Chris Poitras, PFP - Financial Planner, RBC Financial Planning

07/29/2025

On March 12 the BoC reduced its benchmark rate to 2.75%, its seventh straight cut. This reduction coupled with recent changes to mortgage rules, may entice more first-time home buyers to act. Here’s how an FHSA could help.

The latest interest rate announcement, which revealed a reduction of 25 basis points, continues to signal good news for both current and prospective buyers — in the last year, rates have come down from 5% to 3%.

06/05/2025

In the face of uncertainty stirred up by the talk of tariffs, it’s natural to feel uneasy about your finances. Here are some tips to help protect your money and weather change with confidence.

05/29/2025

Monetary Policy Report January 2025. Economic growth has ticked up in Canada, boosted by past cuts in interest rates. In the absence of new tariffs, growth is forecast to strengthen, and inflation remains close to 2%. But the threat of new tariffs is causing major uncertainty.

Economic growth has ticked up in Canada, boosted by past cuts in interest rates. In the absence of new tariffs, growth is forecast to strengthen, and inflation remains close to 2%. But the threat of new tariffs is causing major uncertainty.

05/06/2025

RBC Thought Leadership has launched a new Trade Hub. Check it out!

As North American trade policies evolve in light of the U.S.’s changing geopolitical and economic priorities, The Trade Hub will provide in-depth analysis and strategic insights that can help decision-makers navigate this historic moment. This platform aims to put forth ideas on how Canada can play a critical role in reinforcing North America’s economic strength.

What you’ll find on Trade Hub:
• A sharp focus: ideas on how Canada can play a decisive role in reinforcing U.S. energy and economic security.
• Regular content updates: ongoing analysis and commentary on shifting dynamics across CAD-U.S. trade relations.
• Data-driven insights: in-depth reports and visualizations to break down latest trends and updates.
• Perspectives from across RBC: insights from across all of RBC on how U.S.-CAD relations are shaping key sectors.
• Actionable intelligence for decision-makers: strategic recommendations to help businesses and policymakers respond to the volatility.

Stay up to date:

The latest tensions with the U.S. should jolt Canadians into seeking an economic and trade reboot.

03/18/2025

RBC Race for the Kids has reached a major milestone of over $100 million raised for youth charities worldwide! Thank you to all the volunteers, supporters, organizers, and participants from around the globe who continue to make an impact.

01/23/2025

is coming back to Halifax on March 23rd! Olympic dreams start here. Sign up for free at RBCTrainingGround.ca.

01/16/2025

Planning for your future? Exploring ways to help finance your retirement dream? Looking to boost your income?

Adding housing units to your property to rent out by building new units or retrofitting your existing home could be a solution. And an RBC®️ Construction Mortgage could help. Contact me if you want to hear more.

An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

01/07/2025

With the release of the 2024 Fall Economic Statement, this summary article outlines some of the tax and support measures that may affect Canadians.

12/03/2024

This year, RBC has a big ambition to surpass $100MM CAD in fundraising through RBC Race for the Kids in support of youth charities around the globe – and we can’t do it without you! To learn more and register for your local race, visit RBCRacefortheKids.com.

10/31/2024

Exciting news! RBC has just launched a refreshed approach to community investment, backed by a C$2 billion community investment commitment by 2035 by RBC, RBC Foundation and RBC Foundation USA through Ideas for People and Planet™️. This approach will help address some of the world’s biggest challenges: the environmental crisis, a rapidly changing workforce, and growing inequalities.
I’m proud to be part of an organization that’s committed to helping address critical societal challenges and aims at creating lasting impact in our communities. Applications open November 1, 2024, for charitable and not-for-profit organizations to share their ideas to help drive positive change.
Learn more: https://www.rbc.com/our-impact/apply-for-funding/community-investments-canada.html.

10/28/2024

The Bank of Canada’s latest Monetary Policy Report provides a comprehensive look at how its monetary policy is shaping critical aspects of the Canadian economy including inflation, employment, economic growth, and consumer spending. Here are some of the key highlights of the report and what they mean for Canadians.

The Bank of Canada’s (BoC) latest Monetary Policy Report provides a comprehensive look at how its monetary policy is shaping critical aspects of the Canadian economy including inflation, employment, economic growth, and consumer spending. Here are some of the key highlights of the report and what ...

09/23/2024

RBC is proud to support the Atlantic Indigenous Friendship Centres' Backpack Programs. Thanks to our volunteers for filling backpacks to help students return to school.