Marko Vranjkovic, CFP - Financial Planner

03/10/2026

Many business owners reinvest every dollar back into their business. Having a strategic plan helps you decide what to reinvest and what to set aside for your future.

Book a Sun Life One Plan conversation to map out your next steps. https://bit.ly/4rpciSa

02/26/2026

Planning your estate? Don't overlook your RRSP!

Designating a beneficiary for your RRSP is an important step to take.

Here are key points to keep in mind:
- After you pass away, the value of your RRSP is paid to your beneficiary.
- Without a beneficiary, your RRSP goes to your estate.
- A tax-deferred transfer is possible for your surviving spouse or common-law partner.

Help protect your loved ones and your legacy. Let's discuss your options today.

02/24/2026

Make your tax refund work harder for you!

With your tax return money, you can:
- Build an emergency fund
- Contribute to an RRSP
- Tackle credit card debt
- Make an extra mortgage payment
- Contribute to an RESP

Check out this article and discover how you can maximize your tax refund.
https://bit.ly/4aUhzel

Questions? Let's chat!

Wondering what you can do to make the most of your income tax refund? Imagine putting it to work to better your financial future. Here’s how.

02/24/2026

Do you want to keep more money in your business? Let's talk about smart tax strategies that fit your company to make it more tax efficient. 📊

Ready to save? Visit my website to set up time to chat. https://bit.ly/4tP23t3

02/17/2026

Turning 71 this year? Or know of a friend or loved one who is? Important RRSP decisions ahead!

You have 3 options:
1. Withdraw funds (taxed)
2. Transfer to a RRIF (defer tax)
3. Purchase an annuity

Key points to keep in mind:
- There is no tax on direct transfers to RRIF or annuity purchases.
- RRIF/annuity payments are taxable when received.

Share this with someone turning 71 this year or reach out to discuss your options.

02/12/2026

Business owners, are you so focused on your company that your personal finances have been put on hold?

Let's work together to create a financial roadmap that supports both your business ambitions and personal dreams.

Get started here > https://bit.ly/4reHx3l

02/10/2026

Investing in Canadian or U.S. stocks? Here's what you need to know:

TFSA:
- Canadian stocks: gains and dividends are tax-free.
- U.S. stocks: there’s a 15% withholding tax on dividends.

RRSP:
- There’s no withholding tax on U.S. stock dividends.
- Future withdrawals will be taxed as ordinary income.

Want to optimize your retirement savings? Let's talk about your RRSP and TFSA strategy!

02/03/2026

Do your include a golden retirement?

Boost your retirement savings as a couple with spousal RRSPs.

Reach out to see how spousal RRSPs can help you build a brighter future together!

01/27/2026

As a business owner, your personal and professional finances are intertwined. Let's create a financial roadmap that aligns your business growth with your personal goals.

Reach out to discuss how we can help you build a brighter future for both you and your company.

01/27/2026

Did you know?

TFSAs are individual accounts, but there's a smart strategy for couples:
• You can gift funds to your spouse or common-law partner for their TFSA
• This doubles your household's tax-free savings potential
• Both accounts can grow separately, tax-free!

Reach out to see how we can help boost your family's financial future.

01/21/2026

Did you know?
Your TFSA can have a successor annuitant.

You can name your spouse or common-law partner to take over your TFSA after you pass away.

Key benefits:
• Maintains tax-free status of the account
• Simplifies the transfer process
• Preserves contribution room, if applicable

Reach out to discuss your estate strategy.