Ray Perez

Ray Perez My approach is holistic—I look beyond the numbers to understand your goals, values, and what truly matters to you. Let’s build something lasting together.

I am Ray Perez, financial planner, supporting the Calgary community with financial planning services

Scotia Global Wealth | Scotiabank | Scotia Securities Inc. As a Financial Planner serving the Winnipeg market, I specialize in helping mass affluent individuals and families navigate their financial lives with clarity, confidence, and purpose. Whether you're planning for retirement, growing your i

nvestments, or protecting your family's future, I’m here to guide you every step of the way. Clients often describe me as their go-to person for financial advice. I take pride in building long-term relationships rooted in trust, care, and integrity. When clients refer their family and friends to me, I see it as the highest compliment—and a true measure of success. My vision is to be a vital part of your life, helping you make informed decisions and feel secure in your financial future. Scotia Global Wealth | Scotiabank

Here's what you need to know when you withdraw from your TFSA.
03/09/2026

Here's what you need to know when you withdraw from your TFSA.

scotiabank.com

Understanding RRSP withdrawal rules is crucial to maximizing the tax reducing and retirement savings benefits. Read on t...
03/06/2026

Understanding RRSP withdrawal rules is crucial to maximizing the tax reducing and retirement savings benefits. Read on to discover how to make these rules work for you.

scotiabank.com

A great financial plan starts with a great partnership. Here's how you can make the most of working with a financial pla...
03/05/2026

A great financial plan starts with a great partnership. Here's how you can make the most of working with a financial planner and stay on track with your goals.

scotiabank.com

03/03/2026

Congratulations to all the residents celebrating Match Day!

Your hard work, long hours, and unwavering commitment to your future patients have brought you to this incredible milestone.
Today marks the start of an exciting new chapter—one built on resilience, passion, and more than a few cups of coffee along the way.

Wishing each of you success, growth, and moments of joy as you step into the next stage of your medical journey. The future of healthcare is in very good hands.

Getting started with retirement planning doesn't have to feel overwhelming.Whether you're early in your career or gettin...
03/02/2026

Getting started with retirement planning doesn't have to feel overwhelming.
Whether you're early in your career or getting closer to retirement, having a solid plan can help you feel more confident about your financial future.

scotiabank.com

Deadline day! Today is your last chance to contribute to your RRSP for the 2025 tax year. Every bit helps your future—di...
03/02/2026

Deadline day! Today is your last chance to contribute to your RRSP for the 2025 tax year. Every bit helps your future—did you get yours in?

Thinking about buying your first home? The new Tax‑Free First Home Savings Account (FHSA) can help you get there faster....
02/27/2026

Thinking about buying your first home? The new Tax‑Free First Home Savings Account (FHSA) can help you get there faster. Learn how this new savings tool can bring your first home closer than you think.

scotiabank.com

Keep your RRSP on track by avoiding these seven common mistakes. From withdrawing funds prematurely, to contributing to...
02/24/2026

Keep your RRSP on track by avoiding these seven common mistakes. From withdrawing funds prematurely, to contributing too much - learn how to make the most of your RRSP.

scotiabank.com

The 2025 RRSP contribution deadline is March 2, 2026. Contributions made within the first 60 days of 2025 can be deducte...
02/20/2026

The 2025 RRSP contribution deadline is March 2, 2026. Contributions made within the first 60 days of 2025 can be deducted on your 2025 or your 2026 tax return. Here's everything you need to know about RRSP contribution limits and deductions for the 2025 tax year.

scotiabank.com

Address

5149 Country Hills Boulevard NW
Calgary, AB
T3A5K8

Telephone

+12042989405

Website

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