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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Ajesh Mortgage Broker

Home
Australia
Wollongong, NSW
Ajesh Mortgage Broker

We provide Homes(New/ Refinance), Business / Equipment Loans, Vehicle / Personal Loans and Commercial Loans / SMSF

22/07/2026

Getting organised early can make a difference when exploring home loan options.

From reviewing your finances to understanding your position, preparation helps you move forward with more clarity.

Starting early can give you more flexibility when you’re ready.

15/07/2026

Your day-to-day spending can influence how lenders assess your application.
It’s not just about what you earn, but also how you manage your finances over time.
A clear understanding of your expenses can help you plan more effectively.

08/07/2026

When assessing a home loan, lenders look at more than just income.

They consider factors like expenses, existing debts, and overall financial position.

Knowing what’s involved can help you feel more prepared when the time comes to apply.

01/07/2026

How much you may be able to borrow today can be different from what it was a few years ago.

Interest rates, lending policies, and living costs all play a role in how lenders assess applications.

Understanding your current position is an important first step when planning.

30/06/2026

In some situations, a guarantor arrangement may help a borrower enter the property market sooner.

This usually involves a family member providing additional security for the loan.

Because these arrangements involve multiple parties, it’s important to fully understand the structure before proceeding.

25/06/2026

Some home loan structures allow borrowers to continue building savings while making repayments.

This can provide flexibility for future expenses, opportunities, or unexpected costs.

Balancing repayments and savings are an important part of long-term financial planning.

23/06/2026

Tax season is a good opportunity to get your finances organised, especially if you’re planning to apply for a home loan.

Having your income, expenses, and documents up to date can make the process smoother when the time comes.

If you’re thinking about buying or refinancing, being prepared early can help you understand your options more clearly.

18/06/2026

As property values change and loans are repaid, some homeowners build equity in their property.

That equity may be used for things like renovations, investments, or other financial goals depending on the situation.

Understanding how equity works can help homeowners make more informed decisions.

16/06/2026

A home loan is more than just repayments.

Features like redraw facilities, offset accounts, and flexible repayment options can give borrowers more control over how their loan works overtime.

Choosing the right combination of features can make managing a loan much easier.

11/06/2026

For some homeowners, renovating can be an alternative to moving.

Depending on the situation, home loans may allow access to equity that can help fund renovations or improvements.

Understanding the available options can help homeowners plan upgrades without unnecessary financial pressure.

Address

144 Haywards Bay Drive
Wollongong, NSW
2530

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://smartfinn.com.au/ajesh/

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