More Than Money Radio

05/27/2026

Most Canadians know they have a TFSA.

But many still think of it as a simple savings account.

In retirement, a TFSA can be your sidekick to:

- Give you flexibility

- Help you manage taxes

- Provide a source of money when life doesn’t go according to plan

Keep reading by clicking below!

Most Canadians know they have a TFSA. But many still think of it as a simple savings account. In retirement, a TFSA can be your sidekick to: give you flexibility help you manage taxes provide a source of money when life doesn’t go according to plan The two major benefits that a TFSA offers are tax...

04/10/2026

Retirement is supposed to feel like freedom.

No meetings.
No deadlines.
No alarm clocks.

But for many people… the stress doesn’t go away.
It just changes.

Uncertainty.
Loss of structure.
Questions you didn’t expect to face.

This is the part of retirement no one really talks about.

Take a few minutes to read this:

Retirement is supposed to feel like freedom. Yay, no meetings! Yay, no deadlines! Yay, no alarm clocks! But for many Canadians, the stress doesn’t disappear. It just changes shape.

04/03/2026

You don’t retire with all the answers.

You retire with questions.

When should you take CPP?
How do you turn your savings into income?
Will your money last… and still let you enjoy life?

These aren’t small decisions. And getting them wrong can change what retirement looks like.

In our More Than Money blog, we break down the most common questions Canadians are asking right now… and what you should be thinking about before you make a move.

If retirement is on your radar, this is a good place to start.

People approaching retirement often share the same questions, even if their situations look very different on paper. - How do I save on taxes? - Do I have enough to retire? - Does my lifestyle have to change? We hear these retirement questions every week. So we thought it was a good time to answer s...

04/02/2026

How much of your retirement actually goes to tax?

It’s not something most people think about… until they see the numbers.

Because in retirement, it’s not just about what you’ve saved.
It’s about how you draw it down.

Pull from the wrong account at the wrong time,
and you could be giving up more than you need to.

The right strategy isn’t about avoiding tax.
It’s about managing it over time.

If you want to keep more of what you’ve built, this is worth a read.

Read the blog: https://www.morethanmoneyradio.com/post/top-retirement-questions-answered-what-canadians-ask-before-retiring

03/30/2026

Gas is up. Groceries are up. Travel costs keep climbing.

For most people, that’s frustrating.

For retirees, it’s something else entirely.

Because when your income is no longer coming from a paycheck, uncertainty hits differently. Markets don’t move in straight lines. Income sources don’t behave the way they used to. And what once felt “safe” may not be sending the same signals anymore.

The bond market was always supposed to be the steady part of the plan.

But what happens when even that starts to shift?

This blog breaks down what’s really changing beneath the surface and what it means for your retirement going forward.

Read the blog if you’re wondering whether your plan is built for the reality we’re in today.

Gas is up. Groceries are up. And the cost of travel is up. While this affects all Canadians, for retirees it carries a different weight. Because once you’re no longer earning a paycheck, market volatility, inflation and income uncertainty matter more. Income sources don’t behave the same way.Mar...

03/26/2026

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PKAG is a team that specialize in retirement planning providing holistic wealth advisory and personalized retirement strategies to help Albertans protect their lifestyle.

03/23/2026

Thinking about moving provinces in retirement?

It can impact more than just your cost of living.

From taxes to healthcare access, here are 6 factors to consider before making the move.

Are you planning to pack up all your things and retire to a different province? Many Canadians assume moving provinces in retirement will automatically lower their cost of living but often it simply changes where the costs appear. There is no single "best" province to retire in Canada based on tax a...

03/17/2026

Tax time is a stressful time of the year, especially if you don’t have a plan.

We put a list together of the top 8 mistakes we see when retirees approach their taxes.

Tax time is a stressful time of the year, especially if you don’t have a plan. We put a list together of the top 8 mistakes we see when retirees approach their taxes.

03/13/2026

With today’s headlines, it can feel like the world is falling apart.

Every time you turn on the news you immediately go into alert mode.

And when that happens, fear, stress, and the impulse to react follows close behind.

With the cost of living and medical expenses rising, uncertainty can make retirement feel more vulnerable.

But that’s exactly why a retirement plan exists in the first place.

Your plan is meant to be the life raft that provides stability when markets become turbulent.

With today’s headlines, it can feel like the world is falling apart. Everytime you turn on the news you immediately go into alert mode. And when that happens, fear, stress, and the impulse to react follows close behind. With the cost of living and medical expenses rising, uncertainty can make reti...

03/12/2026

Faisal Karmali has spent decades helping people prepare for retirement.

And one pattern he sees often is retirees relying too heavily on dividends for income.

On the surface, dividends can feel reliable. They can look like a paycheck from your portfolio.

But retirement planning should not depend too heavily on decisions made by corporate boards or market conditions you can’t control.

In this blog, Faisal shares his perspective on why dividends can play a role in retirement income, but why too much reliance on them can create unnecessary risk.

03/06/2026

You spent years saving for retirement.

But how you withdraw your money can matter just as much.

Different accounts are taxed differently, and pulling from the wrong one at the wrong time could mean paying more tax than necessary.

Read the blog:

Tax time is a stressful time of the year, especially if you don’t have a plan. We put a list together of the top 8 mistakes we see when retirees approach their taxes.