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Monday 10am - 8pm Tuesday 10am - 8pm Wednesday 10am - 8pm Thursday 10am - 8pm Friday 10am - 8pm Saturday 12pm - 6pm Sunday 12pm - 5pm

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Money Detective

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Canada
Mission, BC
Money Detective

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Nikki O'Halloran the Money Detective 25+ years tax prep experience, including 8 years under an accountant. Serving Mission & area.

Self-employed specialist uncovering missed credits, benefits & deductions. Remote service or document pickup available.

10/11/2026

***SBS Mission***
Money Detective Tip: Don't pay twice for protection you may already have!
Travel insurance, rental car coverage, roadside assistance and extended warranties are just a few examples of benefits you may already have through a credit card, membership or employee benefit plan.
Before paying for additional coverage, check what you already have. You might be surprised!
And if you don't know where to start, that's exactly what I do. Send me a message
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

10/04/2026

***SBS Mission*** What are you missing???
You can be doing everything “right” with your money and still be missing opportunities.
A credit you didn't know about. A benefit you qualify for. An expense you could claim. Rewards you're not maximizing. A better way to time your payments or manage your cash flow.
That's where I come in!
I look at the details, ask the questions and help uncover opportunities you may not know to look for.
Sometimes you don't need to make more money. You need to make more of the money you already have.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

09/27/2026

***SBS Mission***
Monthly payments can feel easier, but have you checked what they cost over a full year?
Some companies charge more for monthly payments or offer a discount for paying annually. If you're paying monthly by cash or debit, you may also be missing out on points or cash back.
Money Detective Tip: Compare the total annual cost AND how you're paying. A different payment option could save you money and earn you rewards.
And if you don't know where to start, that's exactly what I do.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

09/20/2026

***SBS Mission***
Have money sitting in a regular savings account?
The interest you earn is taxable. Inside a TFSA, interest and investment income are tax-free.
What about savings versus debt? If you're paying high interest on debt while holding savings, compare what your savings are earning with what that debt is costing you.
Money Detective Tip: Don't just save your money, pay attention to where you keep it and what it's doing for you.
Know your available TFSA contribution room before contributing.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

09/13/2026

***SBS Mission***
Used strategically, a credit card can be a very effective way to pay!
I use statement cut-off and due dates to my advantage. Paying a bill by credit card gives more time before the money leaves your bank account, while earning points or cash back.
Time a larger purchase just after your cut-off date and gain an extra month to pay.
The key? Pay your balance on time so interest doesn't wipe out the benefits.
Money Detective Tip: Know when to buy, when to pay and make your credit card work for you.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

09/06/2026

***SBS Mission***
Companies count on us getting used to small price increases.
Internet, phone, insurance, memberships and other services can creep up a few dollars at a time and we often just keep paying them.
Money Detective Tip: When a regular bill increases, don’t automatically accept the new price. Check your plan, compare your options and ask if there’s a better rate available.
One phone call could save you money month after month.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

08/30/2026

***SBS Mission***
A few dollars here. A few dollars there. It might not seem like much until you add it up over a year.
Bank fees, credit card fees, service charges, delivery fees and other recurring costs can quietly eat into your money.
Money Detective Tip: Take a look at the fees you've paid over the last few months. Are they necessary? Could they be reduced, avoided or eliminated?
You work hard for your money. Don't give it away $5 at a time.
Nikki O'Halloran your Money Detective
Finding the money that's already within your reach.

08/23/2026

***SBS Mission***
Automatic renewals are convenient, until you realize you're paying for something you no longer need, or at a price you wouldn't agree to today.
Before an insurance policy, membership, subscription or service renews, take a few minutes to check: Is the price going up?
Do you still use it?
Could you negotiate a better rate?
Is there a better option available?
**Money Detective Tip:** Don't let convenience make financial decisions for you.
A quick check before renewal could keep more money in your pocket.
Nikki O'Halloran your Money Detective
*Finding the money that's already within your reach.*

08/16/2026

***SBS Mission***
Points and rewards can be great, but only if you're getting real value from them.

Take a look at the programs you use. Are you earning points strategically? Do they expire? Are there bonus offers you're missing? And are you redeeming them in a way that gives you good value?

Make your points work for you, not the other way around. A few small changes in how you earn and redeem rewards can add up.
Finding the money that's already within your reach!

Nikki O'Halloran your Money Detective.

08/09/2026

***SBS Mission***
Paying your bills on time is important, but when you pay them can matter too.
Understanding statement dates, due dates and your own cash flow can help you make smarter use of the money you already have.
Money Detective Tip: Before automatically paying a bill as soon as it arrives, know when it's actually due and plan accordingly.
Sometimes smarter money management is all in the timing.
Nikki O'Halloran your Money Detective

Address

Rose Avenue
Mission, BC
V2V4Z5

Opening Hours

Monday	10am - 8pm
Tuesday	10am - 8pm
Wednesday	10am - 8pm
Thursday	10am - 8pm
Friday	10am - 8pm
Saturday	12pm - 6pm
Sunday	12pm - 5pm

Telephone

+16048078482

Website

facebook.com

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