Affluence Chartered Accountants

01/09/2026

The Travel Deduction Dilemma
Many doctors, nurses, and practice managers leave money on the table simply because they're unaware of what qualifies as a legitimate write-off.

Here's something that trips up many medical professionals: your daily commute from home to work? Unfortunately, that's not deductible. But don't close this tab just yet; there are several travel scenarios where you can claim expenses.

13/07/2026

You've likely seen the headlines: the federal budget proposed scrapping borrowing within super for residential property. So let's cut through the noise for healthcare practices; it’s good news.

Following our recent federal budget overview, we wanted to provide a quick update on a development that's been generating plenty of discussion: the proposal to scrap borrowing within superannuation for residential property.

16/06/2026

Quick pulse check: 30 June is racing in. If you’re juggling hospitals, private rooms, and the odd locum, now’s the moment to give your future self a pay rise via super. Even a modest top‑up today can compound into something mighty tomorrow.

For doctors and medical professionals, many of whom juggle complex income structures across hospital work, private practice, and locum shifts, maximising your super contributions requires careful planning.

14/05/2026

Short on time?
Here’s the pulse on the 2026-27 Federal Budget:

From 1 Jul 2026, personal tax gets a $1,000 no‑receipt work deduction, with a $250 annual offset kicking in from 2027–28; from 1 Jul 2027, capital gains rules tighten, farewell the 50% discount on new gains, hello indexation and a 30% minimum CGT; and for practices, the wins are practical with a...

15/04/2026

Payday Super Cash Flow Calculator
Big changes are coming to super payments starting 1 July 2026, and they could significantly impact your business's cash flow.

In our latest blog, you will find a Payday Super cash flow calculator to find out what it means for your pay cycles, cash flow, and working capital needs.

Instead of quarterly super payments, businesses will need to pay superannuation on pay cycle frequency, weekly, fortnightly, or monthly.

From 1 July 2026, Payday Super comes into effect, where the government is shifting super guarantee (SG) payments from quarterly cycles to payday contributions, meaning super must be paid to employees at the same time wages are paid.

18/02/2026

When we talk to dental practice owners about growth, two themes come up again and again: cash flow and treatment acceptance. So I sat down with Dr Kris Thyer, Perth-based dentist and founder of Fund My Dental, to explore how payment plans can help practices deliver the right care at the right time.

11/02/2026

Payday Super: What July 2026 Means for Your Pay Cycle
More than a year ago, the government announced a significant change. Employers will soon have to pay superannuation at the same time as salary and wages. The wait is over. The legislation is officially passed, and the countdown is on.

Payday Super: Starting 1 July 2026, if you’re paying wages, your super contributions must be deposited into your employees’ accounts on the same day.

15/12/2025

This Christmas, give the gift of financial freedom. Affluence Private Wealth's 12 Financial Tips Advent Calendar is packed with simple habits to help you build a stronger, more secure future.

08/12/2025

Margins are tighter, costs are up, and smaller GP and dental clinics are feeling the squeeze, so we sat down with finance specialist Ali Joyce - Credabl from Credabl to cut through the noise. We unpack what’s really happening in WA.