Financial Literacy

Financial Literacy Learn basic finance to help understand our financial needs. Learn how to Build a Strong Financial Foundation. Learn to properly Build a Emergency Fund.

Less Empower ourselves with financial Knowledge that helps us to be more aware of our Finance.

Do you know how much the cost of college for your child(ren) will be? How much should you save? With rising costs, addit...
05/17/2021

Do you know how much the cost of college for your child(ren) will be? How much should you save? With rising costs, additional expenses, and other factors, the last thing we want is to have our kids graduate with tons of debt they could spend a lifetime to pay off.

Prepare NOW and find ways on how college expenses fit into your overall financial planning.

Come join us with our Daily Financial Literacy Workshops being held Monday to Sunday.

Send me message to registered and learn with us. Our workshops are free to attend.

Where does your money go? It's important to understand the tax treatment on your accounts and the impact later when you ...
05/11/2021

Where does your money go? It's important to understand the tax treatment on your accounts and the impact later when you need them. Whether you pay the taxes now or later, not all strategies work the same for everybody. It takes proper financial understanding to find a good solution for your personal financial goals and unique situations.

Lets be pro-active knowing where we can save our money better and understand it.

Join us with our Financial Literacy Workshop being held everyday.

Message me for more details and times.

Have you given your finances a good spring cleaning yet? It's time that we help our financial future grow by managing ou...
04/21/2021

Have you given your finances a good spring cleaning yet? It's time that we help our financial future grow by managing our debt. One of the methods to manage debt is using the DEBT ROLL-UP METHOD. Using this method as a financial "deep-clean" will help you save and get your financial goals back on track! Comment below on how close you are to managing your debt.

Lets not wait for our Debts to control our future!

While nothing is ever too late, its better to start in right directions.

Financial Literacy Campaign

Building wealth is more than just making and saving money. It is a process of understanding a powerful concept called th...
04/18/2021

Building wealth is more than just making and saving money. It is a process of understanding a powerful concept called the wealth formula. Once you understand the different elements, add them together, and apply it to yourself. With time, your wealth of knowledge will become abundant to your life.

Let us know what having wealth means to you! (i.e. financial freedom, breaking paycheck to paycheck cycle)

Building wealth is not an overnight to achieve. But, with a decision to take a step forward it will happen.

Have you heard of The Rule of 72? It's a formula that shows you how to calculate the effect of compound interest. This f...
04/18/2021

Have you heard of The Rule of 72? It's a formula that shows you how to calculate the effect of compound interest. This formula however, has both a positive and negative effects. If you apply this to your investments, you can see that your money is working for you. But if you apply this to your debt, you will realize how you're the one working for the money.

Since this formula is simple to understand - how will you use it to your advantage? (getting a better savings rate, paying off debt, etc.) Let us know in the comments!

This is how rich stay rich and poor stay poor. Lets learn this great financial concept to be ahead in life.

Now that we know the importance of having life insurance. Which one do we choose from? You can pick based on two categor...
04/18/2021

Now that we know the importance of having life insurance. Which one do we choose from? You can pick based on two categories: temporary and permanent.

Depending on your needs, it's important to discuss with a financial professional on which policy best fits your situation. If you don't have a policy yet, we encourage you to look into the different strategies that are available for you and your family. Let's make a stand this month and start building a strong financial foundation.

Lets learn and take a look different types of insurance in industry today.

Having life insurance is a fundamental part of your financial strategy. Being properly protected means that you are prep...
04/18/2021

Having life insurance is a fundamental part of your financial strategy. Being properly protected means that you are prepared for the unexpected events that life may have in store for you. Such as home repairs, illnesses or even death.

Here are the top reasons why people buy life insurance. As you take this journey of building a strong financial foundation. We want to know if you and your family are properly protected for those "unplanned" events. Let us know in the comments why life insurance is important to you and your family.

Having a proper protections allow us to to protect what matter that most to ourselves and learn it.

here's a starting point on how to calculate your life insurance needs: the DIME Method!Add up the following:DEBT - add u...
04/18/2021

here's a starting point on how to calculate your life insurance needs: the DIME Method!

Add up the following:
DEBT - add up outstanding debt (hey, it doesn't just disappear after you're gone!) and you can also tack on future funeral expenses.
INCOME - multiply your annual income by 10. This will help family/beneficiaries continue their life by replacing your income, say for the next 10 years.
MORTGAGE - add the amount you still owe on your mortgage so that they may have a roof over their heads without the worry.
EDUCATION - calculate the amount of money it would cost to provide for your child(ren)'s higher education.

Whether you need more or have the right amount - this starts the conversation, and something you should review periodically. The DIME Method is only one way to help determine someone's insurable need. WSB believes in a holistic approach, so a professional should always complete a Financial Needs Analysis that reflects the client’s total situation.

WERE YOU ABLE TO CALCULATE YOUR INSURANCE NEED?

Lets have a moment to sit and realize understanding our needs to protect our lifestyle, legacy and for generations to come.

Financially, there are many things that can set us back. From debt, taxes, to even rising gas prices. Establishing a sav...
04/18/2021

Financially, there are many things that can set us back. From debt, taxes, to even rising gas prices. Establishing a savings habit may seem difficult to do. But with some small changes, it can make a big difference.

Do you think you can change your spending habit by starting to save $10 a day? That's $300 per month that you can keep for yourself. Comment down below if you are an active saver and a passive spender.

When we decide to make a change in our daily habit in spending, we can save our future through little changes in our daily living.

Come learn with us and attend our financial workshops being held daily.

A personal financial strategy is more than just a budget! It's a roadmap for you and your family's financial future. Hav...
04/18/2021

A personal financial strategy is more than just a budget! It's a roadmap for you and your family's financial future. Having a strategy makes it possible for you to see the bigger picture, your goals, and what you need to do to pursue them. Always review and look for ways to improve YOUR strategy (hey, it's 1/4 way through 2021 already!) and meet with a financial professional to take action NOW!

Lets all be proactive in our Finances.

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