Polson Bourbonniere Derby

05/13/2026

Thinking about buying a new car? In this video, Derek breaks down the three main options so you can make the right decision for your financial situation.

Paying cash gives you immediate ownership but can impact your investments. Financing lets you spread out payments while keeping your money invested. Leasing offers lower monthly costs and the ability to drive a new car every few years but comes with mileage limits and potential fees.

Each option has trade-offs, and the best choice depends on your goals, cash flow, and long-term plan. Understanding the pros and cons can help you make a smarter, more confident decision.

Thinking about buying a new car? In this video, Derek breaks down the three main options so you can make the right decision for your financial situation.Payi...

03/11/2026

People are living longer than ever. But what happens if your retirement savings don’t keep up? In this video, Paul explains longevity risk and why planning for a retirement that could last decades is essential.

From rising costs like long-term care to inflation impacting traditional life annuities, it’s important to explore strategies that ensure your money lasts. Planning ahead today means enjoying your retirement tomorrow without financial stress. Learn how to safeguard your future and make your money work as long as you do.

People are living longer than ever. But what happens if your retirement savings don’t keep up? In this video, Paul explains longevity risk and why planning f...

03/11/2026

Managing your money doesn’t have to be complicated. In this video, Michael explains the 50/30/20 rule, a simple framework for dividing your after-tax income:

50% Needs: Essentials like housing, transportation, groceries, and utilities.
30% Wants: Fun and lifestyle choices like dining out, travel, hobbies.
20% Savings & Debt Repayment: Build wealth and reduce liabilities to set yourself up for long-term financial success.

The 50/30/20 rule is flexible. It’s shown as a guideline to help you balance living well today while investing in your future. Even small steps toward structured saving and debt reduction can snowball into meaningful financial growth over time.

Whether you’re just starting out or looking to optimize your cash flow, understanding this framework can help you make smarter financial choices and grow your net worth.

Managing your money doesn’t have to be complicated. In this video, Michael explains the 50/30/20 rule, a simple framework for dividing your after-tax income:...

03/11/2026

Investing more than performance charts and returns. It’s deeply personal. In this video, Ruth explores the emotional side of investing and how life events like career changes, family milestones, financial stress, and uncertainty can influence decision-making.

Market volatility and major life changes can create anxiety even when they’re positive. The key is recognizing these emotions without letting them drive impulsive choices. Education, perspective, and a disciplined long-term plan all play a critical role in staying grounded.

A trusted advisor does more than managing investments. They provide clarity, reassurance, and strategic guidance through every season of life. When emotional awareness is paired with sound financial planning, investors are better positioned to make confident, thoughtful decisions.

Investing more than performance charts and returns. It’s deeply personal. In this video, Ruth explores the emotional side of investing and how life events li...

02/25/2026

Buying your first home in today’s market takes more than just saving.. It takes strategy. In this video, Cory breaks down three powerful tools available to Canadian first-time buyers: the First Home Savings Account (FHSA), the Home Buyers' Plan (HBP), and the Tax-Free Savings Account (TFSA).

Each account offers unique tax advantages that can significantly increase your down payment potential when used strategically. From tax-deductible contributions to tax-free growth and flexible withdrawals, understanding how these tools work together can help you maximize your home buying power.

If you're planning to enter the housing market, having the right structure in place can make a meaningful difference.

Buying your first home in today’s market takes more than just saving.. It takes strategy. In this video, Cory breaks down three powerful tools available to C...

02/19/2026

Many people focus heavily on building an investment portfolio, but investments alone don’t create financial clarity. 💡

In this video, Sydney explains the difference between simply having assets and having a comprehensive financial plan. A strong portfolio matters, but without a structured strategy behind it, it’s difficult to now whether you’re truly on track for retirements managing taxes efficiently or aligning your money with long term goals.

A Portfolio is a component. A plan is the framework.

Many people focus heavily on building an investment portfolio, but investments alone don’t create financial clarity. 💡In this video, Sydney explains the dif...

02/04/2026

Top 10 Money Mistakes to Avoid in Your 20s & 30s – Part 1

Your 20s and 30s are critical years for building long-term financial stability. The decisions you make now can either accelerate your progress or hold you back for years.

In Part 1 of this series, we cover five common money mistakes:
• Misusing high-interest debt
• Not having a budget
• Skipping an emergency fund
• Ignoring the power of compound growth
• Delaying retirement planning

Avoiding these pitfalls early can help set you up for long-term financial confidence and success.

▶️ Stay tuned for Part 2!

Top 10 Money Mistakes to Avoid in Your 20s & 30s – Part 1Your 20s and 30s are critical years for building long-term financial stability. The decisions you ma...

12/30/2025

Small changes can have powerful, compounding effects over time. While stories about time travel focus on how tiny shifts in the past alter the present, we often overlook how small decisions made today shape our future.

Inspired by Atomic Habits, this idea applies to every area of life, especially financial planning. Automating good habits, clarifying goals, managing risk, protecting health, and thinking about legacy all matter.

As the year ends, now is the second-best time to make small, positive changes that can meaningfully improve your financial future.

Small changes can have powerful, compounding effects over time. While stories about time travel focus on how tiny shifts in the past alter the present, we of...

12/24/2025

Happy Holidays from Polson Bourbonniere Derby Wealth Management!

As the year comes to a close, we’re grateful for the trust you place in us. Wishing everyone a joyful holiday season and a New Year filled with peace of mind, confidence, and a truly worry-free retirement!

12/03/2025

Did you know about 10% of Canadian seniors fall victim to consumer fraud every year? With scams becoming more advanced, older adults are highly targeted.

Christmas season is the perfect time to educate yourself and your loved ones on these potential scams, especially online! In the short video, Cory breaks down the 5 most common scams targeting seniors today.

Did you know about 10% of Canadian seniors fall victim to consumer fraud every year? With scams becoming more advanced, older adults are highly targeted.Chri...