Allie O'Neill

Allie O'Neill Certified Financial Planner Professional (CFP®) | Wealth Advisor | Wealth Transition Specialist at CIBC Wood Gundy. Let’s connect!

Guiding Central Alberta clients with personalized, tax-smart strategies for retirement, investment, and legacy planning. With over 16 years of experience in the financial industry, Allie O’Neill is proud to serve families and business owners as a CERTIFIED FINANCIAL PLANNER® professional and Wealth Advisor, supporting clients throughout Central Alberta. Originally from London, Ontario, Allie began

her career in Windsor while attending university, working her way up from a bank teller to roles in personal and business banking, lending, and private wealth management. This diverse background has given her a comprehensive understanding of the unique financial needs and opportunities her clients face. Now happily settled in Carstairs with her husband and energetic nine-year-old son, Allie is passionate about helping Central Albertans build secure, confident financial futures. She believes in clear, personalized advice and ongoing support, so you always feel empowered to make the best decisions for your family or business. Deeply involved in her community, Allie can often be found cheering at the hockey rink, curling with friends, or enjoying summer weekends at Rocky Mountain House. She’s committed to lifelong learning and holds a Bachelor of Arts in Political Science from the University of Windsor. Ready to take the next step in your financial journey? Reach out to Allie for guidance you can trust—and a partnership you can count on.

Can your home help fund your future healthcare needs? 🗓️❤️As we get older, health and long term care costs often become ...
05/27/2026

Can your home help fund your future healthcare needs? 🗓️❤️

As we get older, health and long term care costs often become our biggest variable. Covering premium nursing care or retrofitting a home so you can comfortably age in place can add up fast.

The good news is you do not have to face a forced sale of your property to find that cash. The equity built up in your home can be a strategic tool to give your family options.

However, you need to put these strategies in place before you actually need them. If a medical need popped up tomorrow, what is your family's health emergency plan?

Health events usually happen quickly, and trying to figure out funding in the middle of a crisis is incredibly stressful.

Let's build that safety net now. As a wealth transition specialist, I am hosting my educational seminar, The Living Legacy: Transforming Property Value into Retirement Freedom, on Wednesday, June 17th. I will be walking families through the different strategies used to access equity in their home to enhance their retirement, particularly to ensure you are fully protected for the what if scenarios.

Space is limited, so click the link below to reserve seats for you and a family member! 👇

https://bit.ly/4uDjoVN

Had a fantastic time catching up with families out in Stettler last week! ☀️🏡I had a great time hanging out at the Stett...
05/26/2026

Had a fantastic time catching up with families out in Stettler last week! ☀️🏡

I had a great time hanging out at the Stettler CIBC branch Open House last week! It was wonderful to sit down over coffee with local families and chat about how we use the specialized resources at CIBC Wood Gundy to protect their hard work and family legacies.

Between traveling for client reviews and visiting our local offices, I am always in and out of the Stettler branch a few times a month. If you have been looking for a private wealth partner and want to connect face to face right here in town, feel free to reach out because I would love to set up a time to chat during my upcoming visits.

Meeting everyone last week reinforced a very common question so many local families are facing right now: How do we balance enjoying our hard work today while successfully transitioning our property and legacy tomorrow?

To map out the exact answers to those questions, I am hosting an educational seminar on Wednesday, June 17th called The Living Legacy: Transforming Property Value into Retirement Freedom. We will be breaking down smart tax and lending strategies designed to help you access your property equity safely.

Space is limited to keep the room comfortable, so click the link below to view the details and reserve your seats! 👇

https://bit.ly/4nRofzR

05/22/2026

Is your wealth trapped in your property? 🗓️🏠

Most homeowners and farm families track their savings down to the penny, but they often overlook the massive potential sitting right in their real estate footprint.

Check out the video to see why I am hosting my upcoming workshop, The Living Legacy: Transforming Property Value into Retirement Freedom, on Wednesday, June 17th.

We are skipping the generic corporate talk to give you a clear roadmap to financial flexibility.

Space is limited to keep the room conversational, so click the link below to see the dates and reserve seats for you and a spouse or friend! 👇

https://bit.ly/3RWczjn

It is official! Registrations are officially open for my upcoming educational seminar: The Living Legacy: Transforming P...
05/21/2026

It is official! Registrations are officially open for my upcoming educational seminar: The Living Legacy: Transforming Property Value into Retirement Freedom. 🎉🏠

Over the last few weeks, I have been talking a lot about the "Sell vs. Keep" dilemma that so many local families face when they look at their homes, acreages, or family cabins. It is a stressful conversation, and it is easy to feel stuck between choosing financial independence or protecting your legacy.

I am hosting this seminar to show you that there is a middle ground. We are going to look at how to uncover the hidden wealth in your property so it can work for you in retirement, without forcing you out of the place you love.

What we will cover:
• How to access your property equity while keeping the roof over your head.
• Smart tax strategies for transitioning farm land or secondary properties.
• Clear steps to pass a recreational property down to the grandkids seamlessly.

This is a relaxed, educational workshop focused entirely on giving you clear, actionable financial guidance. Space is limited so we can keep the room comfortable and the conversation personal.

Click the link below to see the details, dates, and grab your seat! 👇
https://bit.ly/4vneigr

05/17/2026

You do not have to choose between the home you love and the retirement you want. 🌳✨

I keep hearing from families who feel "house rich and cash poor." You want to help your grandkids or enjoy your retirement, but you do not want to lose the family home or the cabin to do it.

The good news? You might not have to.

It is one of the hardest questions we face as we get older: How do we balance our own retirement needs with the desire t...
05/14/2026

It is one of the hardest questions we face as we get older: How do we balance our own retirement needs with the desire to help our children and grandchildren? 🏠🌳

For many families here in Alberta, that question often centers around a recreational property, like the family cabin or a long-term lease at a favorite resort. These places are full of memories, but they also represent a lot of "trapped" wealth.

By strategically looking at your property equity, you can often find ways to:
✨ Help your grandkids with a down payment while you are still here to see it.
✨ Ensure you have the funds for your own long-term care and independence.
✨ Keep the family cottage in the family without feeling "house rich and cash poor".

It is about making your hard work take care of you and the people you love.

What is your biggest priority right now? Your own retirement independence or building a legacy for the next generation? 👇

To sell, or not to sell? That is the question. 🏠🚜It is a conversation that happens around kitchen tables all across our ...
05/12/2026

To sell, or not to sell? That is the question. 🏠🚜

It is a conversation that happens around kitchen tables all across our community: "Do we sell the land to fund our retirement, or do we find a way to keep it in the family?"

It is rarely just a financial decision. It is a deeply emotional one.
• The "Head" says: Selling is simpler, the cash is there, and the chores are finally gone.
• The "Heart" says: This is our home. This is where we built our lives. What if the kids want it someday?

What most people do not realize is that it does not always have to be an "either/or" choice. There are strategic ways to access the wealth you have built in your property without losing the legacy you have worked so hard to create.

I have been doing a lot of deep diving into this topic lately for my clients. If you have ever felt stuck between these two choices, you definitely are not alone!

Which way do you lean? The simplicity of a sale or the pull of the legacy? 👇

Your home is more than just an address. It is all your hard work realized. 🌳I don’t just see a strategic asset when I lo...
05/10/2026

Your home is more than just an address. It is all your hard work realized. 🌳

I don’t just see a strategic asset when I look at a family home or a farm. I see the memories being made, like days spent with my son. Our properties are the backdrop to our biggest family moments.

But that property can also provide so much freedom for the next generation.

Unlocking your equity could mean:
✨ Helping a grandchild with a down payment today.
✨ Retrofitting your home so you can stay independent.
✨ Creating a safety net for future care needs.

Planning for the future doesn’t mean leaving the past behind. It means making sure your hard work continues to take care of the people you love.

What does legacy mean to you? Is it the land itself or the doors it can open for your children and grandchildren? 👇

“Wait… I’m leaving that much behind when I die?”That’s a pretty common reaction when we go through retirement plans.Most...
05/07/2026

“Wait… I’m leaving that much behind when I die?”

That’s a pretty common reaction when we go through retirement plans.

Most people spend years focused on investments, pensions, and savings.

Which makes sense.

But the property?

A lot of times it doesn’t even get looked at.

The house.
The farmland.
The acreage.
The rental.

Not because it has to be used.

But because if you never look at it, you might be missing options.

More cash flow.
More flexibility.
More freedom later.

Sometimes the biggest opportunity in a retirement plan isn’t in the investment account.

It’s in the property you already own.

Might be worth taking a look.

Address

500 Centre Street SE 27th Floor
Calgary, AB
T2G1A6

Telephone

+14032312553

Website

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