Shemie CPA

Shemie CPA Full service chartered accounting firm with over 30 years of experience.

Charles Shemie and his associates offer bookkeeping, financial statement preparation, audit, taxation and advisory services

05/29/2026

35 years in, and the philosophy hasn’t changed: your file should never get lost in a system.

Most business owners and real estate investors are stuck choosing between two bad options, a big firm where a junior handles your work and you’re just an account number, or a one-person shop that can’t go deep when things get complex.

ShemieCPA was built to kill that trade-off.

You get a senior professional who actually knows your file, backed by a full team with the depth to handle CRA audits, complex tax structuring, and long-term planning.

The track record speaks for itselfadvice on $1B+ in real estate assets, and clients served at every stage of growth from offices in Montreal, Toronto, and Calgary.

If your accountant doesn’t know your name, your business, or your goals, it might be time for a conversation.

Book a free, no-obligation consultation at the link. Just clarity on where you stand.

05/28/2026

Billionaires aren’t selfish. They’re structured.

Most people assume the ultra-wealthy should just give it all away. The reality? They’ve built systems that make philanthropy work for them.

Here’s the play:

Wealthy families set up private foundations.

Legally, they only need to donate 5% per year. The other 95%? Invested. Compounding. Tax-free.

It’s not a loophole. It’s the design.

The rich don’t hide wealth, they architect it.

Follow for more of what they don’t teach you about money.

05/27/2026

Traveling abroad? Stop handing your money to the store.

Here’s the trick most people miss:

When the card machine asks “Pay in dollars or local currency?” always pick local.

Choosing dollars feels safer, but it lets the store set the exchange rate. And they pad it.

We’re talking 3–7% extra on every tap. On a $3,000 trip, that’s up to $200 gone for nothing.
Let your bank handle the conversion. The rate is almost always better.

Same rule for those airport currency booths, their rates are brutal. If you absolutely need cash, use an ATM in the country you’re visiting.

Small habit. Real money back in your pocket.

Ever spotted a sneaky charge on your statement after a trip? Tell me about it.

05/26/2026

Most people don’t know this until it’s too late.

Deposit $10,000 or more in cash and your bank is legally required to report it.

That’s fine, it’s routine and nothing to worry about if the money’s yours.

But if you split it up to avoid that? Small deposits across a few days, trying to fly under the radar? That’s a federal crime.

And the scary part , it doesn’t matter if the money is clean.

The result: frozen accounts, investigations, and serious legal trouble.

The simple fix: put it in all at once and know where it came from.

Have you ever deposited more than $10,000 in cash? Comment below.

05/25/2026

Manus AI is catching regulators’ attention, but before the verdict, we put it to work.

One real-world test. 30 minutes. Here’s what it produced:

A validated idea with $1,000+/month earning potential

A complete 30-day content calendar — ready to deploy

No overtime. No new headcount.

The breakdown takes 2 minutes. Watch it over coffee and decide for yourself.

05/22/2026

Your business won’t slow down just because you’re tired.

When you’re starting out, the business often has to come first,not because your life doesn’t matter, but because the early stages demand focus, consistency, and sacrifice.

The reality is, most successful entrepreneurs don’t begin with perfect work-life balance.

They build first, stabilise later, and create balance once the business has the foundation to support it.

If you’re in the early stages of business, this is your reminder: the effort you put in now shapes the freedom you can create later.

Follow us for more honest business and financial insights.

05/21/2026

A bigger income doesn’t always mean a bigger net worth.

Some people earn six figures and still feel financially stuck.

Others earn modestly but are steadily building assets, growing their investments, and creating more freedom over time.

The difference?

Not just income.

It’s cash flow control, discipline, smart investing, and the ability to avoid lifestyle creep.

Because financial freedom is not only about how much comes in.

It’s about how much stays, grows, and compounds.

So what do you think?

Can someone achieve financial independence without a high income?

Drop your thoughts below.

05/20/2026

My first pay cheque was $8/hour.

I was stoked.

Then I walked into the office.

Grey walls. Grey faces. Grey energy.

I hadn’t even hit my desk before I introduced myself to the CEO in the hallway.

My manager pulled me aside ten minutes later.
“That’s not how we do things here.”

That was the moment.

Not anger. Not rebellion.

Just clarity, the kind that doesn’t leave you.

I decided right there: I will never trade my life for a cubicle.

What about you? Was there a job that changed the trajectory of everything?

05/19/2026

Everyone’s watching the next AI or tech stock.

Meanwhile, the smartest money on the planet is buying truck stops, HVAC firms, and aged care.

Buffett. Blackstone. The big endowments.

They’re not chasing 10x, they’re stacking 15% IRR they can repeat for 30 years.

That’s the difference between a portfolio and a wealth engine.

Watch the video for the full breakdown

05/18/2026

Why Do Our Favourite Stores Keep Disappearing?

It’s not always because of bad products, poor service, or changing customer habits.

Sometimes, it’s the result of a perfectly legal Wall Street playbook.

Here’s how it works:

Step 1: A private equity firm buys a struggling but well-known company.

Step 2: They cut costs aggressively. Closing stores, laying off staff, reducing quality, and stripping the business down.

Step 3: They sell off the valuable assets, extract what they can, and move on, often leaving the company weaker than before.

This strategy is called Private Equity Asset Stripping.

It sounds extreme, but it’s not a conspiracy theory.

It’s a business model.

And it’s happening in plain sight.

Watch the video to understand how it works, why so many familiar brands disappear, and why it matters more than you might think.

Address

2500 Avenue Pierre Dupuy, Suite 104
Montreal, QC
H3C4L1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5pm

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