounting and Lending, to provide a cohesive approach to a varied suite of financial decisions at any given time.

We’re here to help you get where you want to go.