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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Montgomery Carey & Associates

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Australia
Warrnambool, VIC
Montgomery Carey & Associates

Small firm personality. Big firm capability. Our talented fully qualified accountants have over 69 y

We are a fresh new firm with fresh ideas and our talented fully qualified accountants have over 69 years experience servicing clients in our region. Our purpose is to build long term relationships of trust and value. We strive to provide fully personalised client experiences to assist every client achieve their own unique goals. We will be different, we will find new innovative ways to do business.

25/02/2026

Payday Super Is Coming...

From 1 July 2026, super must be paid every pay run - not quarterly.

That means:
• Less flexibility with cash flow
• Payroll systems must be ready
• Late super will be picked up faster
• Compliance pressure increases

Add to that the Super Guarantee rising to 12% from 1 July 2025, and employer costs are increasing.

Now is the time to review:
✔️ Cash flow buffers
✔️ Payroll processes
✔️ Software capability

Planning ahead avoids penalties and last-minute stress.
If your business needs help preparing, speak with our team.

05/01/2026

The team here at MC+A would like to welcome our clients to the 2026 New Year.
Our office has reopened from 9am today, we are refreshed and looking forward to seeing you all.

22/12/2025

The team here at MC+A would like to wish all our staff, clients, and their families a Merry Christmas and a Happy New Year. We hope that your holidays are filled with joy and celebration.
We will be closing today from 12pm today and reopening Tuesday 6th January 2026.
We thank all our clients for their continuing support through 2025.
See you in the New Year.

15/12/2025

The team here at MC+A would like to wish our Senior Accountant, Nicole a Happy Birthday for today!
We hope you have a great day.

08/12/2025

The team here at MC+A will be taking a break over the holidays, with our office closing on Tuesday 23rd of December 2025 at 12pm and reopening Tuesday 6th of January 2026 at 9am.

04/12/2025

The team here at MC+A would like to wish Ellie a Happy Birthday for Sunday!
We hope you have a great day.

29/10/2025

The team here at MC+A would like to congratulate Nicole and Kris on their beautiful wedding over the weekend.

We hope you both had an amazing day.

27/10/2025

The team at MC+A would like to wish our principals, Richard Montgomery and Michelle Walters a Happy Birthday for Sunday!

We hope you both had a wonderful day.

12/09/2025

The team here at MC+A would like to wish our Senior Accountant, Jake a Happy Birthday for today!
We hope you have a great day.

24/07/2025

The team here at MC+A would like to wish Olivia a Happy Birthday for today!
We hope you have a great day.

01/07/2025

As we step into another year of opportunities and growth, the team here at Montgomery Carey & Associates are here to help you navigate your financial journey with confidence and clarity.
Whether you’re an individual, a small business, or a large corporation, our expert team is ready to support you with tailored tax strategies, accurate accounting, and proactive advice to maximize your success.
Let’s make this financial year your most prosperous yet!

30/06/2025

📢 Important Tax Update: GIC No Longer Deductible from 1 July 2025 📢

From 1 July 2025, the General Interest Charge (GIC) will no longer be tax deductible for individuals and businesses.

This change was legislated under the Treasury Laws Amendment (Making Multinationals Pay Their Fair Share – Integrity and Transparency) Act 2024.

🔹 What is GIC?
GIC is interest charged by the ATO on unpaid or late tax liabilities.

🔹 New GIC Rate:
The September 2025 quarter will have a GIC annual rate of 10.78%, compounded daily.

🔹 What’s Changing?
Until now, GIC has been generally tax deductible in the income year it is incurred.
From 1 July 2025, any GIC incurred on or after this date will no longer be deductible—regardless of whether the underlying debt arose before or after 1 July 2025. This means the after-tax cost of ATO debt will increase significantly.

🔹 What You Should Do:
✅ Payout any existing ATO debt asap to avoid incurring non-deductible GIC
✅ Ensure all future tax obligations are paid on time
✅ Review your cash flow strategy
✅ Speak with your tax adviser about how this change may impact your position

With the GIC rate at 10.78% and no longer deductible, the cost of holding ATO debt is about to rise sharply. Act early to protect your cash flow and reduce tax exposure.

📞 Contact us today if you’d like to review your ATO balance or need help planning ahead.

Address

225 Koroit Street
Warrnambool, VIC
3280

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61355649333

Website

https://www.mcaaccounting.com.au/

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