Jana Palm-Rienks - Certified Financial Planner

04/27/2026

https://www.heyadvisor.ca/share/hxf37u?l=55um6mt

For information, the updated threshold for 2026 to calculate the grant is $117,045
https://www.canada.ca/en/employment-social-development/programs/disability/savings/issuers/bulletins/notice-2025-577.html

Check out this infographic!

03/25/2026

Keeping these in mind can help protect your investment decisions from being swayed by emotions.

03/20/2026

When the markets are going through a volatile period, it can be nerve-wracking and it's natural to feel the urge to sell your investments. However, time has shown that staying put and keeping a long-term perspective pays off.

Check out this infographic!

03/17/2026

Feeling tempted to pull out of the markets?

02/12/2026

If you’re staring at TFSA and RRSP room and wondering what the smart move is — you’re not alone.

Most people don’t need more accounts.
They need a clear strategy that fits their life.

That’s exactly what I help families build.

02/06/2026

A parent once told me, “I lie awake wondering if I’m doing enough.”

Once we built a plan that combined RDSP growth, TFSA flexibility, and a clear timeline, the fear eased.

Planning doesn’t remove responsibility — it removes uncertainty.

02/04/2026

One thing many families don’t realize:

You don’t have to choose between saving for your future and your child’s.

RDSPs are ideal for long-term security and government grants.

TFSAs provide flexibility if life changes or funds are needed earlier.

Coordinating the two creates stability without locking everything away.

02/02/2026

If you’re raising a child with a disability, long-term planning hits differently.

You’re not just thinking about retirement — you’re thinking about lifetime security.

That’s why the RDSP is one of the most powerful — and misunderstood — tools available to Canadian families.

01/30/2026

01/29/2026

RRSPs are great — unless they’re locking you into a future you don’t actually want