Celesta Financial Inc.

07/04/2024

Looking for health insurance with guaranteed
acceptance? With Manulife’s Health & Dental Plans
you can choose from many affordable plan options,
so a little every month can save you a lot later!
Contact me at 416.315.1306 to learn how.

03/28/2024

News from CRA: Bare trusts are exempt from trust reporting requirements https://www.canada.ca/en/revenue-agency/news/newsroom/tax-tips/tax-tips-2024/bare-trusts-exempt-from-trust-reporting-requirements-2023.html?fbclid=IwAR03xIqUiJBD70QzPbe9vTKuRbI839KTImRYgc7vCxuoKsUnPX9tAakdktA

To support ongoing efforts to ensure the effectiveness and integrity of Canada’s tax system, and to meet its international obligations in relation to transparency and beneficial ownership, the Government of Canada introduced new reporting requirements for trusts.

11/06/2023

Everyone’s talking about the new FHSA! It’s the ideal tool to help make your dream of buying your first home a reality. 🏠 Pro tip: You can combine it with the HBP.👍



Contact me at 416.315.1306 or [email protected] to learn more!

An FHSA is a tax-free savings account designed to help future homeowners save for the purchase of a first home in Canada.

09/01/2023

Did you know that iA offers a high interest savings account? And that some of its benefits surpass those offered by banks? 🤔
Think about it!

Grow the money lying dormant in your bank account securely with this simple savings option that you can access at any time.

08/13/2023

A great reminder from Carl Richards, Behavior Gap:)

06/26/2023

https://advisor.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/bank/advantage-account/updf/bank-advantage-account-social-posts-facebooke.jpg

04/05/2023

Looking for health insurance with guaranteed acceptance? With Manulife’s Health & Dental Plans you can choose from many affordable plan options, so a little every month can save you a lot later! Contact me at 416.315.1306 to learn how.

11/03/2022

https://www.manulifebank.ca/personal-banking/plan-and-learn/personal-finance/how-to-build-credit-and-improve-your-credit-score.html

You probably left school knowing more about dinosaurs than how to build credit. Time to get your credit score turned around — the stegosaurus won't mind.

09/16/2022

Get a great rate of interest at 3.5 % on your new deposits to a new non-registered Manulife Advantage Account for 5 months from date of opening. Offer valid until Oct 31, 2022. Click on the link below to securely open your account today.
https://client.manulifebank.com/edo/ #/productCatalogue/BANK_ID=MNL&LANG_ID=001&REF_ID

10/27/2021

Are you ready to travel again? Check out this article for "need to know"

The moment you’ve been waiting for so long has finally arrived. Your tickets are booked and the countdown to your travel is on. Whether you’re travelling by yourself or with your family, for a single trip or multiple trips, it’s never been more important to stay on top of the ever-changing COV...

10/16/2021

Are you contributing enough to your child's RESP? The cost of tuition keeps rising and you may need $30,000 or more for a 4 year program, just for tuition alone!

Nationally, Canadian students enrolled full time in undergraduate programs will pay, on average, $6,693 in tuition for the upcoming 2021/2022 academic year, up 1.7% from the previous year.