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Future Gen Solutions

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Australia
Woolloongabba, QLD
Future Gen Solutions

We are a privately owned financial planning and business advisory firm, dedicated to helping you live the life you choose.

Future Gen Solutions is a leading edge consultancy practice with over 30 years experience specialising in the integration of financial advice, wealth management and business succession. We deliberately keep our client base small, priding ourselves on our personal approach. The joy in our work comes from building relationships while bearing witness to your life over many years. As your trusted advi

ser and coach, we will work closely with you, helping you to unravel what’s truly important to you, identifying meaningful goals and creating a sustainable yet dynamic strategy to suit your situation. We provide holistic and expert advice supported by a robust review framework with benchmarked outcomes unique to your strategy. Like all good coaches, we review your progress at regular intervals to ensure you keep on track. At Future Gen Solutions we recognise the importance of syncronising your personal and financial growth plans. Harmonising these plans has a multiplier effect, leveraging far better outcomes and a clear path into the future. Being supported by professionals who care and understand your situation is key to our success. Life is seldom a straight line, and as you encounter life’s highs and lows, we will be there to help you navigate through ‘creating certainty in uncertain times’.

04/03/2025

Do you need $1 million to retire, or is the number $2 million or $3 million?

It's a scary discussion, we have it weekly with people. For many Australians, the rule of thumb number is that $1 million should deliver them a comfortable retirement. But that depends…

If you look at the Association of Australia (ASFA) Retirement Standard, it offers two capital values - $595,000 in savings at age 67 and $690,000 for a couple. Which is it?

Jump into our latest blog post, where we explore key assumptions and important factors to consider. From how you envision spending your time to your personalised health and care needs - and even whether you may need to support both parents and children - we cover it all. And that's before we even get to aged-care considerations!

The reality is that everyone's situation is different. The retirement planning equation is an individual-tailored exercise and needs to be approached that way. The earlier you can conduct this exercise with people qualified in this planning, the better. And leaving matters 6 months to 12 months before your retirement isn't maximising your probability of achieving the best outcome.

At Future Gen Solutions, we help protect what you've worked hard to build, ensuring you can enjoy retirement on your terms. We help you create financial certainty for the future, for your loved ones and for future generations.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/do-you-need-1-million-to-retire

19/02/2025

This week's discussion is on the genuine wealthy who have gained their wealth through years of sacrifice, hard work and toil, risking assets, borrowing money, enduring sleepless nights over cash flow and missing family events.

These struggles leave lasting psychological imprints, making them deeply protective of their wealth, as they appreciate the sacrifices made.

We warmly invite you to jump onto our blog to understand what drives them, what concerns them and how they navigate passing wealth intergenerationally.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/too-wealthy-to-worry

05/02/2025

Estate planning... it's always good to start with a definition.

Estate planning is the distribution of the right assets to the right people at the right time. There are a number of ways of doing this in Australia, but by far the most cost-effective and tax-effective is to have an up-to-date will that reflects your wishes.

Currently, more than 50% of the adult population in Australia does not have a will. This means on the current trajectory, 50% of Australians will die ‘intestate’, meaning the State Succession Act will deal with the issue. Dying without a valid will means the Estate is divided according to the Qld 1981 Succession Act.

If you are married or in a de facto relationship, then your spouse inherits the first $150,000 of household belongings and only one-third of the remainder of the Estate. This can significantly impact the livelihood of the remaining spouse, not to mention the relationships between the children and the remaining spouse.

In our latest blog, we discuss the importance of having a robust estate plan that will deal holistically with your assets and wishes. Otherwise, there may be unintended consequences and adverse tax events.

At Future Gen, Estate Planning is one of our core specialties. To provide a truly comprehensive service, we also offer access to in-house specialists with expertise in estate law. By working collaboratively, this integrated approach allows us to deliver a seamless, well-rounded solution tailored to protect your legacy and provide peace of mind for you and your loved ones.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/estate-planning

21/01/2025

By 2050, it is projected that $3.5 trillion in assets will be passed down in what is being called the 'silver tsunami'.

Navigating the differences between generations, varying family dynamics, and addressing concerns about wealth preservation is a delicate balancing act.

With 710,000 Australians set to retire in the next five years, many Australians are focused on planning for retirement. While retirement planning may be a major consideration, many people accumulate more assets than they can conceivably consume.

So, while we understand that having an 'asset consumption plan' is a key component of a satisfying retirement, we also understand that there needs to be an 'intergenerational wealth transfer' plan.

In our latest blog post, we discuss how, at Future Gen Solutions, we manage intergenerational advice with various strategies involving tax minimisation, gifting strategies, utilising trusts, and determining the best time to distribute wealth.

Whilst complex, our expertise in facilitating open discussions around different values and priorities and engaging them correctly requires time and understanding. Our role is to remain neutral and guide these conversations respectfully, focusing on shared goals and values that can help bridge the gap between older and younger generations.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/intergenerational-wealth

08/01/2025

Investing legend Warren Buffett's most famous quote is likely 'be fearful when others are greedy and be greedy only when others are fearful.' And yet, we've forgotten the Oracle of Omaha's words of wisdom. No one seems to be fearful today - with global markets reaching all-time highs and sentiment remarkably bullish.

We are now somewhere close to euphoria - which is typically when investors should be fearful.

How we can help you in 2025...

Our financial planning and consultancy services are designed to help you build a strong financial foundation, ensuring your 'financial house' is in order. Maintaining a long-term perspective while adapting to changing conditions is critical in today's volatile investment environment.

We collaborate closely with our clients to assess their risk tolerance and develop tailored investment strategies that align with their goals. By embracing opportunities and minimising unnecessary risks, we help you implement strategies that empower you to live your life by design.

Check out our latest blog post to explore what 2025 might hold and discover key insights into how we can assist you in building a strong investment strategy.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/blog

31/12/2024

As we step into 2025, it's a wonderful time to celebrate the milestones we've achieved and embrace new opportunities.

Whether you're preparing for retirement, refining your investment strategy, or securing your financial future, we're here to support you.

This year, let's work together to build a strong financial foundation and get your 'financial house' in order - no matter where you are on your journey.

We look forward to connecting with you soon. You'll find us here 👇

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions

15/12/2024

To our clients, we would like to extend our heartfelt thanks for entrusting us with your financial futures and wellbeing throughout 2024. We deeply value the trust you place in us and take our responsibility as stewards of your success very seriously.

At Future Gen Solutions, success and trust are built on delivering consistent and sustainable outcomes year after year. While 2025 is expected to bring its share of challenges, we are confident and prepared to meet them head-on. If we haven't had the pleasure of meeting yet, we would love for you to connect with us.

As we approach the festive season, our office will close for a well-deserved break for the entire team. We will shut down on Friday 20th December 2024, and reopen on Monday 13th January 2025. During this time, all calls will be redirected to Tom and Murray, and we will also aim to clear emails every few days to ensure continued support.

We take this opportunity again to wish you and your loved ones a safe, joyful, and restful Christmas and a prosperous New Year.

👉 [email protected]
☎️ (07) 3391 1624
🫶

09/12/2024

As the calendar year moves to a close, 2024 will be remembered as a very good year, much like 2023.

The average Balanced Super Fund (70% growth, 30% defensive) provided an 11.8% return for the 2024 calendar year compared with 9.3% for the 2023 calendar year (Bloomberg). Our projected modelled returns for our balanced funds are 6%.

Fortunately, at Future Gen, utilising our investment managers, we were able to achieve comparable returns (or greater) with lesser exposure to growth assets. Our average exposure to growth assets is circa 60%. The aim of the game is to achieve superior returns while taking less risk.

We warmly invite you to explore our latest blog post to find out what’s in store for 2025.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/outlook-for-2025

29/11/2024

The debate between passive and active investing is often presented in black-and-white terms. Investors can choose to use passive funds that track an index or favour active funds that aim to outperform an index.

Both investment styles – or a combination of the two – can help investors achieve their goals. The key is understanding the pros and cons of each and making an informed decision.

We’ve simplified the real cost of passive investing for you as we explore the finer details.

Visit our blog to learn more, and how our team can offer the advice and consultancy services you need to achieve success and grow your wealth.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/the-real-cost-of-passive-investing

18/11/2024

Thank you so much, Mathew. We truly appreciate you taking the time to leave such a thoughtful Google review. Your kind words about our team's passion, professionalism, and warmth mean a lot to us.

We're deeply committed to helping clients like you achieve clarity and confidence in their financial planning and growth. Supporting your journey and seeing the transformation drives our passion every day.

Thank you for trusting us and for your high recommendation 🙏

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions

14/11/2024

In the lead-up to the election, we saw the favoured 'Trump Trades' gather momentum and then rally sharply last week as it became evident that Trump would not only win the Presidential race but take the Senate and House in a clean sweep.

On our blog for this week, we share our thoughts on the implications of Donald Trump's return to the White House and what effect this might have on investment portfolios.

Buckle up... jump onto www.futuregen.solutions/blog to find out more.

👉 [email protected]
☎️ (07) 3391 1624
🏡 www.futuregen.solutions/blog

11/11/2024

At the going down of the sun,
And in the morning,
We will remember them ❤️

Address

119 Logan Road
Woolloongabba, QLD
4102

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61733911624

Website

https://www.futuregen.solutions/

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Our Story

Future Gen Solutions is a leading edge consultancy practice with over 20 years experience specialising in the integration of financial advice, wealth management and business succession. We deliberately keep our client base small, priding ourselves on our personal approach. The joy in our work comes from building relationships while bearing witness to your life over many years. As your trusted adviser and coach, we will work closely with you, helping you to unravel what’s truly important to you, identifying meaningful goals and creating a sustainable yet dynamic strategy to suit your situation. We provide holistic and expert advice supported by a robust review framework with benchmarked outcomes unique to your strategy. Like all good coaches, we review your progress at regular intervals to ensure you keep on track. At Future Gen Solutions we recognise the importance of syncronising your personal and financial growth plans. Harmonising these plans has a multiplier effect, leveraging far better outcomes and a clear path into the future. Being supported by professionals who care and understand your situation is key to our success. Life is seldom a straight line, and as you encounter life’s highs and lows, we will be there to help you navigate through ‘creating certainty in uncertain times’.