Profusion Planning

Profusion Planning At Profusion Planning, we're committed to building trusting, long-term relationships with our clients. www.profusionplanning.com.au

After all, as life changes, you need a plan that's flexible enough to change with it.

Most people considering a redundancy or retirement focus entirely on the numbers, the payout, the tax, the leave entitle...
29/07/2026

Most people considering a redundancy or retirement focus entirely on the numbers, the payout, the tax, the leave entitlements. But there's a bigger question that often gets overlooked: how much healthy, active time do you actually have left to enjoy it?

Research shows the average disability-free years after 65 is under 9 years for men and around 10 for women. That's a sobering reminder that our ability and energy to travel, volunteer, and pursue the things we love tends to decline faster than we expect.

The real question isn't just "will I have enough money?", it's "will I retire early enough to actually enjoy it?"

Our latest article breaks down the #1 mistake we see people make when weighing up a redundancy or retirement decision, and how to think about balancing financial security with quality time. Read the full article on our website: https://profusionplanning.com.au/redundancy-retirement-and-the-1-key-mistake-people-make-its-different-to-what-you-think/

📞 Want to talk through your own situation?
Contact Profusion Planning on (08) 9316 3050

Super isn't just something your employer pays into, you can add to it yourself too.Extra contributions, whether before-t...
26/07/2026

Super isn't just something your employer pays into, you can add to it yourself too.
Extra contributions, whether before-tax or after-tax, can make a real difference over the long run thanks to compounding. But the right approach depends on your income, goals, and how close you are to retirement.
Not sure if it makes sense for you? Let's have a chat. 💬

📞 (08) 9316 3050 | profusionplanning.com.au

General advice only. Speak to your adviser about what's right for your individual circumstances.

Market ups and downs are a normal part of investing. While it can be tempting to react to headlines or short-term volati...
19/07/2026

Market ups and downs are a normal part of investing. While it can be tempting to react to headlines or short-term volatility, history has consistently shown that staying invested over the long term has often delivered better outcomes than trying to predict the perfect time to buy or sell.

A well-structured investment strategy is built around your goals, your timeframe, and your tolerance for risk, not today's news cycle.

If you're feeling uncertain about your investments, now is a great time to review your strategy rather than react to market noise.

The best financial decisions are usually the ones made with a long-term perspective.

Financial confidence doesn’t start with having all the answers. It starts with understanding where you are today.Whether...
16/07/2026

Financial confidence doesn’t start with having all the answers. It starts with understanding where you are today.

Whether you’re planning for retirement, growing your wealth, protecting your family, or simply looking for more clarity, taking the first step can make all the difference.

At Profusion Planning, we help you make informed decisions with personalised advice designed around your goals, so you can move forward with confidence.

Start with a conversation. Your future self will thank you.

Federal Budget 2026–27: What Aussies Need to KnowThe 2026–27 Federal Budget landed on 12 May, and while there's no singl...
12/07/2026

Federal Budget 2026–27: What Aussies Need to Know

The 2026–27 Federal Budget landed on 12 May, and while there's no single headline-grabbing shake-up, there's a lot happening beneath the surface that's worth understanding if you want to stay ahead of your finances.

On the tax front, the lowest marginal rate is easing down over the next two years, and a new no-receipts deduction will make tax time simpler for everyday workers. Property investors should pay close attention too: proposed changes to capital gains tax and negative gearing from mid-2027 could reshape how attractive future property investments are, though existing holdings look set to be largely grandfathered.

Superannuation remains one of the most tax-effective ways to build wealth, and it's about to get even more flexible, with higher contribution caps and pay-day super ensuring your retirement savings start working for you sooner. Small business owners keep their instant asset write-off permanently, while older Australians can expect both some tightening around private health rebates and welcome improvements to aged care support.

None of this requires panic or immediate action, but it is a good prompt to revisit your investment strategy, tax planning, and super contributions before these changes take effect. As always, the right approach depends on your personal circumstances, so if you're unsure how the budget affects you, it's worth having a conversation with your adviser.

GESB is more than just your super balance.Depending on your circumstances, your GESB membership may include valuable fea...
09/07/2026

GESB is more than just your super balance.

Depending on your circumstances, your GESB membership may include valuable features and options that can play an important role in your long-term financial plan. But many members aren't sure if they're making the most of what's available to them.

A review can help you understand:
• Whether your investment strategy still suits your goals.
• If your insurance cover is appropriate for your current stage of life.
• Opportunities to improve your retirement outcomes.
• How your GESB benefits fit into your broader financial plan.

Small adjustments today can make a meaningful difference over time.

If it's been a while since you've reviewed your GESB account, now is a great time to start the conversation.

📞 Get in touch with the Profusion Planning team to discuss your options.

New financial year. Fresh opportunities.Whether you’re focused on growing wealth, planning for retirement, or simply get...
01/07/2026

New financial year. Fresh opportunities.

Whether you’re focused on growing wealth, planning for retirement, or simply getting clearer on your financial future, July is a great time to take stock and move forward with purpose.

The best plans start with a clear direction.

Progress doesn’t have to be perfect to be meaningful.When it comes to financial planning, consistent steps forward often...
27/06/2026

Progress doesn’t have to be perfect to be meaningful.

When it comes to financial planning, consistent steps forward often matter more than waiting for the perfect moment. Small decisions made with intention can create powerful long-term outcomes.

The key is not perfection. It’s momentum.

The financial year wraps up in just one week, and for many people, that means leaving money on the table without even re...
24/06/2026

The financial year wraps up in just one week, and for many people, that means leaving money on the table without even realising it.

Before 30 June, it's worth checking:
✅ Have you made any personal (after-tax) contributions to your super that you intend to claim as a deduction?
✅ Are there work-related expenses you've paid for but haven't kept records of?
✅ Do you have income protection insurance? The premiums may be tax-deductible.

A deduction doesn't just reduce your taxable income — it can change your tax bracket and affect what you get back (or owe) when you lodge your return.
If you're not sure what applies to your situation, now is the time to ask. 💬

📞 (08) 9316 3050 | profusionplanning.com.au
General advice only. Speak to your adviser about what's right for your individual circumstances.

Good financial advice should leave you feeling clear, confident and supported.We’re grateful to work with clients who tr...
21/06/2026

Good financial advice should leave you feeling clear, confident and supported.

We’re grateful to work with clients who trust us to help navigate important financial decisions with confidence and peace of mind.

Thank you, Nicolas, for your kind words and trust in the Profusion Planning team.

Address

20 Southport Street
West Leederville, WA
6007

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61893163050

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