Peter Rizkalla Wealth

Peter Rizkalla Wealth I’m Peter Rizkalla, licensed financial advisor helping individuals and corporations build, protect, and plan their finances with clarity.

I focus on comprehensive financial planning, covering every aspect of finance and insurance.

Did the Mayans have a financial plan 🤔
08/25/2026

Did the Mayans have a financial plan 🤔

The “Silent TFSA Mistake”Canadians withdraw money from their TFSA and assume they can put it back right away.Example:You...
07/30/2026

The “Silent TFSA Mistake”
Canadians withdraw money from their TFSA and assume they can put it back right away.
Example:
You withdraw $20,000 from your TFSA in July.
Many people think they can re-contribute that same $20,000 a few months later.
The problem?
That contribution room usually comes back on January 1 of the following year.
Putting the money back too early could result in an overcontribution penalty.
A TFSA is a powerful tool, but understanding the rules is just as important as investing inside it. A simple check before making a withdrawal can save you from unnecessary penalties.
Have you ever been surprised by a TFSA rule?
WealthBuilding FinancialPlanning

When was the last time you reviewed your insurance coverage?Life changes and your insurance should keep pace. Whether yo...
07/21/2026

When was the last time you reviewed your insurance coverage?

Life changes and your insurance should keep pace. Whether you've started a family, purchased a home, grown your business, increased your income, or built wealth, these milestones can significantly impact your protection needs.

A policy that made sense a few years ago may no longer provide the coverage you and your family need today. Let's take a few minutes to review your current plan and make sure your protection strategy still aligns with your goals.

Contact me today for a complimentary insurance review and let's ensure your financial future remains protected.


As your net worth increases, so do your estate liabilities. Having a comprehensive financial plan helps ensure you conti...
07/10/2026

As your net worth increases, so do your estate liabilities. Having a comprehensive financial plan helps ensure you continue to grow your wealth while protecting it for the future!

Happy Canada Day!
07/01/2026

Happy Canada Day!

Honoured to attend the CHEO Mental Health Gala last night.It was great to see so many people come together to support yo...
05/30/2026

Honoured to attend the CHEO Mental Health Gala last night.

It was great to see so many people come together to support youth mental health and the incredible work being done in our community. Grateful to be part of such a meaningful evening and to support a cause that makes a real difference.

Thank you to everyone who helped make the event a success.

Thank you to Manulife for hosting me at their recent conference on capital markets and estate planning.Many people don’t...
05/15/2026

Thank you to Manulife for hosting me at their recent conference on capital markets and estate planning.
Many people don’t fully understand the connection between creating and preserving wealth, two elements that go hand in hand. It was valuable to gain additional insights that can help enhance my clients financial plan!

Top Advisor Recognition TripI’d like to extend a special thank you to Gryphin Group Services Inc., Shane Currey, our car...
05/01/2026

Top Advisor Recognition Trip

I’d like to extend a special thank you to Gryphin Group Services Inc., Shane Currey, our carriers and banking partners for this incredible trip. I truly appreciate the recognition of my efforts in helping Canadians with their financial planning.

Grateful for the support and proud to be part of such a strong network.

Corporate-Owned Life Insurance: The Hidden Strategy Smart Business Owners UsePicture this:You’ve built up $200K in retai...
04/15/2026

Corporate-Owned Life Insurance: The Hidden Strategy Smart Business Owners Use

Picture this:
You’ve built up $200K in retained earnings, earning 5% annually.
That’s $10,000 in growth… sounds great, right?

Not quite.

Once passive investment income flows through your corporation, a significant portion can be lost to tax. And it doesn’t stop there…

When passive income exceeds $50,000, your Small Business Deduction starts to erode, fast. By $150,000, it can be completely eliminated.
This means higher corporate tax rates and less money working for you.
But there’s another way.

Many business owners are unaware of a strategy that allows corporate dollars to:
- Grow on a tax-advantaged basis
- Provide access to funds without triggering tax & potential tax-write off
- Transfer wealth to the next generation efficiently, with strategies recognized under CRA guidelines that can help significantly reduce corporate estate tax exposure.

Think of it as creating a more efficient environment for your retained earnings, one that aligns with your planning

If you’re holding any amount of retained earnings inside your corporation, it is worth exploring your options.

Feel free to reach out if you’d like to understand how this could apply to your situation.

Peter Rizkalla,
[email protected]
613-700-6672

Address

440 Laurier Avenue W #200
Ottawa, ON
K1R5V7

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16137006672

Website

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