Matthew Mawer CFP

08/11/2025

Really cool picture I found that represents the power of compounding and the power of patience. Keep investing, start young, you'll thank me when I'm long gone.

03/27/2023

Have you ever wondered "What type of life insurance is best for me?" Or "I need life insurance, but it is probably way too expensive". Connect with me for a no obligation chat to see if it makes sense for you. Protecting your income and assets can't be any easier.

02/27/2023

9 years ago I posted this. Still no difference. I've even ran the insurance company rates against a few union rates for the "addition coverage" above and beyond the standard 1x or 2x salary, and a lot of the time the union is more expensive! Talk to me and we can possibly save you money and get the best product.

This is something I have posted on my personal Facebook before. It is something that needs to be posted over and over. Get actual Life Insurance to cover your mortgage, and cover yourself, not the house in case of your death.

10/19/2022

https://www.youtube.com/watch?v=b7OC-l_nrhM
Here's a great video showing why to weather market fluctuations.

Dealing with clients who fear down markets is a common advisor challenge. We offer some points to help you reassure them during tough times.

07/11/2022

What usually happens after a 20% plunge in the markets

History offers a glimpse into the next move for stocks after a deep rout.

04/19/2021

A Co-Worker shared this with me. I had to post it. It shows the power of compounding interest. Want to see what your investments will look like in a couple years? Post or send me some info and I can tell you what it will look like.

12/17/2020

Way to go team!

09/29/2020

Interesting article on breaking your mortgage to lock in a better rate. Is it worth it? Message me if you want to see if it makes sense for you.

Record low mortgage rates might make breaking your term early seem enticing, but the penalty costs will wipe out the potential savings.

08/27/2020

Thinking of getting term insurance? Canada Life is doing a promotion for --4 MONTHS FREE-- on Term 20, 30 and to age 65. Everyone under 40 especially with kids should have at least 500k or even 1,000,000. Replace that mortgage insurance, check the price of your "extra" insurance through work you might be paying for. Call me or DM for a quote.

08/18/2020

Canada Life has a new smoking mortgage special on right now.
2% for 5 year Fixed
2.13% on 5 year Variable

08/13/2020

Do you or your spouse have benefits through work? (If not talk to me) If you do, are you paying for the optional life insurance above and beyond your base amount? You should look what that costs. I'm able to beat the cost of the TEACHER's optional benefit by almost 1/3.

08/11/2020

I get a lot of people that ask me for individual stock tips. Although I may know some good stocks that are incorporated in my mutual funds, I'm not doing the charting and graphs to comfortably make recommendations. Here is why I choose to invest in the mutual fund world.

You or your "local" broker / vs. / Portfolio manager

- To keep fees down you decide to do your own trading. You can usually find a cheap trading account that will charge anywhere from $5-$10. Lets use the very low end of $5 (most brokerages will only give you a low rate if you trade a bunch. ie. TD charges $7 a trade if you trade 150 times per quarter or $10 if not). You have $100,000 to invest. at $5 a trade, if you did an average of 1 trade a day for the entire year, your "fees" would be $1,825 ($3,650 at $10). A portfolio manager in an aggressive fund would charge you about $2,000 no matter what.

- Time and resources is the next big factor. Who do you think knows the stock market more? You as a plumber, teacher, doctor, cashier, nature enthusiast etc., Your local TD Broker, or the guy that is managing 3 billion dollars out of Boston with sub offices around the world honing their craft with insight into companies you've never heard of?

- Building off of that last point, I've had people come to me and go "oh but this one stock I was in doubled over the last year, so that made me a bunch of money" It's like when your friend goes to the casino and comes back saying "yeah! I made $500 from the slot machine last night" They don't tell you about the $1,000 they dropped to finally win that $500.

I've attached the performance of my personal favourite fund. I challenge anyone that is managing their own stocks to compare it to their own account.

I will say one thing for stock trading, it is fun to look for stocks you think are going to do well and invest in them. When those stocks do well, it is a great feeling. This long winded post is simply to give an opinion on the reasons why I decide to do mutual funds over stocks.

If you are considering investing for the first time and want advice, or if you have money somewhere else and want to look at other options, just shoot me a DM. I'm always willing to help, even if you have a friend or family member doing the same thing you want to invest with.