Harbour Financial Group

08/07/2026

So happy to support the Corner Brook United Soccer Club again this summer. It's been a very active season so far! ⚽

Pictured here is Blair's daughter Adelyn’s U13 Compass League team, who have had a great summer on the field. 🏃‍♀️

08/06/2026

Two wars. One week. What now?

Between new U.S. tariffs targeting Canadian exports and escalating conflict in the Middle East, it's no surprise markets are reacting.

While headlines can create uncertainty, it's important to remember that volatility is a normal part of investing. History shows that markets have weathered geopolitical events before, and long-term success often comes from staying disciplined—not making emotional decisions.

Now is a good time to ask yourself:
• Is your portfolio diversified?
• Is your financial plan built for uncertainty?

We've shared more insights in this month's newsletter. If you're not receiving our newsletter, sign up here for helpful weekly tips.

https://heyor.ca/MFL0WZ

07/30/2026

"How much does life insurance cost?" It's one of the most common questions we hear—and the answer is, it depends.

The right coverage starts with understanding your needs, your goals, and your budget. A personalized needs analysis helps determine how much insurance makes sense, whether Term, Permanent, or a combination of both is the best fit.

Life insurance isn't one-size-fits-all. If you'd like a second opinion or want to explore your options, we're always happy to help.

Check out this blog by Blair and reach out!

As an Advisor, I frequently get asked this question. And ultimately, it’s a very open ended question that has all sorts of moving parts. Most of us have never l

07/28/2026

Sometimes the most productive thing you can do this summer is... nothing.

Unstructured, screen-free time gives your brain a chance to reset, helping reduce stress, improve focus, and support better decisions. When we slow down, we create space for clarity—in life and with our finances.

Rest isn't wasted. It may be one of the smartest investments you make this summer. 🌿

07/25/2026

Looking for tips to help teach your kids about money? Maybe you just want your kids to stop asking for money every 5 minutes on vacation... 👀 A family trip is the perfect avenue.

Give each child $50 at the start of the trip. That’s it. No bailouts. No comments. Just natural consequences.

They’ll quickly learn that money is finite, every choice has a trade-off, and regret sticks way better than a lecture. 💸

Try it on your next family trip and tell us how it goes in the comments.

07/23/2026

The stock market can help build wealth—but it won't guarantee your retirement.

The biggest factors you control are how much you save, how much you spend, and how long you can stay invested.

A strong retirement plan relies on discipline, flexibility, and realistic expectations—not just market returns.

Check out this article and give us a shout if you'd like to make some plans and/or changes.

Ending up with the right amount of money is less about the stock market and more about you.

07/22/2026

The best financial strategies don't start with answers—they start with better questions.

As your career grows, your value shifts from doing the work to asking the right questions. The same is true for your finances.

The 3 Cs can help guide better decisions:
• Consideration: Get clear on what financial security means to you.
• Consistency: Revisit your goals regularly.
• Curveballs: Ask the "what if?" questions before life asks them for you.

Better questions lead to better conversations—and better financial outcomes.

07/20/2026

When is it time to work with a financial advisor?

It has less to do with your age and more to do with your financial complexity.

You may benefit from professional advice if you're:
• Navigating a major life change (inheritance, divorce, career move)
• Experiencing rapid income growth
• Managing more complex taxes or multiple income sources

If you're constantly second-guessing your financial decisions, it may be time for expert guidance.

Read more about this topic to find out when a financial advisor makes sense.

https://heyor.ca/bTz0N0

Financial advisors aren’t always necessary. Learn when you can DIY, when help adds value, and how to decide what’s right for you.

07/18/2026

Summer is a great time to teach your kids about budgeting and saving.

Money lessons start long before the teen years. 💰 Between ages 7 and 12, everyday moments—like "browsing without buying"—can help kids learn the difference between wants and needs, while building healthy saving and spending habits that last a lifetime.

Check out this article to help your kid learn about money smarts before the next school year begins.

https://heyor.ca/rxWihX

07/15/2026

Are your finances built on resilience—or just riding a wave of good luck?

Strong markets can make us feel secure, but true financial confidence comes from a strategy designed to weather uncertainty. Diversification, cash reserves, and disciplined planning matter most when conditions change.

If you want to chat about your finances and make a solid plan, give us a call or send us a message.

📞 709-634-9977
🌐 harbourfinancialgroup.ca