Insure with Kanika Vig

07/19/2026

Ask me how to protect your family 🙂

07/19/2026

Confused About Insurance ? Here's How I can Help.

07/14/2026

" Buying insurance is a Waste if Money "

07/01/2026

06/24/2026

Hiding a Pre- Existing Condtion can leave your family in DEBT 💲💲👈

06/21/2026

⚠️ Visitor to Canada Insurance & Heart Attack: What Every Family Should Know

❤️ A Heart Attack Can Change Your Insurance Options Overnight

Many visitors come to Canada with travel insurance, but after a heart attack, stroke, or major heart procedure, finding affordable coverage becomes much more difficult.

Why?
Insurance companies look at:
✔️ How recently the heart attack occurred
✔️ Whether the condition is stable
✔️ Current medications and dosage changes
✔️ Any hospitalizations, tests, or specialist visits
✔️ Heart function (ejection fraction)

What Happens After a Heart Attack?
🔹 Fewer insurance companies may be willing to offer coverage.
🔹 Premiums can increase significantly.
🔹 Some plans may exclude heart-related emergencies.
🔹 Stability periods (90 days, 180 days, 365 days, etc.) become very important.

Before Buying Coverage
📋 Always disclose:
• Heart attacks
• Angioplasty or stents
• Bypass surgery
• Heart failure
• Irregular heart rhythms
• Changes in medications

Providing incomplete information can lead to claim issues when you need coverage most.

Good News
Many visitors with a history of heart disease can still qualify for coverage if their condition has been medically stable. The key is choosing the right insurer and accurately completing the medical questionnaire.

💡 Don't wait until after a medical event to review your insurance options. Early planning can save thousands of dollars and provide better protection

06/20/2026

"I genuinely love helping people find the right insurance coverage and peace of mind. Seeing happy clients and knowing I've helped their family is what makes this work so rewarding." ❤️

06/19/2026

Remember this 🫰

06/19/2026

"Helping people is my passion, not just my profession. Knowing I've made a positive difference in someone's life brings me genuine satisfaction. Thank you for your trust and support." 🙏⭐❤️

06/17/2026

I don't call it " Life Insurance "