First Step Debt Solutions

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Canada
Edmonton, AB
First Step Debt Solutions

Let us help you take your first step to financial freedom

12/03/2025

From $820 in minimum payments → $210/month (and no interest)

This client was exhausted paying multiple cards and nothing was going down. We consolidated the payments.
✔ No interest
✔ No more collector calls
✔ Over 70% debt reduction

They messaged us after signing: “I already feel lighter.”

And set them up with a credit rebuilding program to get them back to 650+ score within a year.

Curious what your new monthly payment could be? DM me “NEW PAYMENT”

11/27/2025

3 things silently destroying your credit score right now:

1️⃣ Carrying balances over 75% utilization
2️⃣ Only paying minimum payments
3️⃣ Late payments (even one hurts you for 24 months)

The good news?
All three can be fixed — and some MUCH faster than people think.

If your debt is dragging down your score, we can help you rebuild to 650+ again.

11/17/2025

A Consumer Proposal is NOT bankruptcy — here’s what most people don’t know.

A Consumer Proposal is a legal debt-relief program in Canada that can reduce your debt by up to 70%.
But here’s the part most people misunderstand:

✔ You keep all your assets
✔ Interest stops
✔ One affordable monthly payment
✔ Your creditors must stop calling
✔ And you’re legally protected

A proposal is often the “middle ground” between struggling and starting fresh.

DM me “INFO” and I’ll help you check if you qualify — free and no pressure.

11/16/2025

If your debt is keeping you up at night, you’re not alone — and you’re not stuck.

Most Canadians feel embarrassed talking about their debt. But the truth is: debt doesn’t define you. It’s just a moment you’re in — and it can be changed.

We help people every single day reduce their payments, stop interest, and get their life back on track.

If you’ve been carrying this stress by yourself, it might be time to talk to someone who actually gets it.

Message us “HELP” and I’ll walk you through your options privately.

06/21/2024

🚨 Are you struggling with debt? Our Debt Advisors are here to help you get out whatever situation you may find yourself in.

02/20/2024

Home equity lines of credit (HELOC) work like a debt card but are tied to your credit and the value of your home. You can pay bills, take out cash, and transfer money without the same fees that would be imposed on credit cards. A HELOC is considered revolving credit, meaning the credit can be used on an ongoing basis up to a certain limit.
www.firststepdebtsolutions.com

02/16/2024

Borrow against an asset like a house is an example of collateral. An individual can offer the value accumulated in their home in exchange for financial backing in the event you fail to pay you debts. Those with equity in their homes often have many options available to them. Many are surprised to know that there are options available to those who hold no equity in their home. Speak with us today to find out how your home value could help you free up some cash flow.
www.firststepdebtsolutions.com

02/12/2024

A creditor is anyone who lends you money. They can be secured or unsecured debts. Examples of unsecured debt includes credit cards, loans, payday loans, lines of credit, and some payment plan companies. Examples of secured debt include mortgages, vehicles, motorized sporting and recreational equipment and the like.

Let our experts explore your options for getting out of debt faster.
www.firststepdebtsolutions.com

01/11/2024

Our debt advisors are ready to help you get out of debt fast.

12/25/2023

Merry Christmas and Happy New Years to all! We hope your holiday season is filled with love and joy.

Feeling stressed after the holidays? We are here to help you resolve your debts.

12/19/2023

With the highest cost of living in Canada, we’re seeing more friends, family and clients struggling with debt. If you could use a helping hand – reach out. We’re happy to take that First Step with you.

07/31/2023

Consumer proposals are available for individual and joint debts. Contact us today to learn more about your options.

Address

10665 Jasper Avenue, 14th Floor
Edmonton, AB
T5J3S9

Telephone

+18888905566

Website

https://firststepdebtsolutions.ca/

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