Giselle Totino PFP - Senior Financial Planner, RBC Financial Planning

Giselle Totino PFP - Senior Financial Planner, RBC Financial Planning As a Financial Planner, I apply financial knowledge and expertise to help my clients develop a perso Royal Bank of Canada and Royal Mutual Funds Inc.

03/19/2026

You can preserve family harmony and your wishes for your estate with careful planning and open conversations. Here are five tips to help avoid family conflict.

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Paying yourself first is the golden rule of savings. Here’s how to use a pre-authorized contribution plan (PAC) to autom...
03/19/2026

Paying yourself first is the golden rule of savings. Here’s how to use a pre-authorized contribution plan (PAC) to automatically contribute to one of your accounts.

Learn how to automate your savings to free up time for the things you love.

The Registered Education Savings Plan (RESP) helps you set up saving for a child's post-secondary education, tax-free.
03/12/2026

The Registered Education Savings Plan (RESP) helps you set up saving for a child's post-secondary education, tax-free.

The Registered Education Savings Plan (RESP) helps you save for a child's education after high school. Open an account to grow your savings tax-free.

Mutual Funds vs. GICs: these are two popular investment products that can complement each other in a diversified portfol...
03/12/2026

Mutual Funds vs. GICs: these are two popular investment products that can complement each other in a diversified portfolio. Instead of trying to choose to invest in one, there may be a reason to include both, here’s why.

Full comparison of benefits, fees, risk, taxation, and more. Understand the differences to find the best mix for your financial goals.

02/26/2026

RBC Future Launch was a $500-million commitment by 2025 to help young people develop the skills and confidence they need to be work-ready in a rapidly changing economy.

Click here to view highlights along the journey. https://bit.ly/4tVYfGl

A financial planner can help you with understanding the key differences between the different registered investment plan...
02/18/2026

A financial planner can help you with understanding the key differences between the different registered investment plans to help meet your specific goals.

Understanding the differences between registered investment plans can help you decide how they can help you meet your goals.

The Canadian banking system is likely different from what you have in your home country. A financial planner can go over...
02/17/2026

The Canadian banking system is likely different from what you have in your home country. A financial planner can go over some tips on how you can set up your financial foundation in Canada.

How to build your finances as a new Canadian with a bank account, a credit history, and helpful government programs and investments.

Happy Lunar New Year! Wishing you and your family a year of success and endless possibilities!Enjoy up to $48 credit car...
02/17/2026

Happy Lunar New Year! Wishing you and your family a year of success and endless possibilities!

Enjoy up to $48 credit card fee annual rebate* on the RBC Signature No Limit Banking account. Visit rbc.com/lunarnewyear to learn more.

*Terms and Conditions apply.

It’s Canada’s Agriculture Day and a month of celebration! Celebrate with us in support and recognition of the hardworkin...
02/16/2026

It’s Canada’s Agriculture Day and a month of celebration! Celebrate with us in support and recognition of the hardworking people who bring us the food we love. Thank you to all of our amazing agricultural producers today, and every day of the year.

Visit RBC for the latest agriculture news, business tips and ideas for farming operations and explore podcasts that will help you take your business to the next level.

Fixed income investors: How are you balancing stability, diversification, and income in 2026? In this podcast, Stephen P...
02/13/2026

Fixed income investors: How are you balancing stability, diversification, and income in 2026? In this podcast, Stephen Pitts explores bond portfolio construction fundamentals and strategies to capitalize on today's steepening yield curve. Listen now: https://bit.ly/4rJyl6D

When interest rates are high, deciding whether to pay off your mortgage or invest into cash reserves can be challenging....
02/12/2026

When interest rates are high, deciding whether to pay off your mortgage or invest into cash reserves can be challenging. A financial planner can help you make the best move to build your future net worth faster.

While saving for retirement and reducing mortgage debt will both increase your net worth, the right choice can put you further ahead. An RBC Financial Planner can help you make the best move.

A financial advisor can play an important role at any stage of your investment journey and here’s why.
01/15/2026

A financial advisor can play an important role at any stage of your investment journey and here’s why.

At RBC Financial Planning, we look at everything—your goals and priorities, what you have and what you owe—to help you design your financial plan. Let's start a conversation today.

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