Jim DeCoste - Mortgage Broker with Dominion Lending Centres

Jim DeCoste - Mortgage Broker with Dominion Lending Centres Mortgage Broker New Glasgow, Mortgage Broker Antigonish, Mortgage Rates, Refinance, First time home We can help clients of all different credit situations.

Dominion Lending Centres is Canada's largest mortgage brokerage company. We work with most of Canada's largest banks, credit unions and lenders to help our clients get the best mortgage and rate possible. Whether you're looking to purchase a new home, refinance your current home, looking for ways to lower your monthly bills by consolidating debt, purchase a second property or rental property...we are here to help you. Give us a call to see how we can help you.

The housing market in Antigonish, Nova Scotia, picked up momentum this June, with more homes becoming available and stea...
07/19/2026

The housing market in Antigonish, Nova Scotia, picked up momentum this June, with more homes becoming available and steady buyer activity across the city. Home prices have remained resilient, giving both buyers and sellers plenty to think about.

Whether you're buying your first home, renewing your mortgage, refinancing, upsizing, or investing, understanding what's happening in the local market can help you make more confident decisions.

Every homeowner's situation is different, and with market conditions continuing to evolve, it's normal to have questions. Sometimes, a simple conversation can make all the difference in understanding your options.

Whether you're planning a move soon or just keeping an eye on the market, staying informed today can help you be better prepared for tomorrow.

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

07/18/2026

Not all homes are built the same,and knowing the difference can make your home-buying journey a whole lot easier.

From detached homes to condos, townhouses, duplexes, and more, each type comes with its own benefits, lifestyle, and budget.

Swipe through to explore the most common home styles in Canada and find the one that feels like home to you. ❤️

Which one would you choose? Let us know in the comments!

To connect with me:
📞 Call: (902) 968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

The Bank of Canada has held the overnight rate at 2.25%, keeping borrowing costs unchanged for now.While this rate hold ...
07/16/2026

The Bank of Canada has held the overnight rate at 2.25%, keeping borrowing costs unchanged for now.

While this rate hold means no immediate change for most variable-rate mortgages, fixed mortgage rates can still move with bond market trends. If your mortgage is coming up for renewal, now is a great time to review your options before signing your renewal offer.

The next Bank of Canada rate announcement is scheduled for September 2, 2026, and future decisions will continue to depend on inflation, economic growth, employment, and global conditions.

Have questions about how today's decision could affect your mortgage? Let's connect and discuss your options.

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

Bank of Canada keeps interest rates unchanged at 2.25% for the sixth consecutive time.While that may not seem like big n...
07/15/2026

Bank of Canada keeps interest rates unchanged at 2.25% for the sixth consecutive time.

While that may not seem like big news, it does provide some welcome stability for anyone thinking about buying a home, renewing a mortgage, or refinancing.

The Economy is showing signs of moving in the right direction, but there are still uncertainties that could influence future rate decisions. that's why it's important to focus on more than just where rates are today.

Every mortgage is different, and the best option depends on your goals, your timeline, and your financial situation,not just the latest headline.

If you're wondering what today's announcement means for you, let's chat.

Whether you're planning your next move now or just exploring your options, having the right information can make all the difference.

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

07/13/2026

For many homeowners, mortgage renewal feels like a simple signature and a new interest rate.

But renewal is one of the few opportunities to revisit your mortgage and make sure it still aligns with your financial goals.

Before signing, consider whether your current mortgage is still the right fit for your situation. this could be the time to review your home equity, look at options for managing higher-interest debt, adjust your amortization to better match your cash flow needs, or explore different mortgage structures available to you.

The lowest rate isn't always the only factor worth considering. flexibility, payment options, future plans, and overall financial strategy can all play an important role in the decision.

A mortgage renewal is more than paperwork. it's an opportunity to take a closer look at your finances and make informed decisions for the years ahead.

To connect with me:
📞 Call: (902) 968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

Buying your first home is exciting,but it's also easy to make mistakes that can cost you time, money, and unnecessary st...
07/11/2026

Buying your first home is exciting,but it's also easy to make mistakes that can cost you time, money, and unnecessary stress.

The good news? Most of them are completely avoidable with the right guidance.

Swipe through to learn some of the most common first-time home buyer mistakes and how to avoid them. A little preparation today can make your home-buying journey much smoother tomorrow.

Which one surprised you the most? Let me know in the comments. 👇

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

07/10/2026

Being self-employed comes with a unique set of challenges when it comes to getting a mortgage.

You may have a successful business, strong cash flow, and years of experience, but lenders still need the right documentation to understand the full picture.

That's where proper mortgage planning can make a difference.

If you're self-employed and wondering how your income may be viewed by lenders, send me a message. I'd be happy to walk you through your options.

To connect with me:
📞 Call: (902) 968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

July 15, 2026, is one date that could impact your mortgage journey.The Bank of Canada will be announcing its next rate d...
07/09/2026

July 15, 2026, is one date that could impact your mortgage journey.

The Bank of Canada will be announcing its next rate decision, and many homeowners and buyers will be watching closely. No matter where you are in your homeownership journey, staying informed can help you make more confident financial decisions.

Mark your calendar and stay tuned.

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

Home equity isn't built in a day,it grows over time, one mortgage payment at a time.The more you understand how equity w...
07/08/2026

Home equity isn't built in a day,it grows over time, one mortgage payment at a time.

The more you understand how equity works, the more confident you can be in making decisions about your home and your future. Whether you're thinking about renovating, refinancing, or simply planning ahead, knowing where you stand can make all the difference.

Not sure how much equity you have or what it could mean for you? Let's chat and explore your options.

To connect with me:
📞 Call: (902)-968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

07/06/2026

Being self-employed comes with flexibility, but it can also create challenges when it comes to mortgage qualification.

Many business owners are surprised to learn that the income they earn and the income a lender may use for qualification can be very different. deductions and write-offs can help reduce taxable income, but they may also affect how much mortgage financing you qualify for.

The good news is that there are mortgage solutions designed specifically for self-employed borrowers. depending on the lender and your situation, additional documentation such as business financials, cash flow, and deposit history may be considered as part of the application.

If you've been told no in the past, it may be worth reviewing how your income was assessed and exploring the options available to self-employed Canadians.

To connect with me:
📞 Call: (902) 968-1727
📧 Email: [email protected]
🌐 Visit: https://jimdecoste.ca/

Address

295 McColl Street
New Glasgow, NS
B2H5A2

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+1 902-968-1727

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