Chase & Associates - Licensed Insolvency Trustee

10/17/2026

Filing is the beginning of the process — not the finish line. In bankruptcy, the goal is a Certificate of Discharge.

In a Consumer Proposal, it is a Certificate of Full Performance.

📄 Understanding what has to happen between those two points can make the process feel much less mysterious.

https://bankruptcytrusteebc.ca/blog/importance-getting-discharge/

10/15/2026

Making the minimum payment can keep an account current - but it may not move the balance very far.

💳 When interest takes a large share of each payment, debt can stick around much longer than expected.

If several balances are becoming difficult to manage, it may be time to look at the bigger picture.

https://bankruptcytrusteebc.ca/blog/signs-of-financial-trouble/

10/12/2026

Happy Thanksgiving from all of us at Chase & Associates.

🍁 We hope your day brings good food, good company and a little time to appreciate the people and moments that matter most.

Wishing our communities across British Columbia a wonderful Thanksgiving!

10/10/2026

Money worries have a way of following us beyond the bank account.

On World Mental Health Day, a simple reminder: if financial stress is taking up too much space in your day,
getting clear on the numbers and your options can be one practical first step. 💙

09/11/2026

Licensed Insolvency Trustees follow professional standards designed to promote fairness, integrity, confidentiality, and impartiality when assisting people with debt concerns.

These ethical requirements also help ensure that individuals receive clear information about the solutions available to them and the potential consequences of each path.

👉 Discover the ethical responsibilities Licensed Insolvency Trustees must follow and why these standards matter when seeking professional debt guidance.

https://bankruptcytrusteebc.ca/blog/code-of-ethics-for-licensed-insolvency-trustees/

The Code of Ethics for Licensed Insolvency Trustees (LIT) ensures that everyone who seeks financial help from an LIT is given all the legal tools available to help them. Find out more about what this code means for you and your financial future.

09/10/2026

When debt becomes difficult to manage, choosing the most suitable way forward can feel overwhelming. In certain circumstances, bankruptcy may provide a practical route toward addressing financial pressure and moving ahead with greater stability.

👉 Explore 3 situations where bankruptcy could be the right choice:
https://bankruptcytrusteebc.ca/blog/3-reasons-bankruptcy-could-be-right-choice/

📞 Unsure which debt solution fits your circumstances? Speak with our team to better understand the choices available to you.

09/09/2026

Wondering how long it may take to clear your debt?

A repayment calculator can give you a clearer picture by estimating your payoff timeline based on your balance, interest rate, and monthly payments.

You can also explore how adding extra payments or choosing a target payoff date could affect your repayment plan.

👉 Try the free debt calculator: https://bankruptcytrusteebc.ca/debt-calculator/

09/08/2026

Subprime loans can provide access to financing when traditional lenders aren’t an option, but they often come with higher interest rates and added costs.

Knowing how these loans work and the risks involved can help you make a more informed decision before committing.

👉 Learn more about subprime loans and what to consider before choosing one:
https://bankruptcytrusteebc.ca/blog/what-are-subprime-loans/

In the last ten years, subprime loans from non bank lenders have gained market share for people or companies looking for a loan or mortgage. Often, it can

09/07/2026

Wondering whether Bankruptcy is an option for your financial situation?

Knowing the basic eligibility requirements can give you a clearer picture of where you stand and whether this path may be worth considering.

👉 See who qualifies for bankruptcy in Canada:
https://bankruptcytrusteebc.ca/blog/bankruptcy-am-i-eligible/

📞 Have questions about your situation? Connect with our team to discuss your options.