Memory B Simwaba MSc FCCA AZICA

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Memory B Simwaba MSc FCCA AZICA Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Memory B Simwaba MSc FCCA AZICA, Accountant, Windsor, Halifax, NS.

Chartered Accountant | 3X Award-Winning Financial Literacy Educator | CMAZ Member | Certified FlexyLearn International Mentor | Board Member | Content Creator | Entrepreneur | Retirement Planner | Personal Development Advocate | Money Smart

𝐒𝐇𝐎𝐔𝐋𝐃 𝐘𝐎𝐔 𝐐𝐔𝐈𝐓 𝐘𝐎𝐔𝐑 𝐉𝐎𝐁 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓 𝐀 𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒?In the initial stages of your business, keep your job and deliver excellent...
10/12/2026

𝐒𝐇𝐎𝐔𝐋𝐃 𝐘𝐎𝐔 𝐐𝐔𝐈𝐓 𝐘𝐎𝐔𝐑 𝐉𝐎𝐁 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓 𝐀 𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒?

In the initial stages of your business, keep your job and deliver excellently because you get paid for it.

Don't quit your job prematurely until you are measurably sure that your side hustle is not just a PASSION project but it's a PROFIT project. Know the difference !!

You have a higher chance of your business succeeding when you have another stable income source than if you have none. My opinion!!

Your thoughts investors.. ??




𝐌𝐞𝐧𝐭𝐞𝐞 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 𝐒𝐭𝐨𝐫𝐢𝐞𝐬 / 𝐭𝐞𝐬𝐭𝐢𝐦𝐨𝐧𝐢𝐚𝐥𝐬Ati is the Math Mathing 😀👇🏼Join my mentees, we are dedicated to gaining real financ...
10/11/2026

𝐌𝐞𝐧𝐭𝐞𝐞 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 𝐒𝐭𝐨𝐫𝐢𝐞𝐬 / 𝐭𝐞𝐬𝐭𝐢𝐦𝐨𝐧𝐢𝐚𝐥𝐬

Ati is the Math Mathing 😀👇🏼

Join my mentees, we are dedicated to gaining real financial mastery.. you ll have a community that will force the complacency out of you and give you the zeal to grow your portfolio every month, year on year.

When you see others celebrating investing as low as K100, K1000 etc . You question why you can't make that progress yourself. And what will stop you from building your own million when others are managing through consistency and delayed gratification 🤔

Entry is buying any of my investment class videos.

WhatsApp me on 571745965 for overview. Or atleast find any other hands-on accountability community if procrastination is your main problem.




𝐏𝐒𝐀𝐋𝐌𝐒 𝟑𝟒 : 𝟏- 𝟒1 I will bless the Lord at all times: his praise shall continually be in my mouth.2 My soul shall make h...
10/11/2026

𝐏𝐒𝐀𝐋𝐌𝐒 𝟑𝟒 : 𝟏- 𝟒

1 I will bless the Lord at all times: his praise shall continually be in my mouth.

2 My soul shall make her boast in the Lord: the humble shall hear thereof, and be glad.

3 O magnify the Lord with me, and let us exalt his name together.

4 I sought the Lord, and he heard me, and delivered me from all my fears.🙏🏻🙏🏻

This is the word of the Lord!!



10/10/2026

Gratitude
Optimism
Resilience
HAPPY SABBATH!!

10/09/2026

Team Natural Hair 🙋‍♀️

It’s part of frugality right? Especially Kuno kuma areas.. plain Mukule $140.

I need tutorials to learn to plait my own hair otherwise better fye we cut it🤦🏻‍♀️


𝐖𝐎𝐑𝐋𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐎𝐑 𝐖𝐄𝐄𝐊 𝐃𝐀𝐘 𝟓: 𝐈𝐍𝐕𝐄𝐒𝐓 𝐈𝐍 𝐘𝐎𝐔𝐑𝐒𝐄𝐋𝐅!!The highest  and Best performing asset you have is YOU!!  Invest in Yours...
10/09/2026

𝐖𝐎𝐑𝐋𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐎𝐑 𝐖𝐄𝐄𝐊 𝐃𝐀𝐘 𝟓: 𝐈𝐍𝐕𝐄𝐒𝐓 𝐈𝐍 𝐘𝐎𝐔𝐑𝐒𝐄𝐋𝐅!!

The highest and Best performing asset you have is YOU!! Invest in Yourself with Greater Consistency and Frequency!!

Share ways in which one can invest in themself.



10/09/2026

RULE OF FIVE (5):
If you can't buy 5 of them , you can't afford one of them especially for wants.Investors, your thoughts on this rule…?
Have a FrugalFriday

10/08/2026

Work as hard as you can, make as much money as you can, and invest as much as you can. Then educate yourself about compound interest as much as you can, and you will get as lucky as you can.

𝐖𝐎𝐑𝐋𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐎𝐑 𝐖𝐄𝐄𝐊 𝐃𝐀𝐘 𝟑: 𝐎𝐏𝐏𝐎𝐑𝐓𝐔𝐍𝐈𝐓𝐘 𝐂𝐎𝐒𝐓 𝐒𝐓𝐑𝐀𝐓𝐄𝐆𝐘!!That 4.6 Million portfolio we were all admiring wasn’t invested at...
10/07/2026

𝐖𝐎𝐑𝐋𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐎𝐑 𝐖𝐄𝐄𝐊 𝐃𝐀𝐘 𝟑: 𝐎𝐏𝐏𝐎𝐑𝐓𝐔𝐍𝐈𝐓𝐘 𝐂𝐎𝐒𝐓 𝐒𝐓𝐑𝐀𝐓𝐄𝐆𝐘!!

That 4.6 Million portfolio we were all admiring wasn’t invested at once. It takes years of building a 7 digit portfolio for low and medium income earners but it is possible!! it starts with these amounts we trivialize daily…

ALWAYS Think opportunity cost . Every purchase you make has a second price. The principal and returns you are giving up by not investing that money.



𝐇𝐎𝐖 𝐓𝐎 𝐈𝐃𝐄𝐍𝐓𝐈𝐅𝐘 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐒𝐂𝐀𝐌𝐒!!1. Too Good to Be True" Returns: Promises of very unreasonably high returns in a short...
10/06/2026

𝐇𝐎𝐖 𝐓𝐎 𝐈𝐃𝐄𝐍𝐓𝐈𝐅𝐘 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐒𝐂𝐀𝐌𝐒!!

1. Too Good to Be True" Returns: Promises of very unreasonably high returns in a short period of time.

2. Unregulated Schemes: Always check if a platform, fund manager, or investment scheme is officially registered and licensed by relevant authorities like the Securities and Exchange Commission (SEC Zambia) or the Bank of Zambia (BoZ).

Stay vigilant, protect your money, and remember: if an investment opportunity feels confusing or rushed, pause and verify.




Address

Windsor
Halifax, NS
B3K1S4

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