Girish Agrawal - Agrawal Associates

Girish Agrawal - Agrawal Associates IG Wealth Management Inc. Certified Financial Planner. Girish Agrawal is Principal of Agrawal Associates Private Wealth Management with Investors Group Sec

A Personal Approach To Comprehensive Wealth Management. Managing your wealth is more than just managing your investments. It’s about developing a comprehensive plan that focuses on both short-term and long-term goals. We are dedicated to professionally supporting, educating, and providing informed financial direction to each client, every step of the way. Disclosures: http://investorsgroup.com/en/legal/disclaimers

One click. One voice. One message. That’s all it takes.AI-powered scams are smarter, faster, and more convincing than ev...
05/08/2026

One click. One voice. One message. That’s all it takes.

AI-powered scams are smarter, faster, and more convincing than ever.
If you think “I’d never fall for that”, this event is for you.
Learn how AI scams really work—and how to protect yourself and your organization.

Knowledge is your best defense.

Think AI scams only happen to “other people”?Think again.From deepfake voices to perfectly crafted phishing emails, AI h...
05/06/2026

Think AI scams only happen to “other people”?
Think again.

From deepfake voices to perfectly crafted phishing emails, AI has changed the game.
Join our event to see what scams look like now—and how to protect what matters.

Awareness today prevents regret tomorrow.

Take Control of your Legacy - April 28thA clear plan puts you in control of your legacy, your family’s future, and your ...
04/21/2026

Take Control of your Legacy - April 28th
A clear plan puts you in control of your legacy, your family’s future, and your retirement lifestyle. Learn how smart tax and estate planning decisions today can protect what matters most.

Clients ask me if now’s a good time to invest. Here’s the truth: time in the market > timing the market.Confused? Let me...
05/13/2025

Clients ask me if now’s a good time to invest. Here’s the truth: time in the market > timing the market.

Confused? Let me break it down for you 👇

You see, market fluctuations are inevitable, but a long-term perspective allows your investments to weather the storms and benefit from compounding. Don't get caught on the sidelines waiting for the perfect moment - it rarely exists.

The focus should be on building a resilient strategy that aligns with your goals, regardless of short-term noise.

And I am here to help my clients do just that. Share your wealth management concerns and create sustainable, long-term solutions with me. To book a consultation, visit: https://ow.ly/NB8K50VQxCl

05/11/2025

I see it all the time: clients chasing returns instead of building habits.

Bu wealth isn’t about picking stocks. It’s about consistency.

The secret to building lasting wealth isn't about constantly chasing the highest returns. It's about the power of consistent habits. Think of it like this: small, disciplined actions over time yield significant results.

The focus should be on building those strong financial foundations together. What do you think?

The true advantage for most investors lies in: Time in the market.Here's why:⏳ The longer your investments are in the ma...
04/30/2025

The true advantage for most investors lies in: Time in the market.

Here's why:

⏳ The longer your investments are in the market, the more they benefit from compounding.

⏳ Short-term market fluctuations can be unsettling. But over the long term, the market has historically trended upwards.

⏳ By investing regularly (like through SIPs), you buy more shares when prices are low and fewer when they're high, averaging out your purchase price.

⏳ Trying to time the market often leads to emotional decisions, which can be detrimental to your portfolio.

Instead of trying to predict the unpredictable, focus on building a diversified portfolio and staying invested for the long haul. Let time be your greatest ally.

04/29/2025

The "Coffee Test" is a simple yet powerful exercise that can reveal hidden spending habits and help you gain control of your finances.

Here's how it works:

For one week, meticulously track every small, seemingly insignificant expense. This could be your daily coffee, snacks, lunch, impulse buys, or subscriptions.

Add up the total cost of these expenses for the week and then extrapolate that to a monthly figure.
Reflect on the Impact: Ask yourself:

"Am I comfortable with this amount of money going towards these items?"
"Could I find cheaper alternatives or cut back on some of these expenses?"
"What could I do with this extra money if I saved it instead?"

The "Coffee Test" is all about becoming aware of where your money is going and making conscious choices about your spending.

Try the "Coffee Test" for a week and let me know what you discovered.

04/28/2025

In a world that celebrates instant gratification, the art of patient growth is often overlooked, especially in investing.

Understand that true wealth is built over decades, not days. Focus on consistent, sustainable growth.

The journey to financial success is a marathon, not a sprint. By cultivating patience, discipline, and a long-term perspective, we can achieve lasting wealth and build a future of financial security.

Continuing our RRSP FAQs series for all your burning questions. Read on 👇Q. How much can I contribute to my RRSP?A. Your...
04/26/2025

Continuing our RRSP FAQs series for all your burning questions. Read on 👇

Q. How much can I contribute to my RRSP?
A. Your contribution limit is generally 18% of your previous year's earned income, up to a specific annual maximum.

Q: What happens if I over-contribute?
A: Over-contributions are subject to penalties, so it's crucial to stay within your contribution limit.

Q: What can I invest in within my RRSP?
A: You can invest in a variety of assets, including stocks, bonds, mutual funds, ETFs, and GICs.

Q: What is the Home Buyers' Plan (HBP)?
A: The HBP allows you to withdraw up to $35,000 from your RRSP tax-free to buy your first home, provided you meet certain conditions.

Q: What is the Lifelong Learning Plan (LLP)?
A: The LLP allows you to withdraw funds from your RRSP to finance your or your spouse's education.

Follow our page to stay updated on more interesting FAQs and answers.

04/25/2025

Approaching wealth management with a broader perspective is important. Here’s how:

💸 Focus on sustainable growth and long-term financial security.
💸 Avoid chasing short-term gains that could jeopardize your future.
💸 Consider all aspects of your financial life, including estate planning, tax optimization, and risk management.
💸 Tailor your wealth management plan to your unique circumstances, goals, and risk tolerance.
💸 Stay informed about market trends and financial strategies.

True wealth is measured not just in monetary terms, but in the impact you make and the legacy you leave behind.

What does building a legacy mean to you? Share your thoughts and experiences in the comments below!

Address

100/37 Richard Way SW
Calgary, AB
T3E7M8

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

https://www.ig.ca/en/legal/disclosures

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