JKR Financial Group

05/10/2025

With over 35 years of guiding business owners through financial planning and investments, I’m sharing the 3 biggest mistakes they make when investing.
Avoid these costly pitfalls and gain peace of mind.
Join me on June 2 at 12 PM EST for a 30-minute Zoom info session!
• Discover what an Individual Pension Plan (IPP) is—and isn’t.
• Bonus: Find out if Bitcoin belongs in your pension fund.
• Experience the benefits of Zoom: convenient, interactive, and secure virtual meetings to master your investment strategy from anywhere.
REGISTER NOW: Email [email protected] to secure your spot!
WHO: Business owners, professionals (e.g., doctors), and accountants.
30 MINUTES well INVESTED for YOUR FINANCIAL FUTURE!

08/08/2024

Hello,
It’s been awhile. Over the last couple of months we have been building a YouTube channel. The intent of this channel is to share resources from my 35 years, of professional investment and financial planning.
The first 3 episodes we have completed, cover the top obstacles I see everyday that stop you from attaining wealth.
Please have a view or even better yet, subscribe, and you will get the next set of videos once completed.
‘The stock market is a device that transfers money from the impatient to the patient’ Warren Buffet

01/29/2023

This is our latest info with some editing help from our new employee AI.

“When it’s a low point we get excited! Volatility is your friend”

As an army veteran of four years, I learned the value of reconnaissance and having multiple contingencies in the field. These skills have proved to be invaluable in my 30 years of experience in the financial planning and investment world. In times of market volatility, many investors and their advisors panic, but I believe that this is when we can have the most positive impact on wealth creation. My years of experience, combined with top level training, have given me a unique perspective and approach to financial planning that sets me apart from others in the industry.

In my time in the army, I served in a reconnaissance platoon for two years, where I learned to gather accurate information at the street level and plan for multiple scenarios. This has helped me to remain calm and make informed decisions in even the toughest of financial environments. Currently, with high inflation and interest rates, many of my colleagues at banks and big institutions are struggling with the stock and bond market losses. However, I view these challenges as opportunities for us to make a positive difference for our clients.

At JKR Financial Group, we take a specialized approach to financial planning, using reconnaissance and having multiple contingencies in place to help our clients reach their goals. As independent advisors with our own location in Hamilton, Ontario, we specialize in Individual Pension Plans and have a deep understanding of market cycles and how to navigate them. Our goal is to help our clients grow their wealth through smart investing and top-level planning.

If you're a business owner, medical professional, or anyone looking to grow their wealth through investing, I invite you to book a call with us at JKR Financial Group. Together, we can make a positive difference in even the toughest of financial environments.

01/20/2023

Why? Why do I as a professional in the investment world dedicate time to a sport that is extremely difficult?

There are many reasons, is my answer. However problem solving and mental toughness are two of the biggest reasons.

The current market or economic cycle, can be viewed negatively or viewed as an opportunity. Have we experienced something like this before? I would answer, many times, in my short 30 year career.

‘Embrace the suck’ is a saying used in the Army and Marines. I use it as a motivator, make the difficult things common and they won’t phase you.

Mental toughness is a key ingredient in embracing opportunities that are disguised as impending doom.

At JKR Financial the value add is experience in down markets.

01/16/2023

January is an exciting time of the year for Financial Planning.

This is the time of year when all the updates come out. The picture below is a snapshot of the Financial Data Uodate for 2023. The financial planning software I use does this automatically.

Building a Financial Plan with accurate projections requires knowing the basics. This is critical before investing. Having a base plan allows for the testing of other scenarios that you will think of in your lifetime.

Investing is our skill, however our investment success, comes from our top level planning.
Rule number 1. Always conduct Reconnaissance.

01/09/2023

Financial Planning and Investment Advice from the street level.

What is Reconnaissance?

I use this word, reconnaissance, sometimes in my business description or in marketing taglines.

First, I think, we all have unique abilities. Things that we do naturally and with ease. Some people believe it comes from our childhood experiences or later in college years. This ability over time becomes your DNA for how you add value to this world. We become aware of it as we compete for business or victories.

I think my unique ability is a natural curiosity and an ability to do Reconnaissance. From ages 18 to 22, I served in the Army, for four years (incase I never mentioned it lol)

My reason for joining the military was an unromantic one, I needed a job. You see the time period was the Cold War 1983, the baby boomers had taken all the jobs at the steel mills of Stelco and Dofasco even McDonalds had no openings in my hometown of Hamilton.

Do you know who was hiring? The army, especially in the trade called Infantryman 031. I have to tell you, having no job to go home to is a great motivator to succeed. The courses had a pass rate of less than 50%. More than half either quit or or were dropped to other courses.

This success eventually landed me in a very special infantry platoon. Reconnaissance Platoon. A brief description of Recce, we operated in 2-3 man units. The use of concealment, gathering of information, contingency of gathering spots and sharing of that information to a platoon or company commander were all crucial skills needed to be successful.

In the Investment and Financial Planning world, my knowledge or reconnaissance of the economy is very important for our clients to succeed in attaining their goals. I believe that for that economic information to be accurate it has to come from the source or street level. The biases of sponsored information can be discussed in later posts.

One of my most accurate sources of information on the economy at that street level is Abbiy. Abbiy immigrated from Ethiopia and works two jobs in the city, on the weekends he is in charge of a parking lot in one of the busiest night club districts in Toronto and during the week he delivers fish to markets in the city and surrounding area.

Abbiy and I met two years ago as my oldest daughter’s ballet journey has her at the National Ballet of Canada which is near Abbiy’s parking lot. Our friendship has grown and I look forward to each week hearing about how much lobster sold this New years eve versus last years, or how busy or not the night clubs were on the weekend.

Accurate data is important for Investing, Strategic Planning and Comparisons to the information I receive thru traditional sources.

Accurate data comes from conducting Reconnaissance.

JKR Financial we ‘Recce’ the economy at the street level to deliver results to our clients. Meet with us if you want to stay ahead of the pack.

01/06/2023

Wrestling (and submission wrestling) is known as one of the mentally toughest sports. For me this is a great compliment to Building Financial Plans and Investment Advice.
Why? You ask. It’s good to have to grind and have to dig deep to get thru situations. Submission Wrestling is similiar to investing. There will be ups and downs and you will feel like puking, however when you stay on the mats your game will always improve.
JKR Financial Group, use our 30 plus years of Market Cycle experience to protect and grow your Real Money.

12/31/2022

Happy New Years Eve - May it be as good as homemade Pizza.

12/29/2022

A fun afternoon at the ‘investment lab’
We are doing year end planning and also getting treats at Denninger's Foods of the World

Plan for tax free savings in 2023 with the increase in the TFSA maximum deposit increasing to $6500.

12/09/2022

Lunchtime on Fridays, I recharge.
Submission Wrestling I find is very similar to chess. You must be strategic and have transition. Being 100% mentally engaged I find lets you come back to work or projects with another level of creativity.
It has been awhile since I have posted regarding financial planning or investment advice. The plan is to have one update a week as we begin what I believe is a new cycle. Always remember ‘slow is smooth and smooth is fast’

Friday Units

11/11/2022

We Will Remember Them