SGL Private Wealth Management & Business Advisory

11/22/2021

In life everything takes time, patience and sacrifice when you are accomplishing something great or worthwhile. Saving for that vacation or investing for your retirement is no different. It doesn't mean you can not still enjoy the finer things in life, but it does mean you do need to prioritize your future self.

Having a financial coach or mentor to talk to when you are wanting to stray away from your game plan.

They are not going to tell you you are not allowed. They are going to give you perspective and guidance as to why it may make sense to wait. In most cases it's not a "No" it's a "Not Now" mindset. If you simply wait just a little longer and let the emotion and excitement of the purchase subside, you will be able to think clearly and logically in order to make the right decision.

Keeping up with the Joneses is a common saying and mindset out there. Remember this, the Joneses are probably struggling financially and just look good on the outside because they financed themselves to the limit....

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11/19/2021

"I Wanna think about it..." is in most cases a decision to not make a decision. Which in itself is still a decision to do nothing. I have found in my 15 years of experience that most people have challenges making a decision when it comes to finances. Why? Because they find it confusing. Confusion creates inactivity and halts the thinking process. A good advisor is smart...a GREAT advisor knows how to communicate with clients. They will simplify the decision making process and break down information to bite size pieces that allow for the decision making process to seem effortless. Therefore building client self confidence while establishing a long term trusted relationship with their financial professional.

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11/16/2021

Reading improves your focus, memory, empathy, and communication skills. It can reduce stress, improve your mental health, and help you live longer. Reading also allows you to learn new things to help you succeed in your work and relationships. I was taught that if I wanted more out of life, I would need to develop myself to become the person I needed to be to achieve my goal. Wanted to grow my business and develop wealth, read books centered around business and wealth. Wanted to be in better shape, read books on eating and fitness. Wanted to improve my marriage, read books on relationships and marriage...I think you get the point. What are you reading?

11/15/2021

Believe it or not, generational curses can be passed down through many different avenues, one of them being our finances. As a child, our first role models are our parents. Their ways are your ways and their thoughts are your thoughts. They did the best that they could with the beliefs that they had about money. Your opportunity is to be the first in your family to break the chains, blaze new trails and to set the example for the generations that follow.

The first step is to take the first step! Begin to read good books about finance. Find someone who has the results in life you are wanting and ask them questions. Last but not least, surround yourself with professionals that you can trust and lean on to make solid financial decisions for your future and hold you accountable to your financial goals.

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11/14/2021

What habits are you in? Do you save or do you spend? Do you plan or do you hope? This is the time of the year I start to assess my accomplishments, goals and habits for the past year and look to adjust for next years success. I keep what worked, tweak what didn't and talk successful people to ask what they would do if they were me in my situation and wanted to attain their results in life.

Faith, Family, Finance, Fitness and Fun are what my habits and goals are centered around. What are your habits and goals centered around?

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11/01/2021

Preparation and planning are crucial when it comes to wealth accumulation, retirement goals and any other important financial goals you may have. Confusion creates inactivity, and therefor nothing moves forward. Clear up the confusion by working with a financial professional that has your best interests in mind so that you can at least begin! That is the first decision to make. Once that decision has been made, you will have to confidence to make the others along the way.

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10/28/2021

Investment planning follows this same principle. Don't wait to invest because it will take time for your results to compound or it's "too expensive". The time will pass anyway and you will need to retire one day. The fact is, with investing, the longer you wait the more capital you will be required to invest to reach your investment goals because you have lost the benefit of time. The earlier you start turns time into your ally and less capital will be required.

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10/25/2021

When we change ourselves, the things around us change. If you want to create wealth, pay off debt or become financially independent in any capacity, that means we need to change and become more to achieve our goals. This is a simple but yet very misunderstood principle of success. Starting a conversation with someone who has more fruit on the tree in the area you would like to grow is the first step. Let's chat!

10/22/2021

Like a hammer, money is a tool. When used correctly a hammer can build a home. When not used correctly, it can be used to tear structures down. When used correctly, money can help you build wealth, help others and do good in your community. It takes guidance and patience to put this principle into place and follow through. Let's chat.

10/18/2021

Thousands of investment options, many self directed investment platforms to use. Not everyone has the time nor the knowledge to use these types of investment choices. Do you understand taxation of your investments? How it may affect your retirement or transfer to the next generation upon your passing away? It's not only about investment returns. There are so many different variables to consider and this creates confusion. Confusion creates inactivity, which means you are not making choices to invest for your future. Let's clear up the confusion together.

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10/17/2021

Looking back on my life and the challenges I have personally faced, I realize how true these words are. My superpower has been the will to be strong and persevere. Yours can be too.

Take care of yourself and you can take care of others.

10/14/2021