Scott Reid - Perth Life Insurance Adviser

05/12/2025

When your life insurance and will are sorted and you’re rolling into 2026 with ZERO admin guilt.

Future you = grateful. 🙌

05/12/2025

What a great evening at last night’s Occupational Health & Safety retirement seminar!

Thank you to the OH&S Consulting group for having Duncan and I in to speak about retirement planning and how to protect the wealth people work so hard to build. It was a pleasure to share insights, answer questions, and connect with everyone who attended.

We truly appreciate the engagement and thoughtful conversations, it's always rewarding to help others feel more confident and informed about their financial future.

Looking forward to continuing the conversation and supporting more teams with practical strategies for building and protecting retirement plans.

02/12/2025

Everyone has a will. The only question is: will you write it, or will the government? ✍️🏛️

In Australia, if you die without a will, your estate is divided under intestacy laws — a government formula that decides who gets what, regardless of your personal wishes.

Estate planning puts you in control.

It lets you choose how your assets are passed on, who manages everything, and how smoothly things run for the people you care about.

A little planning now saves your family a lot of stress later. 📘✨

25/11/2025

💡 Want to pay LESS for your life insurance?
Here are 3 quick wins that can genuinely drop your premiums 👇

1️⃣ Maintain a healthy BMI
Insurers literally price your policy based on your height/weight.
A healthy BMI = lower risk = lower premiums.
Small lifestyle tweaks now can save you thousands over the life of your policy.

2️⃣ Don’t smoke (or quit!)
Smokers pay up significantly more for the same cover.
Be smoke-free for 12 months and most insurers will reclassify you as a non-smoker — instant discount.

3️⃣ Use a specialist adviser
An adviser (like me) knows which insurers offer the best pricing for your health profile, job, age, family history and budget.
We negotiate, compare and structure your cover properly — saving you money and avoiding the mistakes that cost people long-term.

🎥 Watch the video above — it breaks this down in 30 seconds

19/11/2025

Right in the feels... how good is great feedback, I might struggle to fit my head through the front door of the office today.
But I do love helping people get their Life Insurance sorted so if you need help with yours, reach out 👊

10/10/2025

Are you actually covered?
If you suddenly couldn’t work again you have coverage in super right?
Or do you? Chances are you are covered for a tiny percentage of what you are actually worth! Check you policy - work out how much you are going to earn over the rest of your career and calculate the difference!!
It might be scary 😱

06/10/2025

Are you a high income earner with income protection? When did you last review your policy?
We are assisting many clients to ensure they remain protected but significantly reduce the cost of their policy. Don’t just let it rollover without a review 📖

07/07/2025

Articles like this highlight just how important Critical Illness Insurance is becoming:

👉 We are seeing an increasing number of cancer diagnosis in people under 50.
👉 One reason is that we are better at getting early diagnosis and therefore able to get better treatment and recover 👏
👉 This means that while past generations may have just relied on life insurance alone, critical illness insurance is becoming much more likely to be claimed on.
👉 Critical illness Insurance gives you and potentially your partner the time to look after yourself, get the best treatment and focus on recovery.
👉 It means this blip on the journey of life becomes a short to medium health event only and not a financially crippling long term event that you never recover from.

If you haven’t got this policy in your portfolio you need to be thinking about it. It’s an important safeguard on your life journey to financial security.

Australians aged in their 30s and 40s are experiencing unprecedented and in some cases world-leading rates of 10 different types of cancer — and scientists are desperate to understand why.