Ray Johnson, Ray Johnson & Associates Inc

Ray Johnson, Ray Johnson & Associates Inc Investments. Insurance. Advice. All in one place. Driven by our co-operative values, we put people – like you – first. And that’s not about to change.

As a leading Canadian financial services co-operative, Co-operators offers multi-line insurance and wealth products, services, and advice to build financial strength and security. We provide financial solutions and security through property and casualty (P&C) insurance, life insurance, wealth management, institutional asset management and brokerage operations. Our personalized, easy-to-understand

investing solutions are designed to help you meet your needs today and your goals for tomorrow. For more than 75 years, we’ve been helping Canadians protect themselves and their loved ones. A strong financial foundation includes reliable coverage when you need it most. Can’t decide between a TFSA and an RRSP? Not sure what the right long-term plan is for you? We provide straightforward, judgement-free advice, no matter where you are on your personal financial path.

07/11/2026

True or False: You need to be wealthy to have an estate plan.

Take control of your financial future. Connect with your financial representative today to learn how permanent insurance...
07/08/2026

Take control of your financial future. Connect with your financial representative today to learn how permanent insurance can elevate your wealth-building strategy.

Disclaimer: Co-operators does not provide tax advice. Tax benefits may vary and are not guaranteed.

Reach out to us today for honest, empathetic advice tailored to your budget.
06/26/2026

Reach out to us today for honest, empathetic advice tailored to your budget.

Planning ahead is all about the details. Understanding the difference between a successor and a beneficiary can make a m...
06/23/2026

Planning ahead is all about the details. Understanding the difference between a successor and a beneficiary can make a meaningful difference for your loved ones. In Quebec, TFSA transfers to a specific person upon death must be handled through a will. Connect with us to learn more.

This month we’re showcasing our farm insurance client Crocus Hills Farm. Founded in rural Saskatchewan in 1974 by Willia...
06/19/2026

This month we’re showcasing our farm insurance client Crocus Hills Farm. Founded in rural Saskatchewan in 1974 by William and Rita Nell, this family-run operation grows a diverse variety of crops and raises livestock on their 4,000 acre property. ​

In addition to helping feed their community, the family is also heavily involved in co-op and farming boards. ​

Hard-working, community-minded families like the Nells help Saskatchewan thrive, and we’ve been proud to support them as clients for over 50 years.​

Thanks to our advisor, Erin Caleval, for highlighting this client.

06/17/2026

As a proudly Canadian company, we’re all about supporting the traditions that bring us together – like the classically Canadian butter tart. Behind every gooey, golden bite is a local bakery worth celebrating. From raisins to nuts to good old plain, which kind of butter tart are you reaching for? Cast your vote in the comments.

06/11/2026

Who takes over a TFSA when the owner has passed?

A – Successor holder
B – Beneficiary

Let us know in the comments.

Thinking about buying your first home? Learn more about how an FHSA could fit into your saving plan. Talk to us.
05/26/2026

Thinking about buying your first home? Learn more about how an FHSA could fit into your saving plan. Talk to us.

We can help you build a retirement plan that supports your goals, values and lifestyle. Connect with us to learn more.
05/21/2026

We can help you build a retirement plan that supports your goals, values and lifestyle. Connect with us to learn more.

05/20/2026

Feeling overprotective after a break-in? WE GET IT. With $1,000 for a new home alarm system, WE GOT YOU.

Address

115 Main Street S
Georgetown, ON
L7G3E5

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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