Brad Gallant Edward Jones - Financial Advisor, Financial Planner

06/02/2026

IF YOUR MONEY IS AT A BANK... DO YOU ACTUALLY KNOW IF YOUR PLAN IS WORKING?

Not just the individual accounts.
Not just performance.

Your full financial picture.

Most of the people I meet aren’t starting from scratch.
They’ve built savings.
They’ve worked with a bank or another advisor for years.

But over time, things tend to become:
• Spread across different accounts
• Built through separate conversations
• Focused on individual decisions, not one clear structure

Nothing is necessarily wrong…
but it’s not always clear.

That’s where the conversation becomes valuable.

I work with individuals and families to:
• Step back and look at everything together
• Understand how it all connects
• Bring clarity to their overall situation

No pressure. No assumptions.
Just a second look.

And in many cases, the cost to work together is similar to what people are already paying just with a more structured, ongoing approach.

👉 If you’ve ever wondered how everything fits together, fill out the form and I’ll reach out to set up a time to meet.

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/28/2026

EVER NOTIVE HOW INVESTING FEELS EASIEST...RIGHT BEFORE IT GETS HARD?

When markets are strong, confidence builds.
When things pull back, uncertainty creeps in.

It’s a completely normal reaction but it often leads to decisions that don’t align with long‑term goals.

That’s why understanding the emotional side of investing is just as important as anything else.

Lately, with volatility and uncertainty picking back up, a lot of people are starting to ask questions again.

And in many cases… they haven’t had a recent conversation about it.
If you’re currently working with a bank or another advisor and haven’t heard from them through this period, it might be worth taking a step back and looking at your situation with fresh eyes.

I’ve included a simple breakdown that shows how this cycle works and why having a clear structure in place can make a difference over time.

👉 If you’d like a copy of the guide or a second opinion on your current approach, SEND ME A MESSAGE
I’d be happy to share it and talk things through.

05/28/2026

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

05/26/2026

IT'S NOT ABOUT SWITCHING!

Most people I meet aren’t looking to “switch.”

They’re not unhappy.

They’re not looking for something completely different.

They just want to understand if what they have is actually working the way they think it is.

I had someone in my office recently who said:

“I think I’m in a good spot… I just don’t know how it all ties together.”

That’s more common than people realize.

It’s not about finding something new

it’s about seeing your financial life clearly, all in one place.

That’s why I offer second‑opinion conversations.

No pressure, no expectations just a clear look at how everything fits together.

And in most cases, the cost to work together is comparable to what’s already being paid, just with a different level of structure and ongoing support.

👉 If that kind of clarity would be helpful, feel free to reach out I’d be glad to meet with you.

05/25/2026

Most people don’t need more financial information.

They need someone who will actually sit down, listen, and help them make sense of everything.

Because the reality is most professionals I speak to don’t feel like they’re doing anything “wrong.”

They’ve saved.

They’ve built careers.

They’ve worked with advisors or banks.

But underneath all of that, there’s often a quiet feeling of:

“I don’t actually know how everything fits together.”

Different accounts.

Different conversations over time.

Different pieces of advice.

But no clear structure tying it all back to:

• What you want your life to look like

• How your time is going to change

• What matters most to your family

• And how your financial world supports all of that

That’s really where the conversation should start.

Not with numbers.

Not with products.

Not with predictions.

Just a simple, honest understanding of your life and how everything connects.

That’s the part of this work I enjoy the most.

If you’ve ever felt like things should feel clearer than they do,

you’re not alone.

Happy to share some thoughts if this resonates, feel free to reach out.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/22/2026

ARE YOU ACTUALLY READY TO RETIRE?

You’re likely going to live a long time.

The real question is…
what will that time actually look like?

Most people spend years thinking about when they’ll retire
but far less time thinking about what comes after.

And when we slow it down, the questions become a lot more real:
• What will your days actually look like?
• Who will you spend your time with?
• How will your lifestyle shift?
• What happens if health or family needs change?
• Do you have a plan for unexpected costs early in retirement?

The reality is, many people haven’t fully worked through these questions and haven’t built a clear picture of what they’re working toward.

In fact, more than 75% of pre‑retirees haven’t calculated what they may need for retirement, which can leave a lot of uncertainty heading into a major life transition.

Retirement isn’t just a financial milestone.
It’s a shift in how you live your life, spend your time, and define what matters most.

That’s why I’m sharing a Retirement Readiness Guide designed to help you think through not just the numbers, but your:

• Purpose
• Family
• Health
• Financial picture

If you’re approaching retirement or simply want a clearer view of what your future could look like this is a great place to start.

👉 Fill out our short form to receive your copy.
(Be sure to check your junk or spam folder, as the guide will be sent as an email attachment.)

05/22/2026

Had breakfast with my family this morning before heading into work.

Nothing elaborate just about 45 minutes together but it made a bigger impact on my day than I expected.

It was a good reminder that the things we say we value… need to show up in how we actually spend our time.

Like a lot of people, I’m working toward building a life that allows for more of those moments not just occasionally, but consistently.

That’s what planning is really about for me.

Not just numbers or accounts, but creating the structure that allows you to show up for the people and moments that matter most.

If you could design more time into your life, what would it look like?