What are the opening hours?

Monday 8am - 6:30pm Tuesday 8am - 6:30pm Wednesday 8am - 6:30pm Thursday 8am - 6:30pm Friday 8am - 6:30pm Saturday 8am - 6:30pm

John Kalos Certified Financial Planner

Home
Canada
Pointe-Claire, QC
John Kalos Certified Financial Planner

Financial Planning services for families and business owners across Canada Helping you make smart decisions with your money.

Financial planning is different for everyone. Using Ironshield Financial Planning's KAIZEN Financial Planning Process™, I'll review the structure of your wealth and clarify what steps you need to take to keep more money in your pocket today without affecting your plans for tomorrow.

08/25/2025

No test, no technology – this simple physical exercise reveals how old your brain really is and how healthy your mental health is
Did you know your walking speed can reveal your brain's age and cognitive health? Neuroscience experts have linked slower walking to faster brain deterioration and other health issues, even in younger individuals. Simple tests can measure your speed against age-specific healthy benchmarks. Ready to assess your brain's pace? Read the full article to discover how and why movement is key for mental well-being.

Do you want to know your brain’s age? You just need to try this simple exercise! Some neuroscience experts from the United States have proved the relationship

08/21/2025

13 ways to budget and save money during the summer
Summer expenses, from vacations to childcare, can be overwhelming. However, smart budgeting and saving are achievable. By setting limits, scheduling wisely, using cash, and tracking spending, you can navigate the season without financial stress. Discover more simple yet effective strategies to make your money go further this summer by reading the full article.

Summer is a fun time, but an expensive one. Fear not, because there are simple ways you can learn how to budget and retrain your brain to save money, even during the summer months.

08/12/2025

Canada faces potential wave of small business closures
Amid economic shifts and a "Silver Tsunami" of retiring Baby Boomer owners, Canada faces widespread small business closures, especially in rural areas. With most businesses lacking succession plans, a critical gap in local ownership and employment looms. Explore how robust succession planning can secure businesses, jobs, and community economies in the full article.

The average age of Canadian business owners was 53.5 in 2020, with many now approaching or already at retirement age.

08/08/2025

Is 5 years ahead of retirement the right time to start talking to a financial adviser?
Retirement portfolio adjustment is an ongoing process, ideally starting five years prior to retirement. Gradually shifting to safer assets and continuously rebalancing with an advisor ensures you stay on track. This proactive approach helps protect investments and align with your goals. Discover optimal timelines and strategies for a secure retirement in the full article.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

07/02/2025

How gratitude changes you and your brain
As mental health care increasingly values efficiency, researchers are exploring brief, high-impact strategies to enhance the effectiveness of therapy. While gratitude practices are known to boost overall happiness, a recent study zeroed in on individuals undergoing counseling. The findings revealed that writing gratitude letters significantly enhanced mental health outcomes beyond the benefits of counseling alone. Discover how this simple yet powerful practice can make a meaningful difference.

Research explores how gratitude works to improve our mental health.

06/23/2025

This where Canadians are travelling instead of Florida, Hawaii and other U.S. spots
Due to the trade war, some Canadians are altering their U.S. vacation plans, with one long-time Hawaii visitor opting for Mexico instead and vowing to avoid the U.S. entirely. This reflects a broader trend, as data shows a significant drop in Canadians returning from the U.S. by vehicle and decreased international traffic from Canada at major U.S. airports. Discover more about this shift in travel patterns in here.

Canadians are now seeking adventure, relaxation, and cultural experiences outside of the United States For decades, the U.S. has been the go-to destination for Canadian travelers, offering everything from sun-soaked beaches in Florida to bustling cities like NYC and Las Vegas. However, political fa

06/18/2025

Canada announces new support for Canadian businesses affected by U.S. tariffs
New measures offer relief to Canadian businesses impacted by the Canada-U.S. tariff dispute. This includes the remission of certain Canadian countermeasure tariffs, conditional on automakers maintaining production and completing planned investments in Canada. For full details on these measures and their implications, read the complete article.

The Minister of Finance, the Honourable François-Philippe Champagne, today announced new measures for Canadian businesses and entities affected by the tariff dispute between Canada and the United States.

06/10/2025

Worried about housing costs? Here’s how to get help
Facing housing affordability challenges like buying, renting, or paying a mortgage is a widespread concern for many Canadians. Surveys reveal a significant percentage worry about housing costs and their ability to afford payments. Fortunately, various programs exist to provide support in finding and maintaining stable housing during tough financial times.

These programs can help you find and keep stable housing — even during during times of financial hardship.

06/06/2025

Why employers should integrate financial planning into benefits
As workplaces tackle the challenges of retirement planning, some consider hiring full-time financial experts. A more cost-effective solution, however, is to integrate third-party financial planning through benefits providers. This approach helps employees better understand their workplace benefits within the context of their overall financial picture. Here’s why financial planning should be incorporated into workplace benefits—it can boost employee confidence and improve retirement readiness.

CFP outlines why financial planning should be incorporated into workplace benefits, ultimately improving employee confidence and retirement readiness

05/16/2025

Support for business
Optimize your business, from startups to expansions, with the Government of Canada's extensive programs and services. Access hundreds of resources and tools designed for efficiency and growth.

Canada's response to U.S. tariffs A comprehensive plan to protect and defend Canada's interests

05/07/2025

Personal loan versus line of credit: Which should you choose?
Personal loans and lines of credit offer borrowing for major expenses. Loans provide a fixed sum, repaid in installments, often for specific needs. Lines of credit offer flexible, revolving access to funds, like a credit card. Both can be secured or unsecured, with eligibility tied to your credit. Understanding their differences aids in choosing the right option.

Need the best interest rate? Want fixed payments or flexibility? Find out the differences between personal loans and lines of credits.

04/28/2025

How to deal with your finances when the economy is stressing you out
Recent months brought escalating financial anxieties beyond pandemic woes. Tariffs, boycotts, and fluctuating inflation compound existing money stressors, now the top concern for 44% of Canadians. This volatility makes long-term financial planning feel futile, exacerbating decision-making paralysis amidst overwhelming uncertainty. This article suggests some processes you can put in place to reduce the stress around your finances.

Interest rates, inflation—not to mention tariffs or a recession—can make finances stressful. But keeping a cool head is important. Here’s how.

Address

6500 Trans Canada Suite 400
Pointe-Claire, QC
H9R0A5

Opening Hours

Monday	8am - 6:30pm
Tuesday	8am - 6:30pm
Wednesday	8am - 6:30pm
Thursday	8am - 6:30pm
Friday	8am - 6:30pm
Saturday	8am - 6:30pm

Telephone

+15148193370

Website

http://www.ironshield.ca/

Alerts

Be the first to know and let us send you an email when John Kalos Certified Financial Planner posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to John Kalos Certified Financial Planner:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing