Marulanda Business Solutions

09/30/2026

Ontario business owners: minimum wage is increasing on October 1, 2026.

New rates:

• General minimum wage: $17.95/hour
• Student minimum wage: $16.90/hour

If you have employees currently earning minimum wage, make sure your payroll rates are updated for October.

A small payroll update now can help avoid corrections later.

Have payroll related questions or need guidance? Feel free to reach out and book a call with us here:

https://calendly.com/marulanda/20min

Understanding your unique needs and requirements is key to our success. Please click here to book your free, no obligation consultation.

01/26/2026

Thank you to everyone who continues to refer clients our way. Referrals play a huge role in our business, and we genuinely appreciate the trust behind every mention and introduction.
If you’re ever wondering who we are best suited to help, our ideal clients are:
- Incorporated businesses
- Businesses with 5 to 15 employees and active payroll.
- Established companies that need ongoing bookkeeping, payroll, and tax support.
- Busy business owners who value accurate, compliant and clear financials to make confident decisions and grow their business.

If someone in your network fits this profile, you can direct them to my website for more information or to book a consultation.
http://www.marulanda.ca

01/16/2026

If your business has a December 31 year-end, January is bookkeeping cleanup and tax planning season. Yay!😄

Before any tax decisions are made, your books need to be complete and accurate:

• All 2025 income recorded correctly
• Expenses matched to the right period (clean cutoff at Dec 31)
• Bank and credit cards fully reconciled
• Mileage, home office, and reimbursements finalized
• Owner compensation reviewed (draws, salary, dividends)

Every tax decision is only as good as the numbers behind it.
If the bookkeeping isn’t accurate, tax planning is just guesswork.

A proper year-end close now means:
• Fewer surprises
• Better tax planning strategies
• Cleaner filings
• Lower audit risk with CRA

If you need support getting this done properly, send me a message or book a call with us here. 👇

Understanding your unique needs and requirements is key to our success. Please click here to book your free, no obligation consultation.

01/05/2026

Happy New Year everyone! 🎉

As you start the new year, here are a few smart bookkeeping moves that will save you stress later:

Close last year properly before moving forward.
✔ Stop mixing last year’s receipts with this year’s
✔ Make sure all prior-year expenses are recorded
✔ Review mileage logs and reimbursements
✔ Ensure all bank and credit card balances are fully reconciled

A clean cutoff saves time and money at tax time and gives you a clear financial starting point for the year ahead.

Need help getting things cleaned up or reviewing your numbers? Feel free to reach out.

12/15/2025

2025 is almost over.
If your books still show transactions from 2022, you don’t have “history.” You have noise.

Unreviewed, miscategorized, and duplicate transactions quietly destroy financial clarity.
By year-end, that mess turns into rushed decisions, incorrect reports, and higher tax prep costs.

A proper 2025 year-end close starts with cleaning up old transactions:

👉Clear out unreconciled bank and credit card items

👉Fix miscategorized expenses and income

👉Remove duplicates and stale entries

👉Reconcile accounts so reports actually mean something

Clean books = clear numbers.
Clear numbers = better decisions going into 2026.

If you want to close 2025 with confidence, stop carrying clutter from past years.

12/08/2025

How you pay yourself as a corporation owner affects your taxes more than most people realize.
Before the end of the year, review whether your compensation is coming from salary, dividends, or a mix of both. The timing and structure can directly impact:
• Personal tax owed
• Corporate tax owed
• CPP obligations
• Cash flow going into the new year

Waiting until tax season is often too late to optimize this. Year-end planning creates real tax savings opportunities when done properly.
If you’re unsure whether your current setup is tax-efficient, this is the moment to review it.

12/06/2025

Business expenses lose their value when they’re tracked in broad categories.

If everything sits under “Marketing” or “Office Expenses,” your financial reports won’t show what’s really happening. Break costs into specific line items, for example: social media ads, content creation, software, supplies, marketing contractors.

Detailed categories provide:
• clear visibility into spending
• quick identification of waste
• more accurate financial reports
• stronger decision-making

If you want reporting that actually supports growth, track business expenses with precision.