MJH Financial

MJH Financial Providing the answer to the question "Will everything be OK when....?"

“Most people overestimate what they can do in one year and underestimate what they can do in ten years.” - Bill GatesKey...
09/27/2024

“Most people overestimate what they can do in one year and underestimate what they can do in ten years.” - Bill Gates

Key Highlights on Bill Gates:

► Microsoft Co-Founder: Revolutionized the tech industry by creating the leading software company.
► Philanthropist: Through the Bill & Melinda Gates Foundation, he's dedicated billions to global health, education, and poverty alleviation.
► Climate Advocate: A strong proponent of renewable energy and author of “How to Avoid a Climate Disaster,” driving innovations to combat climate change.

I'd like to tell you a story to give some perspective on how a 'privatized banking system' works and can help you.Let's ...
09/26/2024

I'd like to tell you a story to give some perspective on how a 'privatized banking system' works and can help you.

Let's name our character 'John', who is similar to me and many of my clients.

John has been working as a professional, was starting to see the fruits of his labor financially, and his family is now living the lifestyle he had hoped for. With a growing net worth and a steadily rising income, he felt it was time to consider ways to build long-term wealth he could rely on. He understood he needed to 'diversify' but didn't quite know what that truly meant. He was concerned about his future tax obligations, market volatility, and the impact inflation could have on his retirement.

That's when John heard about a privatized banking system!

What resonated with John was that they could implement a system that gave them peace of mind, money they could count on in retirement and being truly diversified in their retirement savings.
The more he learned about the benefits of a privatized banking system, the more he realized their plan was missing that foundation that could grow efficiently, was tax advantaged and could be leveraged!

What did John do? He took some action to get educated and wanted a plan tailored to their situation, so he reached out!

What John came to realize is that a banking system is an innovative way to efficiently save money, enjoy guaranteed growth and still have access to their money without penalty to invest, to pay for major purchases (cars, vacations, weddings, medical costs, etc.) and turn their savings into a tax-free income stream in retirement.

John understood the concept, the process of 'capitalizing your system' and how their savings could be leveraged thanks to collateralization!

A banking system is one of the only financial vehicles that produces tax advantaged, uninterrupted growth through collateralization.

What does this mean? You store your money in the right place, leverage its value (vs. withdrawing your funds) and put your money to work.

How is John using their banking system?

✓ He leveraged his cash value to pay down debt first. That pesky credit card and vehicle loan…gone!
✓ He was able to purchase a cabin and used his system for the down payment. He's also using their lake home as a short-term rental to generate some income (brilliant idea!).
✓ Next, he is tackling college and student loans for his kids. He's funding his system to help his kids cover college tuition and save them from heavy-interest school loans.

Pretty amazing story!

Posting this story until all the people who worry about being judged for their financial situations, find my account!I r...
09/26/2024

Posting this story until all the people who worry about being judged for their financial situations, find my account!

I recently had two clients introduce me to their daughters. Both in their 20’s.

The daughter’s were quite interested, yet reluctant to sit down with a financial planner. Why?

One admitted she had a bad experience with a bank employee (pushing her to invest beyond her comfort limit) and was timid.

The other was worried about being judged. She admitted that her colleague (who was the same age), had just invested in their second property and she didn’t want someone to look down on her for not owning her own home yet.

Both women were extremely smart, hard working and making good incomes. They are both going to be very successful!

What they both needed was someone to listen to them, point out the good things that they were doing and give them some hints, tips and tricks to allow them to feel more confident that their money will be there when they want it.

If you are looking for someone that provides you with knowledge and advice and options for you to confidently make your own financial decisions, message me! I'm here for you!

Hi there!It's me, Max. Director of 'Pup-lick' Relations at MJH Financial.I was so happy that the underlings went away la...
09/26/2024

Hi there!

It's me, Max. Director of 'Pup-lick' Relations at MJH Financial.

I was so happy that the underlings went away last week.

We have been working really hard, and it gave me the chance to have a little R & R.

And what did I do?

I went GOLFING!!! So much fun!

I got to run around, drive the cart and I may or may not have picked up a golf ball or two to help my team have a better score.

(BTW, the team did NOT need any help in that department!)

Anyways, just thought I would share what I did while the cats were away, so to speak.

I guess that makes me a mouse??!!

Love ,

Max🐾🐾

Planning for your child's education is an important responsibility and one that should not be taken lightly. To ensure t...
09/25/2024

Planning for your child's education is an important responsibility and one that should not be taken lightly. To ensure that your child receives the best possible education, it is important to plan ahead and develop a strategy that will help you achieve your goals. Here are some tips to help you properly plan for your child's education:

1. Understand Your Child's Needs: It is important to understand your child's individual learning needs and abilities as this will help you create an educational plan that best suits them. Consider their strengths and weaknesses, as well as their interests, to ensure that the plan you create is tailored to their individual needs.

2. Set Goals: Establishing educational goals for your child is essential in order to give them a clear direction and focus. Be sure to set realistic expectations and objectives that are achievable.

3. Research Available Options: Researching the different educational opportunities available for your child can be beneficial in creating an effective plan. Consider the different public and private school options, as well as online courses or tutoring services available, in order to find the best fit for your child.

4. Develop a Budget: Educational expenses can add up quickly, so it is important to establish a budget before making any decisions. Consider all of the costs associated with attending school such as tuition, books and supplies, transportation, etc., in order to properly plan for all financial requirements of your child's education.

5. Monitor Your Progress: Periodically review your plan and adjust it if necessary in order to ensure that it is still on track with achieving your goals. Make sure that you are monitoring your child's progress and providing them with additional support when necessary in order for them to reach their full potential.

By following these tips, you will be able to properly plan for your kid’s education and ensure that they receive the best possible educational experience.

Hope this helps..🙏

From the author of, 'Taking Control of Your Money the Smart Way,' AND 'Taking Control of Your Budget the Smart Way,'Come...
09/25/2024

From the author of, 'Taking Control of Your Money the Smart Way,' AND 'Taking Control of Your Budget the Smart Way,'

Comes the webinar, 'Secrets to Controlling Your Money.'

Come and join us Monday at 3pm EST.

On our intimate webinar we canl discuss:

*Who you never want to get advise from
*How your banking system is programming you for debt
*How to Learn the Secrets to Controlling YOUR money instead of being Controlled!

And whatever else comes up! It's always a big surprise!

To register, go to www.mjhfinancial.ca/webinars/

Hope to see you there!

If you want to learn more, please contact me at (647) 302-0151
If you want to learn more about this contact me at :

What asset do you “own” that you are fully in control of? Certainly nothing you can buy at the banks!Sure, you may have ...
05/18/2024

What asset do you “own” that you are fully in control of? Certainly nothing you can buy at the banks!

Sure, you may have some control over your bank account, but you do NOT own it!

With a specially designed tax exempt contract, your name is listed as the owner. It is a one-sided contract where only the owner can make changes. You decide how quickly you accumulate value. You decide if and when you need to access the value.

You decide.

Need more reasons why?

The federal government touted Budget 2024 as providing “fairness for every generation” of Canadians.There are plenty of ...
05/03/2024

The federal government touted Budget 2024 as providing “fairness for every generation” of Canadians.

There are plenty of tax changes, especially for higher income earners, as well as incentives for renters and first-time home buyers.

Here are the key impacted areas:

► The new capital gains inclusion rate

► Lifetime capital gains exemption

► Canadian Entrepreneur’s Incentive

► Alternative Minimum Tax

► Mineral Exploration Tax Credit

► Business income tax measures

► Building new homes

► Incentives for renters

► Increased mortgage amortization

► Home Buyers’ Plan increase

► Qualified investments for registered plans

► National Pharmacare Plan

► Funding Disabled Canadians

► CPP Death Benefit

Are you curious about how the 2024 federal budget will impact your pocketbook?

According to the government, there will be a record-breaking $40-billion deficit in fiscal 2024-25.

To offset the costs of various new initiatives, taxes will be raised on affluent individuals, corporations, and trusts.

Get ready, because the majority of this budget's funds will be allocated towards housing and health, making it a financial gamechanger for every generation of Canadians.

If you need help or have more questions let me know.

Seeking financial security for your loved ones' tomorrow? Consider Term Life Insurance!✓ It's more than just a policy; i...
05/03/2024

Seeking financial security for your loved ones' tomorrow? Consider Term Life Insurance!

✓ It's more than just a policy; it's a shield for their future.

► Term Life Insurance provides a safety net against life's uncertainties.

► It offers financial stability during key life stages.

Let's tailor a plan that fits your family's needs.

Don't leave their future to chance; invest in their security today!

What makes the “Untaxable Wealth System” different from other programs?*Provides more tax-free income.*Employer sponsore...
05/03/2024

What makes the “Untaxable Wealth System” different from other programs?

*Provides more tax-free income.

*Employer sponsored tax-free strategies – provides tax deductible solutions that are tax neutral for business owners and individuals.

*Provide solutions that can generate significant tax solutions over traditional plans.

*It’s a program that provides market-like returns, with over 90% downside protection.

*Provides retirement income that does not impact earnings tests. (Hello, OAS claw backs!)

*Tax sheltering of investment earnings and loan repayments using un-taxed death benefits designed to more than off-set any of the negatives.

Send me a message if you want to learn more!

A couple weeks back, the whole family was home for a change?Took advantage of that to take some family photos!This was o...
05/02/2024

A couple weeks back, the whole family was home for a change?

Took advantage of that to take some family photos!

This was one of my favourites!

(Thanks to my sis, the photographer!)

What if I told you that there is a mortgage out there that, once approved, you are in control of all variables - monthly...
05/02/2024

What if I told you that there is a mortgage out there that, once approved, you are in control of all variables - monthly amount, interest costs, etc.

Would you want to learn more?

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94 Senator Way
Bolton, ON
L7E2S6

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