RGB Tax & More

07/15/2026

📢 **LEAVING CANADA? HERE'S WHAT YOU SHOULD KNOW ABOUT YOUR TAXES!**

Many Temporary Foreign Workers (TFWs) have been asking our office what they need to do for tax purposes before leaving Canada.

Before returning to your home country, here are some important reminders:

✅ **Inform your tax preparer that you are leaving Canada.**
Let your tax preparer know before you leave so they can advise you on your tax obligations, the documents you should keep, and any information that needs to be updated.

✅ **You still need to file your Canadian tax return.**
If you leave Canada in **2026**, especially if you worked in Canada during 2026 before leaving, you still need to file your **2026 Canadian income tax return in 2027**.

You may still be entitled to a tax refund, even if you no longer live in Canada. However, **a refund is not guaranteed.** It depends on your individual tax situation, the amount of tax deducted from your income, and the deductions and credits you qualify for.

✅ **Do not close your Canadian bank account just yet.**
If you are expecting a tax refund, keep your Canadian bank account open until your refund has been deposited by CRA.

If CRA cannot deposit your refund into your bank account, they will usually mail you a cheque. Cashing a Canadian cheque in another country can be difficult and may involve additional bank fees and less favourable exchange rates.

If keeping your Canadian bank account open is not practical (for example, because of monthly account fees), ask your tax preparer whether they offer **refund discounting**.

If available, your tax preparer (or an authorized tax discounter) can receive the refund through the refund discounting process and **arrange a safe and convenient way to send your refund to you in your home country.** **Additional fees apply**, and not all tax preparers or tax offices offer this service.

✅ **Update your CRA Multi-Factor Authentication (MFA).**
If your CRA My Account uses your Canadian phone number for verification, change your Multi-Factor Authentication method **before leaving Canada**.

We recommend switching to the **CRA Passcode Grid** so you can continue accessing your CRA My Account after your Canadian phone number is no longer active.

✅ **Keep access to your CRA My Account.**
Your CRA My Account allows you to:
• Check your refund status
• View your Notice of Assessment
• Download your tax slips
• Read CRA messages
• Update your personal information

✅ **Update your contact information.**
Before leaving Canada, provide CRA and your tax preparer with your:
• New mailing address
• Active email address
• Active phone number
• Exact date you left Canada

✅ **Keep all your tax documents and receipts.**
Keep copies of any documents that may be needed to prepare your tax return, including:

• T4 slips and other tax slips
• Record of Employment (ROE)
• Final pay statements
• Donation receipts
• Medical expense receipts
• Child care (daycare) receipts
• Rent receipts (if applicable)
• Northern Residents Deduction documents (if eligible), including proof of residency and Northern travel receipts
• Employment expense receipts (if applicable)
• Passport, work permit, and SIN information
• CRA letters or notices

These documents **may** help you qualify for deductions, credits, or a tax refund. However, **keeping receipts does not guarantee a refund.** Your eligibility depends on your individual tax situation and CRA's tax rules.

**If you're unsure whether a receipt can be claimed, keep it anyway and provide it to your tax preparer when it's time to file your tax return.** Your tax preparer can review it and determine whether it is eligible.

💚 **Leaving Canada doesn't always mean your Canadian tax responsibilities are over.** Taking these simple steps before you leave can help prevent delays and make filing your final Canadian tax return much easier.

If you have any questions before leaving Canada, feel free to contact **RGB Tax & More * We're happy to help!

Send a message to learn more

07/03/2026

Didn't receive your Canada Grocery Benefit today?

Don't worry just yet. Here are the most common reasons why

07/02/2026

⚡ Alberta Energy Rebate – Applications Are Open! ⚡

Eligible Albertans can apply for the $100 Alberta Energy Rebate to help with the cost of everyday living.

✅ You may qualify if you:
• Are 18 years of age or older
• Are an Alberta resident
• Filed your 2025 income tax return
• Have a combined household income of $225,000 or less (including your spouse/common-law partner)

💍 If you're married or common-law:
• Both spouses must apply separately.
• Your spouse must have their own Alberta.ca Account (Alberta Digital ID).
• You will need your spouse's information (such as their SIN and date of birth) for verification during the application.

📋 Have these ready before you apply:
✔️ SIN (Social Insurance Number)
✔️ Date of Birth
✔️ Void cheque or banking information

🏦 Direct Deposit
• Only selected financial institutions are available for direct deposit.
• If your bank is not listed, you can choose to receive your payment by Interac e-Transfer instead.

💰 Payment Information
• Rebates are typically issued within 14 days after you apply.
• The payment is non-taxable and will not affect your other government benefits.

📅 Application Period: July 1, 2026 – September 30, 2026

If you receive the Alberta Seniors Benefit, AISH, ADAP, or Income Support, you do not need to apply—your payment will be issued automatically.

If you need assistance with your application or have questions, feel free to contact RGB Tax & More Inc. We're happy to help!
For more info check the website https://www.alberta.ca/alberta-energy-rebate

Share this post so your family and friends don't miss out!

Starting July 1, eligible Albertans can get $100 to help with the costs of everyday essentials.

03/18/2026

Tax season doesn’t have to be stressful, Let us handle the details while you enjoy peace of mind. Professional, hassle-free filing that maximizes your refund!

Filing is now open!

You can call us +15872765531 or email us [email protected]

Stress-Free and Professional Tax filing in canada? send us message!

01/28/2026

🎓 Did you study and are you already making payments on your student loan?
You may have received an email on January 27. If you did, please log in to your Alberta Student Aid (MyLoan) account and check your inbox.

You may have a student loan tax receipt available.
💡 The interest you paid is tax-deductible and may reduce your taxes or increase your refund, depending on your income.

01/23/2026

⚠️ If you don’t have a CRA My Account yet — or you’re locked out —
please take care of it now before filing your tax return this year.

🏦 Changed your bank account recently?
Update your direct deposit with Canada Revenue Agency now to avoid refund delays.

🎥 Please see the video for a step-by-step guide on creating a CRA account if you don’t have one yet.

✅ CRA access helps avoid delays, missing slips, and last-minute stress.

01/11/2026

Be Ready! Start Preparing for Tax Season
Please check carefully and gather all your tax slips.
You may already have some of these without realizing it.

IMPORTANT:
Missing even ONE T-slip or CRA notice can result in a CRA reassessment, which may recalculate your benefits, delay your refund, or create an amount to repay.

What to Know:
•Income comes from many sources, not just a job.
•Slips may come from CRA, employers, banks, pension plans, or benefit programs.
•Some income does not come with a slip and still must be reported.

Common T-Slips & What They Mean:
T4 – Employment Income
Issued by your employer. Reports salary, wages, tips, bonuses, and taxable benefits.
T4A – Other Income
Issued for contract work, commissions, pensions, scholarships, or honorariums.
T4E – Employment Insurance (EI)
Issued by Service Canada. Includes regular EI, sickness, maternity, or parental benefits.
T4A(P) – CPP Benefits
Issued by CRA. Reports Canada Pension Plan benefits.
T4A(OAS) – Old Age Security
Issued by CRA. Reports OAS income and may be subject to clawback.
T5 – Investment Income
Issued by banks or financial institutions. Reports interest and dividends.
T3 – Trust / Mutual Fund Income
Issued by investment companies. Reports income and capital gains.
T5007 – Benefits Statement
Issued for social assistance or workers’ compensation. Still counts for benefits.
T5013 – Partnership Income
Issued if you are part of a partnership or certain business arrangements.
T5008 – Investment Transactions
Issued by brokerages for sales of stocks, crypto, or other securities.
T4RSP – RRSP Withdrawals
Issued by banks or investment firms. RRSP withdrawals are taxable.
T4RIF – RRIF Withdrawals
Issued by financial institutions. RRIF withdrawals are taxable.
T4PS – Profit-Sharing Income
Issued if you received income from an employee profit-sharing plan.
ACWB Reminder (Very Important):
If you received Advanced Canada Workers Benefit (ACWB), you will definitely have an RC210 (CRA Notice). This document is required to correctly reconcile your tax return and avoid repayment.

Prepare early to avoid reassessments, benefit recalculations, and delays.

12/10/2025

If you haven’t received your GST benefit yet but believe you’re eligible, you can apply using this link: https://apps.cra-arc.gc.ca/ebci/uisp/rc151/ntr.” Click the "Start" to get started.

Use this form to apply for both the GST/HST credit and the Canada Carbon Rebate (CCR). Remember, it’s only for the year you first became a resident of Canada.

The online application is available only to individuals without children. If you have children under 19 years of age, you must submit your application by mail and include both the children’s birth certificates and permits.

12/05/2025

Good news! You can now regain access without calling CRA.

If you’ve forgotten your CRA username or password and got locked out, you can simply register again for a new credential and get back into your CRA online account.

👉 Learn more directly from CRA here:
https://www.canada.ca/en/revenue-agency/services/e-services/cra-login-services/help-cra-sign-in-services/locked-account.html

📌 Tax filing time is almost here — make sure you can open your CRA account.
Having access to your CRA MyAccount is very important, especially if we as your representative cannot log in on your behalf.