True North Retirement Counsel

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Happy Easter! Wishing you a day filled with joy, peace, and time well spent with the people you love.
04/05/2026

Happy Easter! Wishing you a day filled with joy, peace, and time well spent with the people you love.

Most financial advice in Canada assumes you grew up here.But if you didn’t…Retirement planning works differently.Differe...
04/01/2026

Most financial advice in Canada assumes you grew up here.

But if you didn’t…

Retirement planning works differently.

Different systems.
Different rules.
Different starting points.

That’s why many immigrant professionals feel like they’re behind even when they’re doing well.

We created The Immigrant’s Playbook to help you understand how everything fits together.

Download it here: https://bit.ly/47zGqDq

Luck may come and go. A well-built financial plan stays with you. 🍀Happy St. Patrick’s Day from all of us at True North.
03/17/2026

Luck may come and go. A well-built financial plan stays with you. 🍀

Happy St. Patrick’s Day from all of us at True North.

𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗼𝗳 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗮𝗻 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝘄𝗵𝗼’𝘀 𝗮𝗹𝘀𝗼 𝗮𝗻 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗠𝗮𝗻𝗮𝗴𝗲𝗿?For clients of True North’s Reti...
02/11/2026

𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗼𝗳 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗮𝗻 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝘄𝗵𝗼’𝘀 𝗮𝗹𝘀𝗼 𝗮𝗻 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗠𝗮𝗻𝗮𝗴𝗲𝗿?

For clients of True North’s Retirement Counsel, it means Conrad Toner and Paulo Songane are more directly involved in managing the portfolios that support your long-term plan.

That brings real benefits:
• Faster decision-making when markets or personal circumstances change.
• Better alignment between your retirement strategy and how your money is invested.
• Fewer handoffs, so advice and ex*****on stay closely connected.
• Clear accountability from the same people guiding your plan.
• The result is a more responsive, thoughtful experience for clients who value hands-on stewardship and long-term clarity.

If you’d like to understand how this approach could benefit your own retirement plan, contact us today!

𝘗𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘢𝘳𝘦 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘘𝘶𝘪𝘯𝘵𝘦𝘴𝘴𝘦𝘯𝘤𝘦 (𝘘) 𝘞𝘦𝘢𝘭𝘵𝘩. 𝘛𝘳𝘶𝘦 𝘕𝘰𝘳𝘵𝘩 𝘙𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘊𝘰𝘶𝘯𝘴𝘦𝘭 𝘪𝘴 𝘢𝘯 𝘰𝘸𝘯𝘦𝘳 𝘢𝘯𝘥 𝘗𝘢𝘳𝘵𝘯𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘘 𝘞𝘦𝘢𝘭𝘵𝘩 𝘗𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱. 𝘖𝘯𝘭𝘺 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭𝘴 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘢𝘴 𝘈𝘴𝘴𝘰𝘤𝘪𝘢𝘵𝘦 𝘰𝘳 𝘈𝘥𝘷𝘪𝘴𝘪𝘯𝘨 𝘙𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘷𝘦𝘴 𝘸𝘪𝘵𝘩 𝘘 𝘞𝘦𝘢𝘭𝘵𝘩 𝘮𝘢𝘺 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘰𝘳 𝘵𝘳𝘢𝘥𝘪𝘯𝘨

As we step into 2026, we’re grateful for the trust you’ve placed in us. Let’s keep building a future that reflects what ...
01/01/2026

As we step into 2026, we’re grateful for the trust you’ve placed in us. Let’s keep building a future that reflects what matters most.

Here’s to snowy walks, warm lights and time with the people who matter most. Happy Holidays from True North Retirement C...
12/24/2025

Here’s to snowy walks, warm lights and time with the people who matter most.

Happy Holidays from True North Retirement Counsel!

On Remembrance Day, we pause to honour the courage that shaped our nation and reflect on the responsibility we carry for...
11/11/2025

On Remembrance Day, we pause to honour the courage that shaped our nation and reflect on the responsibility we carry forward.

Happy Halloween from all of us at OneLife!
10/31/2025

Happy Halloween from all of us at OneLife!

10/17/2025

You came here chasing opportunity. But often, the hardest barrier is not the job. It is the rules of a new financial system and the beliefs you brought with you.

🎙️ Episode 3 of Immigrant’s Playbook to Financial Freedom dives into how immigrant professionals can build a confident, resilient relationship with money in Canada. Paulo Songane, CFP®, CIM®, shares how he helps clients unlearn limiting money scripts, harness credit as a tool, and build structure around wealth.

💻 Tune in and read the full guide here: https://bit.ly/4ngt2cl

From our True North family to yours, we wish you a happy and joyful Thanksgiving filled with connection, comfort and gra...
10/13/2025

From our True North family to yours, we wish you a happy and joyful Thanksgiving filled with connection, comfort and gratitude.

Happy Thanksgiving!

Most retirement advice stops at saving.But real freedom begins when you learn how to spend wisely and without fear.📘 Fea...
10/07/2025

Most retirement advice stops at saving.

But real freedom begins when you learn how to spend wisely and without fear.

📘 Fearless Retirement by Conrad Toner flips the script on traditional retirement planning and shows you how to live a life guided by purpose, not just numbers.

Get your free copy here: https://bit.ly/4gZ0QJv

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1651 Hilliard Street
Peterborough, ON

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