Brad Gallant Edward Jones - Financial Advisor, Financial Planner

10/17/2026

U.S. technology has come under pressure in October amid concerns about AI-related debt, revenue expectations and higher rates, while investors have gravitated toward value stocks and more defensive sectors.

How did the markets perform this week? Get the highlights and the latest economic news.

10/10/2026

Four years in, the S&P 500 bull market is not an outlier in terms of either strength or longevity.

How did the markets perform this week? Get the highlights and the latest economic news.

10/03/2026

Recent U.S. inflation data improved, with core PCE inflation rising 3.0% from a year ago in August, while shorter-term measures showed further moderation.

How did the markets perform this week? Get the highlights and the latest economic news.

09/26/2026

Global interest rates continue to rise, with a sharp sell-off in U.S. Treasuries last week lifting bond yields to new 20-year highs while Canadian government bonds are near their 2023 post-pandemic peak.

How did the markets perform this week? Get the highlights and the latest economic news.

09/22/2026

Retirement Truth #16: The Goal Was Never to Die Rich

For most people, the goal was never to accumulate the biggest investment account possible.

The goal was freedom.

Freedom to spend time with family.
Freedom to travel.
Freedom to help children and grandchildren.
Freedom to enjoy the life you've spent decades working to build.

Yet I've met many retirees who continue saving long after they've won the game.
They delay the trip.
They postpone the renovation.
They put off experiences they've talked about for years.

Not because they can't afford them.
Because they're afraid.

Afraid they'll need more.
Afraid they'll run out.
Afraid they don't have enough.

And while those concerns are understandable, I think it's worth asking a difficult question:
What are you saving for?

At some point the purpose of wealth has to shift.
The goal isn't to accumulate forever.

The goal is to use your resources to create the life you wanted in the first place.
To create memories.
To experience new things.
To spend time with the people who matter most.
To help family when it matters.
To enjoy the fruits of decades of hard work.

I've found that the happiest retirees aren't necessarily the ones with the most money.
They're often the ones who understand how to use it with confidence.

Because eventually retirement planning stops being about account balances.

It becomes about experiences.
Relationships.
Time.
Purpose.

And knowing you've lived a life you truly enjoyed.

The goal was never to die rich.
The goal was to live well.

👉 If tomorrow wasn't guaranteed, is there anything you've been putting off that you'd wish you had done sooner?

09/21/2026

THEIR INVESTMENTS WERE COSTING THEIR BUSINESS MONEY.

One of the most interesting business owner conversations I've had involved a company that was doing exactly what it was supposed to do.

Making money.

Let's call him Mike.

Over the years, his business became increasingly successful.
The company generated strong profits.
Cash accumulated.
A HoldCo was created.
Everything appeared to be moving in the right direction.
In fact, from the outside, most people would have said he was doing everything right.

Then a question came up:
"Could the cash inside the corporation actually be creating a problem?"

At first, that sounded strange.
After all, having too much cash isn't the worst problem to have.
But as we started looking at how the corporate assets were structured and how they interacted with the operating business, a different picture emerged.

The business wasn't struggling.
The planning had simply never evolved alongside its success.

What stood out to me was this:
Many business owners spend years focused on growing revenue, increasing profits, and building enterprise value.
Far fewer spend time reviewing what happens after the money accumulates.

And yet that can be one of the most important planning conversations a business owner can have.

Because growing a business and managing wealth inside a corporate structure are often two very different challenges.

The question isn't always:
"How do I make more money?"

Sometimes it's:
"Is the money I already have structured properly?"

That's where some of the most valuable opportunities can be found.

👉 If your corporation has accumulated significant cash or investments over the years, it may be worth taking a step back and reviewing how everything fits together.

09/19/2026

AV Nackawic layoffs...

Were you affected by the recent layoffs?

One thing I know is that major life transitions also come with major financial decisions.

Pensions
Benefits
Cash flow
Retirement accounts
Questions about what's next...etc

You don't have to do it alone, my team and I are here to help.

If you've been impacted and have questions, please reach out.

My only goal is to help you make informed decisions.

506 474 2437
[email protected]

We serve families who prefer to outsource their financial complexity to a dedicated team, allowing them to return their focus to their business, their health, and their legacy.

09/19/2026

The Federal Reserve raised the fed funds target range by 25 basis points, or 0.25%, to 3.75%-4.00%, as widely expected.

How did the markets perform this week? Get the highlights and the latest economic news.

09/18/2026

RECESSIONS!

Every recession feels different when you're living through it.

I remember speaking with people a few years ago who were convinced the world was changing forever.

Markets were falling. Headlines were everywhere. People were glued to the news.

The conversations weren't really about investments.

They were about fear.

Fear of making the wrong decision. Fear of losing progress. Fear of not being prepared.

And that's what I've learned over the years:

Most people don't struggle during uncertain times because of the economy itself.

They struggle because they don't know how their plan holds up if things get worse.

A recession might happen. It might not.

Markets may continue to experience volatility. They may not.

Nobody knows for certain.

What matters is whether you've taken the time to ask:

• How secure is my cash flow? • Do I have an emergency reserve? • What are my biggest financial risks? • Does my investment strategy reflect my actual goals? • What would I do if the next few years look different than expected?

The people who tend to weather storms best aren't the ones who predict them.

They're the ones who prepare for them.

If recent headlines, economic uncertainty, or market volatility have you wondering how your own plan would hold up, I'd be happy to have a conversation.

How are you feeling about the economy right now: optimistic, concerned, or somewhere in between?

09/17/2026

Retirement Truth #15: Many Retirees Become Too Conservative Too Early

One of the biggest mistakes I see isn't people taking too much risk in retirement.
It's people taking too little.

As retirement approaches, many investors begin moving everything into cash, GICs, or ultra-conservative investments because they want to "protect what they've built."

And that makes sense.
After all, no one wants to see their portfolio decline right after retirement.

But here's the problem:
Retirement doesn't last 5 years.

For many people, retirement lasts 25 or 30 years.
That means your money may need to continue working for decades after you stop working.

I've found many retirees spend more time worrying about market volatility than they do about:
• Inflation
• Longevity
• Rising healthcare costs
• Maintaining purchasing power
• Running out of flexibility later in life

The irony is that becoming too conservative too early can create a different type of risk.
A portfolio that isn't growing enough may struggle to keep pace with the increasing cost of living over a long retirement.

This doesn't mean taking unnecessary risk.
It means understanding the purpose of every dollar.
Some money may be needed in the next few years.
Some money may not be touched for decades.

Those dollars don't necessarily need to be invested the same way.
The best retirement plans aren't built on fear.

They're built on understanding.
Understanding your goals.
Understanding your time horizon.
Understanding the role each part of your portfolio plays.

Because retirement isn't just about protecting your money.
It's about making sure your money can continue supporting your lifestyle for years to come.

The goal isn't to eliminate risk.
The goal is to understand which risks matter most.

👉 Have you reviewed your investment strategy through the lens of a 25–30 year retirement, or are you still investing as though retirement is right around the corner?