Matchett Financial Services

06/01/2026

Good morning!

To those of you who have referred family, friends and colleagues to Matchett Financial Services over the years: THANK YOU. It is always a huge compliment for our team!

Have a fabulous week, everyone!

05/29/2026

❓TRUE or FALSE: "Your relationship status can affect your eligibility and responsibilities under different types of insurance policies."

✅ It's TRUE.

If you are in a new marriage or common-law relationship, you may not be as covered by your insurance policies as you think. Take the time to align your insurance coverage with your partner to ensure greater peace of mind and financial security—for both of you.

Below is an INSURANCE CHECKLIST that should cover most (if not all) insurance-related tasks for new couples:

🔲 Auto insurance: Add your partner as a driver, or combine policies to potentially reduce premiums.

🔲 Tenant insurance: If you're renting, update your list of belongings and liability to include your partner.

🔲 Home insurance: If you’ve purchased a home together, confirm your home insurance includes adequate protection for your property and assets.

🔲 Workplace benefits plan: If this applies to you, consider adding your spouse. This can improve coverage and may reduce your overall costs.

🔲 Life insurance: In the event of your death, life insurance will help replace lost income and continue to support your partner. There are different types of policies to choose from, and it is important to work with an Insurance Advisor on this.

🔲 Disability insurance: This will provide income protection if one of you is unable to work due to illness or injury.

🔲 Critical illness insurance: When diagnosed with an eligible illness, this offers a tax-free lump sum to help manage expenses during recovery.

In our office, we have access to a variety of LIFE, DISABILITY and CRITICAL ILLNESS insurance policies* that can be purchased individually or jointly, depending on your needs and long-term goals. Book an appointment today with one of our insurance advisors to explore your options, or to get a second opinion on an existing policy.

Call us today at 519-396-PLAN (7526).

*Mutual funds, exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc. Insurance policies are offered through Matchett Financial Services Inc.

05/28/2026

Unlike regular savings plans, the Canada Revenue Agency (CRA) provides tax advantages for those who have registered savings plans. By contributing money each year, you can reduce your tax bill—and in some cases, you may even receive government contributions.

Here are three types of registered plans.

Unlike regular savings plans, the Canada Revenue Agency (CRA) provides tax advantages for those who have registered savings plans.  By contributing money each year, you can reduce your tax bill—and in some cases, you may even receive government contributions.

05/27/2026

On Friday last week, Big Brothers Big Sisters collected our sponsorship cheque for their fundraising event, Golf Fore Kids' Sake.

If you're not familiar with Big Brothers Big Sisters, look into them. They do very meaningful work in our community.

05/22/2026

Call today!

05/20/2026

We're here and ready to listen.

📱 519-396-PLAN (7526)
📧 [email protected]
🖥 matchettfinancial.ca

05/18/2026

05/18/2026

When you get a home mortgage, your lender will offer mortgage insurance. While this is an option, we recommend getting an individual life insurance policy instead, as it offers more benefits, flexibility, control, and longevity.

Here are some key differences:

🏠 Individual life insurance premiums are often cheaper than mortgage insurance premiums.

🏠 Individual life insurance premiums are guaranteed, meaning they won't increase based on the group's claim rate, unlike mortgage insurance premiums.

🏠 With mortgage insurance, the lender owns the policy and can make changes anytime, usually naming themselves as the sole beneficiary. With individual life insurance, you own the policy and can make changes, including naming your beneficiaries.

🏠 The death benefit for mortgage insurance decreases over time as you pay off your mortgage and ends when your mortgage is paid off. Individual life insurance coverage remains the same regardless of your mortgage balance.

🏠 Individual life insurance coverage is tied to you, not your property, so it moves with you if you relocate. Mortgage insurance is tied to the property, requiring you to re-qualify if you move, which can be difficult and expensive as you age.

The choice is clear: if you are insuring your home, opt for individual life insurance.

📱 519-396-PLAN (7526)
📧 [email protected]
🖥 matchettfinancial.ca

05/14/2026

Factors like the market situation, type of investment, risk tolerations, taxation concerns and more can help you determine where you want to put your investment dollars. No matter what your future financial goals and current resources are, there are suitable investment options available.

The time to invest is NOW. Ask us about the investment products we can offer you. The earlier you start, the better!

📱 519-396-PLAN (7526)
📧 [email protected]
🖥 matchettfinancial.ca

05/12/2026

A financial plan covers your future.