Profusion Planning

Profusion Planning At Profusion Planning, we're committed to building trusting, long-term relationships with our clients. www.profusionplanning.com.au

After all, as life changes, you need a plan that's flexible enough to change with it.

Good financial outcomes rarely happen by accident.Whether you're planning for retirement, building wealth, managing supe...
30/05/2026

Good financial outcomes rarely happen by accident.

Whether you're planning for retirement, building wealth, managing super, or preparing for life's next chapter, having a clear strategy can make all the difference.

The small decisions you make today can help create greater confidence, flexibility and opportunity in the future.

If you'd like to better understand where you stand and where you're heading, we're here to help.

Your financial plan should be as unique as your life. Here's what you can expect when you partner with Profusion Plannin...
27/05/2026

Your financial plan should be as unique as your life. Here's what you can expect when you partner with Profusion Planning.

Swipe to find out more.

Multiple super accounts can quietly cost you, through fees, duplicate insurance premiums, and lost visibility of where y...
23/05/2026

Multiple super accounts can quietly cost you, through fees, duplicate insurance premiums, and lost visibility of where your money actually is.

Consolidating into one fund often makes sense, but it's not always a straightforward "just do it." If you have life, TPD, or income protection insurance attached to an older account, closing it without checking first could leave you without cover you've been paying for.

A quick review before you act can save you a lot of headache down the road.
Not sure where your super is or whether consolidating is right for you? That's exactly what we're here for. πŸ’¬

Thinking of winding back your hours before retirement? If you're a Gold State Super member, that decision could cost you...
22/05/2026

Thinking of winding back your hours before retirement? If you're a Gold State Super member, that decision could cost you more than you think. Learn how maintaining your salary in the final years can make a significant difference to your final benefit.

πŸ‘‰ [link in bio]

πŸ“Š Federal Budget 2026–27: What It Means for YouThe Federal Budget was announced on 12 May and while there were no major ...
15/05/2026

πŸ“Š Federal Budget 2026–27: What It Means for You
The Federal Budget was announced on 12 May and while there were no major surprises, there are some important changes that could affect your finances, your investments, and your future.

Here's what you need to know:
πŸ’° More money in your pocket
The lowest personal tax rate drops from 16% to 15% from July 2026, and down to 14% in 2027. You'll also be able to claim up to $1,000 in work-related expenses without receipts, and from 2027, eligible workers receive a $250 tax offset.

🏠 Property investors, take note
From July 2027, the 50% Capital Gains Tax discount will be replaced with CPI indexation, and losses on new investment properties can no longer be offset against your salary. If you already own investment properties, you're generally protected but if you're planning to invest, now's the time to review your strategy.

🏦 Super: more room to grow your savings
Contribution caps increase in 2027 (concessional cap rises to $32,500) and from July 2026, employers must pay super at the same time as wages, meaning your money gets invested sooner and grows faster.

πŸš— Electric Vehicles
FBT exemptions for EVs are being wound back. Full exemption will only apply to vehicles under $75,000 from April 2027. Still worth considering, but the benefits are tightening.

πŸ“Œ You don't need to act immediately, but it's worth reviewing your investment strategy, tax planning, and whether you can boost your super contributions before these changes kick in.

Not sure how the Budget affects you? Get in touch and we'll help you work through it.

πŸ“ž (08) 9316 3050
🌐 profusionplanning.com.au

This information is general in nature and does not take into account your personal circumstances. We recommend seeking personalised financial advice.

It's that time of year again, EOFY is just around the corner, and the Federal Budget is fresh in everyone's mind. πŸ‡¦πŸ‡ΊBefo...
13/05/2026

It's that time of year again, EOFY is just around the corner, and the Federal Budget is fresh in everyone's mind. πŸ‡¦πŸ‡Ί

Before 30 June, it's worth asking yourself:
βœ… Have you made any extra contributions to your super?
βœ… Are you taking full advantage of your concessional contributions cap?
βœ… If you're a GESB member, do you know how recent changes could affect your Gold State or West State account?

The good news? There's still time to make smart moves before the financial year closes. Small decisions made now can have a big impact on your future self.

Not sure where to start? That's exactly what we're here for. πŸ’¬

πŸ“ž (08) 9316 3050 | profusionplanning.com.au

General advice only, speak to your adviser about what's right for your individual circumstances.

Today, we celebrate the mums and mother figures who support, guide, nurture, and do so much behind the scenes every sing...
09/05/2026

Today, we celebrate the mums and mother figures who support, guide, nurture, and do so much behind the scenes every single day.

Thank you for the care, strength, and encouragement you bring to the people around you, and for the lasting impact that has across generations.

Wishing you a Happy Mother’s Day from all of us at Profusion Planning. πŸ’š

🌟 Meet the Team, Minna Szmekura | Administration AssistantSay hello to Minna, one of our wonderful Administration Assist...
07/05/2026

🌟 Meet the Team, Minna Szmekura | Administration Assistant

Say hello to Minna, one of our wonderful Administration Assistants here at Profusion Planning! Minna is dedicated to supporting both our clients and our team, ensuring every interaction with us is seamless, smooth, and always ends with a smile. 😊

With a background in client-facing roles, underground mining, and a degree in Criminology, Minna brings a truly unique and diverse set of experiences to her role, and it shows! Her commitment to creating a welcoming, positive environment for everyone she works with is second to none.

We're so glad to have you on the team, Minna! πŸ’Όβœ¨

Former GESB insiders. Now working for you.If you are a Western Australian public sector employee with a Gold State Super...
01/05/2026

Former GESB insiders. Now working for you.

If you are a Western Australian public sector employee with a Gold State Super account, the decisions you make around your superannuation could have a significant impact on your retirement outcome.

Gold State Super is a defined benefit scheme, meaning your benefit is calculated using a fixed formula based on your salary and years of service rather than market performance. That structure comes with real advantages, but also complexities that general financial advice often does not cover.

At Profusion Planning, our team includes former GESB financial advisers, technical specialists, and member services officers. We understand the rules, the benefits, and the strategies unique to Gold State Super because we have worked within the scheme itself.

Whether you are planning ahead or approaching retirement, we can help you make informed decisions with confidence.

Visit the link in our bio to learn more: www.gesbgoldstate.com.au

Most Australians are paying more tax on their super than they need to.If your income is above $45,000, your super contri...
27/04/2026

Most Australians are paying more tax on their super than they need to.
If your income is above $45,000, your super contributions are taxed at just 15% inside your fund. Compared to your marginal tax rate, that is a significant difference and one of the most effective yet underutilised strategies in financial planning.
Three things worth knowing before 30 June:

Concessional contributions are capped at $30,000 per year and taxed at 15% inside your fund.
If you have not reached your cap in previous years, you may be able to carry forward unused amounts and contribute more this financial year.
Additional contributions before 30 June could reduce your taxable income and grow your retirement savings at the same time.

Our team at Profusion Planning is here to help you understand your options and put a plan in place that works for your goals. Get in touch to book a conversation.

Address

20 Southport Street
West Leederville, WA
6007

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61893163050

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