McGuire Financial Group

07/13/2026

It must sometimes feel like this is only Financial Help you can get

07/04/2026

Should you take CPP at 65… or wait until 70?

Financial advisors often tell Canadians to delay CPP because you’ll receive a larger monthly payment.

But is that really the best financial decision?

In this video, I explain why I chose to start CPP at 65 and why waiting until 70 isn’t automatically the smartest move.

You’ll learn:
✅ Why giving up 5 years of CPP payments matters.
✅ The real break-even age most people overlook.
✅ How life expectancy changes the equation.
✅ Why you can collect CPP and continue working without penalty.

This isn’t about following conventional wisdom—it’s about making the decision that’s right for your retirement.

🎥 Watch the video and let me know: When do you plan to start your CPP—60, 65, or 70?

👇 Watch now:

https://youtube.com/shorts/-NZKTbMFgvM

Why collecting CPP at 65 instead of waiting until 70 is a bad bet. ...

07/02/2026

43.5% of your income is gone before you start working for yourself.

Happy Tax Freedom Day, Canada! 🇨🇦

The average Canadian family spends the first 158 days of the year working just to pay taxes. That’s 43.5% of their annual income—covering federal, provincial, municipal, property, sales taxes, and more.

Think about that. Nearly half the year is spent earning money for the government before you begin earning for your family, your retirement, and your future.

In my latest YouTube video, I explain:
✅ What Tax Freedom Day really means
✅ Why it matters to every Canadian
✅ How tax-efficient investing can help you keep more of your hard-earned money

If you want practical retirement and wealth-building strategies that focus on keeping more of what you earn, this video is for you.

🎥 Watch the video, and if you find it helpful, please like, subscribe, and share it with family and friends. https://youtube.com/shorts/mZyV1pGs2xc?feature=share

Because it’s your money.

On June 9, 2026, hits day That means the averag...

06/20/2026

💰 Can $1 Million Really Last Until Age 85?

Many Canadians assume they need several million dollars to retire comfortably.

But what if a well-thought-out plan matters more than having an enormous nest egg?

In my latest video, I walk through exactly how I would invest $1 million if I retired at age 62 and needed it to last until age 85.

In the video, you’ll learn:
✔ How to determine what you really spend each year�✔ Why I would keep 18 months of expenses in cash�✔ A simple investment approach for long-term growth�✔ How CPP and OAS can help supplement your retirement income�✔ Why discipline and planning often matter more than chasing high returns

You don’t necessarily need $10 million to retire comfortably. You need a strategy that fits your lifestyle and a plan you can stick with.

🎥 Watch the video and tell me what you think: Is $1 million enough to fund retirement in Canada today? https://youtube.com/shorts/5072l0FfROE?feature=share

👇 I’d love to hear your thoughts in the comments.

How to invest $1 million for a comfortable starting at ...

06/11/2026

“Technical recession.” Same reality… different wording?

The government says Canada is in a technical recession — but what does that actually mean for everyday Canadians? Rising costs, affordability pressures, slower growth, fewer opportunities… many people would argue they’ve been feeling this long before economists put a label on it.

In this video, we break down:
📉 What a technical recession actually means
📊 Why Canada’s economy is being compared to other G7 countries
🏠 Housing, inflation, unemployment & affordability pressures
🗣️ The political debate between Mark Carney and Pierre Poilievre
❓ Is this temporary… or something deeper?

Watch the full video and decide for yourself. https://youtube.com/shorts/PWv5VmGyQ4k?feature=share

Are we actually in a recession? Carney claims the economy is strong...

05/29/2026

⛽ Gas prices over $2.00/L in some areas.
🥩 Grocery bills that seem to rise every week.
🏠 A housing market that remains sluggish.
📉 Job losses and ongoing economic uncertainty.

Many Canadians are asking the same question: What is really happening to our economy?

In my latest video, I break down:
✔️ Rising fuel costs
✔️ The impact on everyday household budgets
✔️ Housing market trends across Canada
✔️ Employment numbers and government claims about affordability
✔️ What it all means for Canadian families

The numbers tell an interesting story—and they may not match the political talking points.

Watch the video and tell me: What’s putting the biggest strain on your household budget right now? https://youtube.com/shorts/w1bXRr_knOE?feature=share

👇 Share your thoughts in the comments.

Canadians are facing a tough reality as **gas prices going up** and **oil prices** continue their ascent. The broader issue of **inflation**, particularly **...

05/22/2026

Canadians everywhere are asking the same question…
How did everyday life become this expensive?

From skyrocketing housing costs and mortgage renewals, to grocery bills that seem impossible to manage, many families are feeling the pressure like never before.

In this new episode of “It’s Your Money,” Glen Zacher breaks down:
🏠 Why buying a home feels out of reach
🛒 Why groceries cost so much more
💳 How debt and interest rates are impacting families
📈 Why inflation “slowing down” doesn’t mean prices are dropping
👨‍👩‍👧‍👦 The growing divide between generations

If you’ve noticed your money doesn’t go nearly as far as it used to, you’re not alone.

Watch the video and join the conversation.
What has changed the most for you financially over the past few years?

Canadians are fed up. Housing has become nearly impossible, groceries cost a fortune, and mortgages are crushing families. Wages stagnate while everything sk...

05/14/2026

Canadians are being told the economy is stabilizing under Mark Carney — but is that what you’re actually seeing in your day-to-day life?

In this week’s It’s Your Money, I break down:
⛽ Rising gas prices
📉 Job losses across Canada
🏠 A stalled housing market
💸 Tariff relief and government spending
📊 Why the Spring Economic Update may not add up

While Liberal pundits celebrate the headlines, many Canadians are still struggling with higher costs and growing economic uncertainty.

Watch the full video and let me know: https://youtu.be/9W9VnLx48YU
What’s impacting your wallet the most right now?

Despite the self-congratulatory rhetoric of the mainstream media and Mark Carney tooting his own horn, every Canadian is facing a budget crunch! Housing, ren...

05/08/2026

Big developments for Alberta energy. 🇨🇦⛽

The White House has approved multiple new pipeline projects tied to Alberta oil exports, opening the door for an additional 400,000–500,000 barrels per day flowing south to the U.S. by 2028.

Now the big question is:
If President Trump is moving quickly on pipeline approvals, will Prime Minister Carney follow through on support for a new West Coast pipeline to get Canadian oil to Asian markets?

Alberta’s proposed pipeline could move up to 1 million barrels per day to the B.C. coast — a major opportunity for jobs, investment, and energy independence.

Watch the full video for the latest developments and analysis. 👇

Mark Carney has been flip-flopping on pipeline projects. This time, they may get approved if Danielle Smith and Donald Trump have anything to say about it.V...

04/23/2026

Liberals have now secured a majority government—not through a general election mandate, but through floor crossings, backroom deals, and byelection wins.

What does that say about democracy in Canada?

When voters elect one party, only to watch MPs switch sides and hand power to another, it raises serious questions about whether our votes still matter.

After years of broken promises—balanced budgets, electoral reform, affordability, housing, childcare, and standing up for Canada on the world stage—we are left with more debt, higher costs, censorship bills like C-11, C-18, and C-63, and a declining standard of living.

Canada was once one of the strongest economies in the world. Now we are falling behind while families struggle with inflation, housing costs, and uncertainty about the future.

Yet somehow, the Liberals continue to gain power.

Why?

Is it performance… or is it the media narrative convincing Canadians everything is fine?

I encourage you to watch the attached video and decide for yourself.

We need to start asking hard questions.

Are we still living in a true democracy?

I’m Glen Zacher, and it’s your money.

2 likes. "Liberals Grab Majority Through Backroom Deals - Is Canada Still a Democracy?!"