Marc Celestini PFP, FCSI - Financial Advisor

07/18/2026

After a strong rally earlier this year, we are seeing a pullback in U.S. AI-related areas, like semiconductors, while cyclical and defensive sectors are leading more recently.

How did the markets perform this week? Get the highlights and the latest economic news.

07/17/2026

Helping your child buy a home is meaningful. For many parents, it's a natural extension of supporting their children through major life milestones. But it should fit within a sustainable plan that protects your own financial future.

Before you commit, review your retirement needs. Can you afford to part with this money without affecting your lifestyle in retirement? What about emergencies or potential caregiving needs down the road?

Consider how this support today affects your other goals. Are you delaying something important for your own future? Could this impact your ability to maintain your home, travel, or cover healthcare costs as you age?

Planning ahead helps you balance generosity with financial security. It means you can help your child in a way that doesn't create stress or limitations for you later. A structured approach provides clarity for both you and your child about what's possible and what expectations make sense.

If one of your goals is to help your children financially, let's plan for it. I can help you understand what you can comfortably afford while protecting your own long-term security.

07/16/2026

For many people, saving for retirement is a given. But strategically planning for it is a different story.

This starts with imagining what your retirement might look like.

🏡 Will you stay in your current home or downsize?

✈️ Will travel be a priority?

🎯 What hobbies, activities or experiences matter most to you?

Your future lifestyle will have a significant impact on your future spending needs.

The goal isn't to predict every expense perfectly. It's to develop a realistic vision of the retirement you want and begin planning accordingly.

Want help fine-tuning your retirement wealth strategy? Please get in touch and let’s review your plan together.

07/15/2026

Research shows that Canadians who work with a financial advisor tend to feel more optimistic and less stressed about money.

That’s because financial planning brings purpose to your money. It’s about more than reducing stress; it’s having the freedom to pursue your passions, and the security to handle life’s uncertainties.

At Edward Jones, we start by looking at your full financial picture, from day-to-day decisions to long-term goals, and building a comprehensive plan that supports what matters most to you.

So how do you get there? Getting started may be easier than you think. Contact me to take the first step.

Investments are tools. A financial plan is the blueprint. Together, they help you build and experience the life you want.

07/13/2026

Financial planning is often misunderstood.

It is not a product, a one-time document, or simply choosing investments. Real financial planning is about designing a life you truly want to live and understanding how your money can support that.

The process starts with your goals, priorities, and values, not the markets. From there, financial planning brings together multiple components, including:

• Cash flow and day-to-day decisions
• Protection strategies
• Tax considerations
• Retirement planning
• Estate considerations
• Investments

Financial planning is ongoing and adaptive. It evolves as your life changes, helping you prepare for the future.

Reach out and I can help bring these pieces together in a thoughtful, coordinated way so your plan continues to reflect what matters most to you.

07/11/2026

Geopolitics remain a source of volatility following renewed U.S.-Iran tensions.

How did the markets perform this week? Get the highlights and the latest economic news.

07/09/2026

Getting married or becoming common law isn’t just a personal milestone, it’s a financial one, too.

A few important money to-dos that couples often overlook:

✅ Review beneficiaries and update important documents
✅ Decide how you’ll organize accounts and manage day to day money
✅ Talk through short-term priorities and longer-term goals
✅ Understand how marriage or common law status may affect taxes and benefits

You don’t need to have every answer right away. What matters is starting the conversation and having a plan that can evolve as your life changes.

As your Edward Jones financial advisor, I can help you work through these next steps and build a plan that reflects both partners.

07/09/2026

The most effective estate plans don’t just focus on documents, assets, or who gets what. They also consider the people entrusted with important responsibilities.

Family financial and estate planning meetings can help ensure that key individuals understand their responsibilities before they're called upon to act.

For example:
● Does your executor know they've been chosen?
● Does your power of attorney understand your wishes?
● Do the people you've selected know where important information can be found?

That's often just as important as having the documents themselves in place.
If you're considering a family estate planning meeting, I can help you develop an approach that aligns with your needs. Let’s connect.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

07/07/2026

Financial fulfillment reflects more than income and wealth.

That's the foundation of new 2026 research from Edward Jones and Gallup, spanning 2,117 Canadians. What they found, fulfillment shows up in four ways:

• Financial alignment and freedom
• More positive emotions
• Fewer negative emotions
• Financial confidence

Fulfillment isn't out of reach, but it takes purpose, a clear plan, and goals that reflect what matters to you. I'd love to be part of that conversation. Book a call with me today.

Source: Gallup & Edward Jones - Money and Meaning: Understanding Financial Fulfillment, 2026

07/04/2026

The U.S. and Canadian economies have faced their share of challenges this year, including geopolitical uncertainty and a sharp rise in oil prices.

How did the markets perform this week? Get the highlights and the latest economic news.